Natural Disasters in Bayard, WV

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

33.2

Very Low

Expected Annual Loss

27.2

Score (0-100)

Social Vulnerability

71.7

Score (0-100)

Community Resilience

27.6

Score (0-100)

Top Hazard Risks

Landslide85.9Avalanche70.3Strong Wind65.1

Hazard	Risk Score
Landslide	85.9
Avalanche	70.3
Strong Wind	65.1
Hurricane	64.6
Wildfire	51.5
Drought	44.1
Winter Weather	33.9
Hail	33.2
Earthquake	28.6
Cold Wave	28.4
Lightning	19.7
Heat Wave	17.0
Tornado	14.7
Ice Storm	13.6

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

6 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 3, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Aug 2, 2019	Flood	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Jul 12, 2018	Severe Storm	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Oct 29, 2012	Hurricane	HURRICANE SANDY
Jul 23, 2012	Severe Storm	SEVERE STORMS AND STRAIGHT-LINE WINDS
Jun 30, 2012	Severe Storm	SEVERE STORMS
Apr 23, 2010	Snowstorm	SEVERE WINTER STORMS AND SNOWSTORMS
May 1, 2007	Severe Storm	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Sep 23, 2003	Hurricane	HURRICANE ISABEL
Mar 14, 2003	Severe Storm	SEVERE WINTER STORM, RECORD/NEAR RECORD SNOW, HEAVY RAINS, FLOODING AND LANDSLIDES
Nov 16, 2001	Fire	WV - TROUGH AND SMOKE HOLE FIRE COMPLEX - 11/16/2001
Sep 11, 1996	Severe Storm	HURRICANE FRAN AND ASSOCIATED HEAVY RAINS,FLOODING HIGHWIND
Jan 25, 1996	Flood	FLOODING
Jan 13, 1996	Snowstorm	BLIZZARD OF 96 (SEVERE SNOW STORM)
Mar 17, 1993	Snowstorm	SEVERE SNOWFALL & WINTER STORM
Nov 7, 1985	Flood	SEVERE STORMS & FLOODING
Aug 24, 1977	Drought	DROUGHT

Showing 20 of 21 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

Total IA Distributed

$368,709

Repair/Replace

$8,254

Rental Assistance

$474

Disaster	Registrations	Total IA $	Avg Damage
DR-4496	1	N/A	—
DR-4491	56	$359,849	—
DR-1492	5	$8,232	$3,448
DR-1474	1	$628	$628

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

155

Total Claims Paid

$2,895,552

Avg Claim Payout

$18,681

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$147,687

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4455	Severe Storm(s)	3	$63,468
DR-1903	Snow	6	$30,251
DR-4071	Severe Storm(s)	10	$29,262
DR-3358	Hurricane	3	$15,001
DR-4517	Biological	1	$7,297
DR-4378	Severe Storm(s)	1	$2,408

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$196,393

Properties Protected

Avg Benefit-Cost Ratio

0.81

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	1	$196,393

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Bayard has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, avalanche, strong wind. The area has had 21 federal disaster declarations. The most common disaster type is severe storm (6 declarations). 155 flood insurance claims have been filed in the area. FEMA has obligated $147,687 in public assistance recovery funding. $368,709 has been distributed in individual assistance to disaster-affected residents. 1 hazard mitigation projects have been funded to reduce future risk.