Cost of Living in Watertown, WI
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
109.8
100 = national avg
+9.8 vs national average
Living Wage (1 Adult)
$48,329
per year
Living Wage (Family of 4)
$114,232
per year
Cost Index by Category
Housing122.3
Food102.2
Transportation101.8
Healthcare101.8
Utilities105.8
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$873
per month
2 Bedroom
$1,080
per month
The overall cost of living index in Watertown is 109.8, which is 9.8% above the national average. Housing costs are above the national average at an index of 122.3. A single adult needs to earn approximately $48,329 per year to cover basic expenses.