Natural Disasters in Hardwick, VT

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

30.2

Very Low

Expected Annual Loss

38.0

Score (0-100)

Social Vulnerability

27.8

Score (0-100)

Community Resilience

70.0

Score (0-100)

Top Hazard Risks

Landslide78.5Hurricane71.3Winter Weather61.7

Hazard	Risk Score
Landslide	78.5
Hurricane	71.3
Winter Weather	61.7
Cold Wave	50.4
Ice Storm	48.0
Lightning	46.1
Earthquake	44.9
Avalanche	31.6
Heat Wave	27.3
Strong Wind	23.2
Wildfire	17.8
Tornado	10.3
Hail	6.6

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Flood

Sep 2024

Most Common Type

Flood

12 declarations

Date	Type	Declaration
Sep 26, 2024	Flood	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Aug 20, 2024	Severe Storm	SEVERE STORM, FLOODING, LANDSLIDES, AND MUDSLIDES
Aug 8, 2024	Tropical Storm	TROPICAL DEPRESSION DEBBY
Jul 14, 2023	Flood	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Jul 10, 2023	Flood	FLOODING
Aug 22, 2021	Hurricane	TROPICAL STORM HENRI
Apr 8, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Aug 16, 2017	Severe Storm	SEVERE STORMS AND FLOODING
Jun 11, 2014	Flood	SEVERE STORMS AND FLOODING
Jan 29, 2014	Severe Ice Storm	SEVERE WINTER STORMS
Aug 2, 2013	Flood	SEVERE STORMS AND FLOODING
Sep 1, 2011	Hurricane	TROPICAL STORM IRENE
Aug 29, 2011	Hurricane	HURRICANE IRENE
Jul 8, 2011	Severe Storm	SEVERE STORMS AND FLOODING
Sep 12, 2008	Severe Storm	SEVERE STORMS AND FLOODING
Aug 15, 2008	Severe Storm	SEVERE STORMS, A TORNADO, AND FLOODING
Aug 3, 2007	Severe Storm	SEVERE STORMS AND FLOODING
May 4, 2007	Severe Storm	SEVERE STORMS AND FLOODING
Sep 23, 2004	Severe Storm	SEVERE STORMS AND FLOODING

Showing 20 of 31 declarations

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

270

Total Claims Paid

$6,139,925

Avg Claim Payout

$22,740

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$29,634,689

Disasters with PA

Total Projects

567

Disaster	Type	Projects	Federal $
DR-4810	Severe Storm(s)	122	$10,981,756
DR-4720	Severe Storm(s)	67	$9,868,286
DR-4001	Severe Storm(s)	157	$2,792,815
DR-4826	Other	27	$2,366,232
DR-4022	Hurricane	73	$1,691,755
DR-1790	Severe Storm(s)	39	$587,185
DR-4532	Biological	6	$400,671
DR-1559	Severe Storm(s)	63	$373,856
DR-4330	Flood	6	$371,917
DR-4207	Severe Storm(s)	2	$85,165
DR-4695	Severe Storm(s)	3	$66,356
DR-4163	Severe Ice Storm	2	$48,695

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$378,608

Properties Protected

Avg Benefit-Cost Ratio

1.03

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	6	$199,769
91.1: Local Multihazard Mitigation Plan	3	$32,249
403.1: Stormwater Management - Culverts	2	$12,227
402.1: Infrastructure Protective Measures (Roads and Bridges)	2	$35,255
200.2: Acquisition of Private Real Property (Structures and Land) - Coastal	1	$70,209

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Hardwick has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, hurricane, winter weather. The area has had 31 federal disaster declarations. The most common disaster type is flood (12 declarations). 270 flood insurance claims have been filed in the area. FEMA has obligated $29,634,689 in public assistance recovery funding. 16 hazard mitigation projects have been funded to reduce future risk.