Natural Disasters in Germantown, WI
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
68.3
Relatively Low
Expected Annual Loss
83.1
Score (0-100)
Social Vulnerability
10.6
Score (0-100)
Community Resilience
96.9
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Cold Wave | 90.2 |
| Hail | 86.5 |
| Tornado | 84.1 |
| Heat Wave | 72.0 |
| Winter Weather | 63.6 |
| Landslide | 61.2 |
| Lightning | 59.4 |
| Strong Wind | 58.6 |
| Wildfire | 49.0 |
| Ice Storm | 33.3 |
| Drought | 33.1 |
| Earthquake | 32.5 |
| Hurricane | 9.3 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
13
Most Recent
Flood
Sep 2025
Most Common Type
Severe Storm
4 declarations
| Date | Type | Declaration |
|---|---|---|
| Sep 11, 2025 | Flood | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND MUDSLIDES |
| Apr 4, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Apr 5, 2011 | Snowstorm | SEVERE WINTER STORM AND SNOWSTORM |
| Jun 14, 2008 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Mar 19, 2008 | Snowstorm | RECORD SNOW AND NEAR RECORD SNOW |
| Sep 13, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Jun 18, 2004 | Severe Storm | SEVERE STORMS AND FLOODING |
| Jul 7, 1997 | Severe Storm | SEVERE STORMS AND FLOODING |
| Aug 6, 1991 | Severe Storm | SEVERE STORMS & HAIL |
| Oct 7, 1986 | Flood | SEVERE STORMS & FLOODING |
| Jun 17, 1976 | Drought | DROUGHT |
| Mar 23, 1976 | Flood | SEVERE STORMS, ICING, WIND & FLOODING |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
14,474
Total IA Distributed
$47,132,431
Repair/Replace
$23,190,693
Rental Assistance
$5,130,519
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4481 | 1 | N/A | — |
| DR-4402 | 1 | N/A | — |
| DR-4892 | 8,248 | $37,105,848 | $4,292 |
| DR-1933 | 3,426 | $5,053,035 | $1,979 |
| DR-1768 | 1,991 | $2,354,393 | $2,311 |
| DR-4520 | 384 | $2,169,260 | — |
| DR-1526 | 423 | $449,894 | $2,191 |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
75
Total Claims Paid
$1,170,544
Avg Claim Payout
$15,607
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$1,440,472
Disasters with PA
6
Total Projects
137
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-1768 | Severe Storm(s) | 58 | $632,358 |
| DR-1966 | Snow | 38 | $394,309 |
| DR-3285 | Snow | 36 | $364,692 |
| DR-4520 | Biological | 3 | $46,240 |
| DR-1526 | Severe Storm(s) | 1 | $1,763 |
| DR-1369 | Flood | 1 | $1,110 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
3
Federal Funding
$141,417
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 91.1: Local Multihazard Mitigation Plan | 2 | $96,417 |
| 91.2: Local Multihazard Mitigation Plan - NEW | 1 | $45,000 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Germantown has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are cold wave, hail, tornado. The area has had 13 federal disaster declarations. The most common disaster type is severe storm (4 declarations). 75 flood insurance claims have been filed in the area. FEMA has obligated $1,440,472 in public assistance recovery funding. $47,132,431 has been distributed in individual assistance to disaster-affected residents. 3 hazard mitigation projects have been funded to reduce future risk.