Natural Disasters in Cottageville, WV
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
56.5
Relatively Low
Expected Annual Loss
51.4
Score (0-100)
Social Vulnerability
64.9
Score (0-100)
Community Resilience
36.6
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Landslide | 92.3 |
| Ice Storm | 73.0 |
| Heat Wave | 58.1 |
| Hurricane | 56.5 |
| Lightning | 44.3 |
| Earthquake | 41.6 |
| Drought | 34.0 |
| Hail | 28.1 |
| Winter Weather | 28.1 |
| Cold Wave | 28.0 |
| Strong Wind | 23.7 |
| Wildfire | 20.4 |
| Tornado | 12.8 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
25
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
9 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Apr 3, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Jun 25, 2016 | Flood | SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Aug 7, 2015 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| May 21, 2015 | Flood | SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| May 18, 2015 | Flood | SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Mar 31, 2015 | Severe Storm | SEVERE WINTER STORM, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Jan 10, 2014 | Chemical | CHEMICAL SPILL |
| Oct 29, 2012 | Hurricane | HURRICANE SANDY |
| Jul 23, 2012 | Severe Storm | SEVERE STORMS AND STRAIGHT-LINE WINDS |
| Jun 30, 2012 | Severe Storm | SEVERE STORMS |
| Jun 19, 2008 | Severe Storm | SEVERE STORMS, TORNADOES, FLOODING, MUDSLIDES, AND |
| Sep 5, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Sep 20, 2004 | Severe Storm | SEVERE STORMS, FLOODING, AND LANDSLIDES |
| Jun 7, 2004 | Severe Storm | SEVERE STORMS, FLOODING, AND LANDSLIDES |
| Mar 14, 2003 | Severe Storm | SEVERE WINTER STORM, RECORD/NEAR RECORD SNOW, HEAVY RAINS, FLOODING AND LANDSLIDES |
| Feb 28, 2000 | Flood | FLOODING, SEVERE STORMS, AND LANDSLIDES |
| Jul 1, 1998 | Severe Storm | SEVERE STORMS AND FLOODING |
| Mar 7, 1997 | Flood | HEAVY & WIND DRIVEN RAIN, HIGH WINDS,FLOODING,SLIDES |
Showing 20 of 25 declarations
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
376
Total IA Distributed
$651,090
Repair/Replace
$214,039
Rental Assistance
$27,836
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4393 | 1 | N/A | — |
| DR-4517 | 36 | $211,323 | — |
| DR-1556 | 42 | $161,058 | $2,562 |
| DR-1455 | 167 | $118,858 | $1,216 |
| DR-1558 | 22 | $70,555 | $6,719 |
| DR-1453 | 28 | $21,456 | $829 |
| DR-1522 | 10 | $18,636 | $3,844 |
| DR-4071 | 32 | $18,139 | $2,005 |
| DR-4507 | 3 | $12,777 | — |
| DR-1474 | 8 | $7,977 | $1,823 |
Showing top 10 of 12 disasters by IA amount
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
311
Total Claims Paid
$4,474,584
Avg Claim Payout
$14,388
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$175,788
Disasters with PA
4
Total Projects
22
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4071 | Severe Storm(s) | 16 | $70,480 |
| DR-4210 | Severe Storm(s) | 1 | $47,477 |
| DR-1522 | Severe Storm(s) | 4 | $45,460 |
| DR-1558 | Severe Storm(s) | 1 | $12,372 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
3
Federal Funding
$1,044,497
Properties Protected
7
Avg Benefit-Cost Ratio
1.70
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 2 | $294,497 |
| 403.2: Stormwater Management - Diversions | 1 | $750,000 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Cottageville has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, ice storm, heat wave. The area has had 25 federal disaster declarations. The most common disaster type is severe storm (9 declarations). 311 flood insurance claims have been filed in the area. FEMA has obligated $175,788 in public assistance recovery funding. $651,090 has been distributed in individual assistance to disaster-affected residents. 3 hazard mitigation projects have been funded to reduce future risk.