Natural Disasters in Apple Mountain Lake, VA

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

31.6

Very Low

Expected Annual Loss

45.3

Score (0-100)

Social Vulnerability

13.8

Score (0-100)

Community Resilience

53.5

Score (0-100)

Top Hazard Risks

Landslide80.5Hurricane59.9Drought56.0

Hazard	Risk Score
Landslide	80.5
Hurricane	59.9
Drought	56.0
Avalanche	49.6
Heat Wave	48.6
Lightning	47.6
Earthquake	45.2
Strong Wind	44.4
Winter Weather	42.9
Hail	36.6
Wildfire	36.4
Tornado	24.7
Ice Storm	10.5
Cold Wave	8.7

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Hurricane

6 declarations

Date	Type	Declaration
Jan 23, 2026	Winter Storm	SEVERE WINTER STORM
Apr 2, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Sep 11, 2018	Hurricane	HURRICANE FLORENCE
Mar 7, 2016	Snowstorm	SEVERE WINTER STORM AND SNOWSTORM
Nov 26, 2012	Hurricane	HURRICANE SANDY
Oct 29, 2012	Hurricane	HURRICANE SANDY
Jul 27, 2012	Severe Storm	SEVERE STORMS AND STRAIGHT-LINE WINDS
Feb 20, 2011	Fire	SMITH FIRE
Apr 27, 2010	Snowstorm	SEVERE WINTER STORMS AND SNOWSTORMS
Sep 12, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Sep 18, 2003	Hurricane	HURRICANE ISABEL
Mar 27, 2003	Severe Storm	SEVERE WINTER STORM, RECORD/NEAR RECORD SNOWFALL, HEAVY RAIN,FLOODIND, AND MUDSLIDE
Feb 28, 2000	Severe Storm	SEVERE WINTER STORMS
Sep 6, 1996	Hurricane	HURRICANE FRAN AND ASSOCIATED SEVERE STORM COND
Jan 27, 1996	Flood	FLOODING, HIGH WINDS, AND WIND DRIVEN RAIN
Jan 13, 1996	Snowstorm	BLIZZARD OF 96 (SEVERE SNOW STORM)
Jul 1, 1995	Severe Storm	SEVERE STORMS AND FLOODING
Mar 25, 1993	Snowstorm	SEVERE WINTER STORM
Nov 9, 1985	Flood	SEVERE STORMS & FLOODING

Showing 20 of 23 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

146

Total IA Distributed

$427,335

Repair/Replace

$128,924

Rental Assistance

$22,714

Disaster	Registrations	Total IA $	Avg Damage
DR-4831	1	N/A	—
DR-1570	1	N/A	—
DR-4512	50	$243,160	—
DR-1491	94	$184,175	$4,312

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

370

Total Claims Paid

$6,778,356

Avg Claim Payout

$18,320

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$530,893

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4512	Biological	1	$398,082
DR-1905	Snow	17	$124,791
DR-4072	Severe Storm(s)	2	$8,020

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$149,076

Properties Protected

Avg Benefit-Cost Ratio

0.00

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	2	$132,351
202.1: Elevation of Private Structures - Riverine	1	$16,725

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Apple Mountain Lake has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, hurricane, drought. The area has had 23 federal disaster declarations. The most common disaster type is hurricane (6 declarations). 370 flood insurance claims have been filed in the area. FEMA has obligated $530,893 in public assistance recovery funding. $427,335 has been distributed in individual assistance to disaster-affected residents. 3 hazard mitigation projects have been funded to reduce future risk.