Natural Disasters in Cluster Springs, VA

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

47.0

Relatively Low

Expected Annual Loss

30.6

Score (0-100)

Social Vulnerability

97.4

Score (0-100)

Community Resilience

30.5

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

Public Assistance

$620K

Individual Assistance

$761K

Most Common Type

Hurricane

8 declarations

Public Assistance by Category

Total: $602K

Disaster	Type	Date	PA $	IA $
Severe Winter Storms and Flooding →	Severe Storm	Apr 2025	—	—
Severe Winter Storms →	Severe Ice Storm	May 2021	$25K	—
Covid-19 Pandemic →	Biological	Apr 2020	$314K	$706K
Covid-19 →	Biological	Mar 2020	—	—
Tropical Storm Michael →	Hurricane	Dec 2018	$271K	—
Hurricane Florence →	Hurricane	Oct 2018	$10K	—
Hurricane Florence →	Hurricane	Sep 2018	—	—
Hurricane Sandy →	Hurricane	Oct 2012	—	—
Severe Storms and Straight-line Winds →	Severe Storm	Jul 2012	—	—
Severe Storms and Flooding Associated Wi… →	Severe Storm	Dec 2009	—	—
Hurricane Katrina Evacuation →	Hurricane	Sep 2005	—	—
Hurricane Isabel →	Hurricane	Sep 2003	—	$11K
Severe Winter Storm, Record/near Record … →	Severe Storm	Mar 2003	—	—
Severe Storms, Tornadoes, and Flooding →	Severe Storm	May 2002	—	—
Severe Winter Storms →	Severe Storm	Feb 2000	—	—
Hurricane Floyd Major Disaster Declarati… →	Hurricane	Sep 1999	—	—
Hurricane Fran and Associated Severe Sto… →	Hurricane	Sep 1996	—	—
Blizzard of 96 (severe Snow Storm) →	Snowstorm	Jan 1996	—	—
Severe Storms and Flooding →	Severe Storm	Jul 1995	—	—
Severe Ice Storms, Flooding →	Snowstorm	Mar 1994	—	—

Showing 20 of 28 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

186

Total Claims Paid

$2,338,304

Avg Claim Payout

$12,572

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$527,557

Properties Protected

Avg Benefit-Cost Ratio

0.98

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	3	$448,257
106.1: Other Non Construction (Regular Project Only)	1	$79,300
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)	1	$0

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Cluster Springs has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are drought, hurricane, lightning. The area has had 23 federal disaster declarations. The most common disaster type is hurricane (8 declarations). 186 flood insurance claims have been filed in the area. FEMA has obligated $620,128 in public assistance recovery funding. $761,309 has been distributed in individual assistance to disaster-affected residents. 5 hazard mitigation projects have been funded to reduce future risk.