Natural Disasters in Charles City, VA
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
9.3
Very Low
Expected Annual Loss
6.3
Score (0-100)
Social Vulnerability
77.7
Score (0-100)
Community Resilience
43.5
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Drought | 93.3 |
| Hurricane | 66.6 |
| Coastal Flood | 45.2 |
| Earthquake | 37.0 |
| Ice Storm | 28.5 |
| Heat Wave | 23.8 |
| Wildfire | 21.6 |
| Hail | 19.1 |
| Tornado | 17.5 |
| Winter Weather | 16.4 |
| Landslide | 15.5 |
| Cold Wave | 11.4 |
| Lightning | 10.0 |
| Strong Wind | 7.8 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
19
Most Recent
Winter Storm
Jan 2026
Most Common Type
Hurricane
8 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 23, 2026 | Winter Storm | SEVERE WINTER STORM |
| Apr 2, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Oct 15, 2018 | Hurricane | HURRICANE FLORENCE |
| Sep 11, 2018 | Hurricane | HURRICANE FLORENCE |
| Oct 29, 2012 | Hurricane | HURRICANE SANDY |
| Sep 3, 2011 | Hurricane | HURRICANE IRENE |
| Sep 22, 2006 | Severe Storm | TROPICAL DEPRESSION ERNESTO, SEVERE STORMS AND FLOODING |
| Sep 12, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Sep 3, 2004 | Severe Storm | SEVERE STORMS, FLOODING AND TORNADOES ASSOCIATED W TD GASTON |
| Sep 18, 2003 | Hurricane | HURRICANE ISABEL |
| Feb 28, 2000 | Severe Storm | SEVERE WINTER STORMS |
| Sep 18, 1999 | Hurricane | HURRICANE FLOYD MAJOR DISASTER DECLARATIONS |
| Sep 6, 1996 | Hurricane | HURRICANE FRAN AND ASSOCIATED SEVERE STORM COND |
| Jan 13, 1996 | Snowstorm | BLIZZARD OF 96 (SEVERE SNOW STORM) |
| Mar 25, 1993 | Snowstorm | SEVERE WINTER STORM |
| Jul 23, 1977 | Drought | DROUGHT |
| Jan 26, 1977 | Freezing | ICE CONDITIONS |
| Jun 23, 1972 | Flood | TROPICAL STORM AGNES |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
570
Total IA Distributed
$546,481
Repair/Replace
$213,935
Rental Assistance
$76,807
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4831 | 1 | N/A | — |
| DR-1491 | 553 | $495,402 | $1,374 |
| DR-1544 | 10 | $26,168 | $6,481 |
| DR-4512 | 6 | $24,911 | — |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
9
Total Claims Paid
$60,932
Avg Claim Payout
$6,770
County-level NFIP data from FEMA National Flood Insurance Program.
Charles City has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are drought, hurricane, coastal flood. The area has had 19 federal disaster declarations. The most common disaster type is hurricane (8 declarations). 9 flood insurance claims have been filed in the area. $546,481 has been distributed in individual assistance to disaster-affected residents.