Natural Disasters in Philippi, WV

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

24.0

Very Low

Expected Annual Loss

25.2

Score (0-100)

Social Vulnerability

46.5

Score (0-100)

Community Resilience

43.5

Score (0-100)

Top Hazard Risks

Landslide86.8Lightning59.1Hurricane47.7

Hazard	Risk Score
Landslide	86.8
Lightning	59.1
Hurricane	47.7
Drought	38.4
Hail	37.2
Winter Weather	26.4
Earthquake	24.5
Cold Wave	21.5
Avalanche	17.7
Strong Wind	17.5
Wildfire	11.6
Tornado	11.5
Ice Storm	10.8
Heat Wave	9.6

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

6 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 3, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Mar 31, 2015	Severe Storm	SEVERE WINTER STORM, FLOODING, LANDSLIDES, AND MUDSLIDES
Nov 27, 2012	Hurricane	HURRICANE SANDY
Oct 29, 2012	Hurricane	HURRICANE SANDY
Jul 23, 2012	Severe Storm	SEVERE STORMS AND STRAIGHT-LINE WINDS
Jun 30, 2012	Severe Storm	SEVERE STORMS
Jun 19, 2008	Severe Storm	SEVERE STORMS, TORNADOES, FLOODING, MUDSLIDES, AND
May 1, 2007	Severe Storm	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Nov 21, 2003	Severe Storm	SEVERE STORMS, FLOODING, AND LANDSLIDES
Feb 28, 2000	Flood	FLOODING, SEVERE STORMS, AND LANDSLIDES
Aug 14, 1996	Fire	HEAVY RAINS, HIGH WINDS, FLOODING, AND SLIDES
May 23, 1996	Flood	FLOODING, HEAVY WINDS
Jan 13, 1996	Snowstorm	BLIZZARD OF 96 (SEVERE SNOW STORM)
Mar 17, 1993	Snowstorm	SEVERE SNOWFALL & WINTER STORM
Nov 7, 1985	Flood	SEVERE STORMS & FLOODING
Jul 3, 1972	Flood	TROPICAL STORM AGNES
Mar 13, 1967	Flood	FLOODING

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

139

Total IA Distributed

$343,434

Repair/Replace

$203,945

Rental Assistance

$5,588

Disaster	Registrations	Total IA $	Avg Damage
DR-1769	111	$214,006	$3,050
DR-4517	22	$121,094	—
DR-1500	6	$8,334	$1,770

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

373

Total Claims Paid

$3,471,327

Avg Claim Payout

$9,307

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$429,403

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4093	Hurricane	24	$286,223
DR-4071	Severe Storm(s)	14	$143,180

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$1,269,351

Properties Protected

Avg Benefit-Cost Ratio

1.09

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	7	$1,259,693
106.1: Other Non Construction (Regular Project Only)	1	$9,658

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Philippi has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, lightning, hurricane. The area has had 20 federal disaster declarations. The most common disaster type is severe storm (6 declarations). 373 flood insurance claims have been filed in the area. FEMA has obligated $429,403 in public assistance recovery funding. $343,434 has been distributed in individual assistance to disaster-affected residents. 8 hazard mitigation projects have been funded to reduce future risk.