Natural Disasters in Luray, VA

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

37.9

Very Low

Expected Annual Loss

33.2

Score (0-100)

Social Vulnerability

66.4

Score (0-100)

Community Resilience

37.2

Score (0-100)

Top Hazard Risks

Hurricane77.0Landslide76.0Drought65.1

Hazard	Risk Score
Hurricane	77.0
Landslide	76.0
Drought	65.1
Avalanche	62.4
Strong Wind	58.1
Wildfire	53.3
Earthquake	43.1
Hail	38.0
Lightning	36.4
Heat Wave	35.3
Winter Weather	31.7
Cold Wave	28.7
Tornado	18.9
Ice Storm	15.8

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Severe Storm

Apr 2025

Most Common Type

Hurricane

5 declarations

Date	Type	Declaration
Apr 4, 2025	Severe Storm	SEVERE WINTER STORMS AND FLOODING
Apr 2, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Sep 11, 2018	Hurricane	HURRICANE FLORENCE
Mar 7, 2016	Snowstorm	SEVERE WINTER STORM AND SNOWSTORM
Oct 29, 2012	Hurricane	HURRICANE SANDY
Jul 27, 2012	Severe Storm	SEVERE STORMS AND STRAIGHT-LINE WINDS
Apr 27, 2010	Snowstorm	SEVERE WINTER STORMS AND SNOWSTORMS
Feb 16, 2010	Snowstorm	SEVERE WINTER STORM AND SNOWSTORM
Sep 12, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Sep 18, 2003	Hurricane	HURRICANE ISABEL
Feb 28, 2002	Fire	VA - FULTZ RUN FIRE - 02-28-2002
Feb 28, 2000	Severe Storm	SEVERE WINTER STORMS
Sep 6, 1996	Hurricane	HURRICANE FRAN AND ASSOCIATED SEVERE STORM COND
Jan 27, 1996	Flood	FLOODING, HIGH WINDS, AND WIND DRIVEN RAIN
Jan 13, 1996	Snowstorm	BLIZZARD OF 96 (SEVERE SNOW STORM)
Mar 25, 1993	Snowstorm	SEVERE WINTER STORM
May 19, 1992	Flood	SEVERE STORMS & FLOODING
Nov 9, 1985	Flood	SEVERE STORMS & FLOODING
Jul 23, 1977	Drought	DROUGHT

Showing 20 of 23 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

334

Total IA Distributed

$715,217

Repair/Replace

$322,592

Rental Assistance

$63,028

Disaster	Registrations	Total IA $	Avg Damage
DR-1491	289	$456,565	$3,023
DR-4512	45	$258,652	—

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

188

Total Claims Paid

$3,590,881

Avg Claim Payout

$19,100

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$36,702

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4072	Severe Storm(s)	8	$36,702

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$236,282

Properties Protected

Avg Benefit-Cost Ratio

0.35

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	2	$89,120
201.1: Relocation of Private Structures - Riverine	1	$18,975
202.1: Elevation of Private Structures - Riverine	1	$16,901
800.1: Miscellaneous	1	$100,653
200.3: Acquisition of Public Real Property (Structures and Land) - Riverine	1	$10,633

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Luray has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hurricane, landslide, drought. The area has had 23 federal disaster declarations. The most common disaster type is hurricane (5 declarations). 188 flood insurance claims have been filed in the area. FEMA has obligated $36,702 in public assistance recovery funding. $715,217 has been distributed in individual assistance to disaster-affected residents. 6 hazard mitigation projects have been funded to reduce future risk.