Saratoga Springs, UT — City Data, Demographics & Statistics
Utah County · Utah
City DNA
A unique fingerprint for Saratoga Springs based on 8 key metrics — compared to averages.
Quick Stats
Population
44,070
2023 ACS
Median Income
$123,619
2023
Median Home Value
$567,200
2023
Median Rent
$2,206
2023
Median Age
23.3
Unemployment
2.1%
Cost of Living Index
193.0
100 = national avg
Saratoga Springs is a city in Utah County, Utah, with a population of 44,070 according to the 2023 American Community Survey. Saratoga Springs is one of the communities in Utah.
The median household income in Saratoga Springs is $123,619, and the median home value is $567,200. The cost of living index is 193.0 (where 100 = national average), and the median rent is $2,206 per month. The unemployment rate is 2.1%, and the median age is 23.3 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
44,070
Male
22,723
51.6%
Female
21,347
48.4%
Median Age
23.3
Education & Household
Bachelor's or Higher
25.2%
High School or Higher
30.7%
Foreign Born
6.0%
Veterans
1.5%
Married
44.2%
Avg Household Size
4.1
Marital Status by Age
Race & Ethnicity
Diversity Index
0.241
Simpson's Index (0-1)
Largest Group
White
85.8%
Foreign Born
6.0%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
11.7%
5,156 people
Not Hispanic/Latino
88.3%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)Native Hawaiian & Pacific Islander Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
38,874
English Only
87.4%
#1 Non-English Language
Spanish
3,471 speakers
Limited English
3.0%
Language Distribution
English Proficiency
Speaks English Very Well
97.0%
Limited English Proficiency
3.0%
Veterans & Military
Total Veterans
652
1.5% of population
Disability Rate
36.8%
240 with disability
Veteran Median Income
$88,892
Unemployment Rate
5.2%
Period of Service
Veteran Age Distribution
Male Veterans
635
97.4%
Female Veterans
17
2.6%
Veteran vs Non-Veteran Income
Veteran Income
$88,892
Non-Veteran Income
$48,104
Difference
$40,788
84.8% higher
Disability Status
With Disability
240
Without Disability
412
Disability Rate
36.8%
Ancestry & Heritage
Total Reporting Ancestry
37,102
#1 Ancestry
English
31.2% (13,750)
#2 Ancestry
German
10.2% (4,479)
#3 Ancestry
European
6.5% (2,868)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
10,870
Family Households
9,955
91.6%
Married Couples
9,112
83.8%
Non-Family Households
915
8.4%
Single Mother Households
537
4.9%
Single Father Households
306
2.8%
Living Alone
626
5.8%
Children Under 18
Total Children
18,118
In Married Couple
17,054
94.1%
With Single Mother
779
4.3%
With Single Father
285
1.6%
Family Income
Median Family Income
$124,745
Married Couple Income
$127,780
Single Mother Income
$47,405
Single Father Income
$141,452
Avg Family Size
4.1
Avg Non-Family Size
3.7
Grandparents w/ Grandchildren
849
Grandparents Responsible
169
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$123,619
+69% vs national
Per Capita Income
$34,428
-7% vs national
Poverty Rate
5.3%
-61% vs national
Gini Index
0.3160
0 = perfect equality
Unemployment
2.1%
-60% vs national
SNAP Recipients
1.5%
of households
How Saratoga Springs Compares
Saratoga Springs vs Similar Cities
Compared to cities with 50,000 - 100,000 residents. Saratoga Springs is highlighted.
Median Household Income
Saratoga Springs, UT has a median household income of $123,619, making it the 2,510th highest median household income out of 28,123 cities in our database. This means that Saratoga Springs has a higher median household income than 91% of all the cities we measured.
Per Capita Income
Saratoga Springs, UT has a per capita income of $34,428, making it the 12,771st highest per capita income out of 28,123 cities in our database. This means that Saratoga Springs has a higher per capita income than 55% of all the cities we measured.
Poverty Rate
Saratoga Springs, UT has a poverty rate of 5.3%, making it the 23,424th highest poverty rate out of 31,262 cities in our database. This means that Saratoga Springs has a higher poverty rate than 25% of all the cities we measured.
Unemployment Rate
Saratoga Springs, UT has a unemployment rate of 2.1%, making it the 20,400th highest unemployment rate out of 31,012 cities in our database. This means that Saratoga Springs has a higher unemployment rate than 34% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Saratoga Springs. The median household income here is $123,619.
Income Distribution
Employment Snapshot
Unemployment Rate
2.1%
-40% vs UT avg
Labor Force
19,490
Employed
18,934
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
25.2%
of adults 25+
High School Diploma+
30.7%
of adults 25+
Median Age
23.3
Work from Home
23.9%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Provo-Orem-Lehi, UT metro area
Highest-Paying Job
Software Developers
Top Median Wage
$127.6K
per year
Occupations Tracked
20
Cost of Living
Overall Index
193.0
100 = national avg
+93.0 vs national average
Living Wage (1 Adult)
$84,935
per year
Living Wage (Family of 4)
$200,756
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$1,265
per month
2 Bedroom
$1,460
per month
The median household income in Saratoga Springs, UT is $123,619, which is 68.8% above the national average of $73,224. Per capita income is $34,428. The poverty rate of 5.3% is lower than the UT state average of 9.0%. The Gini index of income inequality is 0.3160, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 2.1%, compared to the state average of 3.5%. The labor force is 19,490. 25.2% of adults hold a bachelor's degree or higher. About 64.6% of workers drive alone to work. The overall cost of living index is 193.0, which is 93.0% above the national average. Housing costs are above the national average at an index of 244.4. A single adult needs to earn approximately $84,935 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$499,000
Median List Price
$580,000
Price Per Sq Ft
$192
Days on Market
62
Active Inventory
397
Months of Supply
5.6
Balanced market
Zillow Home Value
$556,802
ZHVI — January 2026
Zillow Rent Index
$2,097
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
16.9%
Off Market in 2 Weeks
15.8%
Sale-to-List Ratio
100.1%
Seller's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
71
New Listings
121
Pending Sales
114
Price Per Square FootRedfin
Median Sale $/SF
$192
Median List $/SF
$208
House Price IndexFHFA
How much have housing prices increased in Saratoga Springs, UT? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Provo-Orem-Lehi, UT metro area, home prices have risen 672.5% over the past 40 years. Over 20 years, prices grew 184.6%. The 10-year growth rate is 125.1%. Over the last 5 years, prices increased 53.0%. In the most recent 2-year period, the index rose 9.0%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Provo-Orem-Lehi, UT housing market rather than Saratoga Springs alone.
Metro area: Provo-Orem-Lehi, UT
Saratoga Springs vs Similar CitiesCensus ACS / Redfin
Compared to cities with 50,000 - 100,000 residents. Saratoga Springs is highlighted.
Median Home Value
Saratoga Springs, UT has a median home value of $567,200, making it the 2,434th highest median home value out of 27,993 cities in our database. This means that Saratoga Springs has a higher median home value than 91% of all the cities we measured.
Median Rent
Saratoga Springs, UT has a median rent of $2,206, making it the 1,136th highest median rent out of 22,337 cities in our database. This means that Saratoga Springs has a higher median rent than 95% of all the cities we measured.
Median Price Per Sq Ft
Saratoga Springs, UT has a price per square foot of $192, making it the 8,667th highest price per square foot out of 20,748 cities in our database. This means that Saratoga Springs has a higher price per square foot than 58% of all the cities we measured.
Rent Burden
Saratoga Springs, UT has a rent burden of 21.4%, making it the 6,930th highest rent burden out of 21,928 cities in our database. This means that Saratoga Springs has a higher rent burden than 68% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$567,200
Median Rent
$2,206
Total Housing Units
11,457
Vacancy Rate
5.1%
Owner Occupied
84.1%
Renter Occupied
15.9%
Median Property Tax
$2,264
per year
Monthly Cost (w/ Mortgage)
$2,054
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$2,264
per year
Effective Tax Rate
0.40%
of home value
Median Home Value
$567,200
Estimated Mean Tax
$2,330
The effective property tax rate is calculated by dividing the median annual property tax ($2,264) by the median home value ($567,200). In Saratoga Springs, UT, this works out to an effective rate of 0.40%. This is below the national average of approximately 1.1%.
The current median sale price in Saratoga Springs, UT is $499,000 according to Redfin data. Homes spend a median of 62 days on the market. 16.9% of homes sold above asking price. The market has 5.6 months of supply. The median price per square foot is $192. Zillow's observed rent index is $2,097/month. About 84.1% of housing units are owner-occupied. The median year homes were built is 2011. There are 11,457 total housing units. Homeowners pay a median annual property tax of $2,264. The effective tax rate is 0.40%, below the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
0.91
per 1,000 residents
-65% vs national
Property Crime Rate
5.75
per 1,000 residents
-67% vs national
Total Crimes
389
2024
Violent Clearance
83%
cases solved
Property Clearance
52%
cases solved
YoY Change
-7.5%
violent crime rate
improving vs 2023
How Saratoga Springs Compares
Source: FBI (2024)Saratoga Springs vs Similar Cities
Source: FBI (2024)Compared to cities with 50,000 - 100,000 residents. Saratoga Springs is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Saratoga Springs police solve 100% of murder cases but only 17% of motor vehicle theft cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 1 | 0.02 | 100.0% |
| Rape | Violent | 19 | 0.33 | 57.9% |
| Robbery | Violent | 0 | 0.00 | N/A |
| Aggravated Assault | Violent | 33 | 0.57 | 97.0% |
| Burglary | Property | 19 | 0.33 | 36.8% |
| Larceny/Theft | Property | 305 | 5.22 | 54.8% |
| Motor Vehicle Theft | Property | 12 | 0.21 | 16.7% |
Saratoga Springs, UT reported 53 violent crimes and 336 property crimes in 2024. The violent crime rate of 0.91 per 1,000 residents is 65.1% below the national average of 2.60 per 1,000. Law enforcement cleared 83% of violent crimes. Larceny/theft accounts for 305 of the property crime reports. Firearms were involved in 15.2% of aggravated assaults. Violent crime has been trending downward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 53 | 336 | 0.91 | 5.75 |
| 2023 | 55 | 250 | 0.98 | 4.46 |
| 2022 | 55 | 331 | 1.08 | 6.51 |
| 2021 | 62 | 284 | 1.63 | 7.48 |
| 2020 | 42 | 273 | 1.18 | 7.66 |
| 2019 | 53 | 259 | 1.58 | 7.70 |
| 2018 | 32 | 229 | 1.01 | 7.20 |
| 2017 | 14 | 230 | 0.49 | 8.00 |
| 2016 | 13 | 207 | 0.48 | 7.61 |
| 2015 | 14 | 206 | 0.53 | 7.84 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
95.3
Relatively High
Expected Annual Loss
97.4
Score (0-100)
Social Vulnerability
10.6
Score (0-100)
Community Resilience
83.2
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
12
Public Assistance
$15.2M
Individual Assistance
$316K
Most Common Type
Fire
5 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Flooding → | Flood | Dec 2023 | $11.3M | — |
| Ether Hollow Fire → | Fire | Sep 2020 | — | — |
| Knolls Fire → | Fire | Jun 2020 | — | — |
| Covid-19 Pandemic → | Biological | Apr 2020 | $3.4M | $316K |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Bald Mountain Fire → | Fire | Sep 2018 | — | — |
| Dump Fire → | Fire | Jun 2012 | — | — |
| Flooding → | Flood | Aug 2011 | $517K | — |
| Hurricane Katrina Evacuation → | Coastal Storm | Sep 2005 | $4K | — |
| Ut - Mollie Fire - 08/19/01 → | Fire | Aug 2001 | — | — |
| Severe Storms, Mudslides, Landslides & F… → | Flood | Aug 1984 | — | — |
| Severe Storms, Landslides & Flooding → | Flood | Apr 1983 | — | — |
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
105
Total Claims Paid
$504,943
Avg Claim Payout
$4,809
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
27
Federal Funding
$13,181,849
Properties Protected
36
Avg Benefit-Cost Ratio
2.55
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 205.6: Structural Retrofitting/Rehabilitating Public Structures - Seismic | 7 | $6,994,217 |
| 205.4: Non Structural Retrofitting/Rehabilitating Public Structures - Seismic; 205.6: Structural Retrofitting/Rehabilitating Public Structures - Seismic | 4 | $2,345,148 |
| 403.4: Stormwater Management - Detention/Retention Basins | 3 | $1,414,719 |
| 91.1: Local Multihazard Mitigation Plan | 2 | $19,125 |
| 601.2: Generators - Regular | 2 | $171,000 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Saratoga Springs has a relatively high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are lightning, wildfire, earthquake. The area has had 12 federal disaster declarations. The most common disaster type is fire (5 declarations). 105 flood insurance claims have been filed in the area. FEMA has obligated $15,242,979 in public assistance recovery funding. $316,084 has been distributed in individual assistance to disaster-affected residents. 27 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
29.6%
6.5pp below the national average
Depression Rate
26.4%
2.9pp above the national average
Diabetes Rate
5.6%
6.3pp below the national average
Uninsured Rate
7.9%
2.7pp below the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
25.2%
Arthritis
15.3%
Cancer (excl. skin)
5.4%
Teeth Lost (65+)
6.2%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
16.3%
14+ days in past month
Depression
26.4%
Loneliness
33.8%
Lack of Support
18.3%
Disability Prevalence
Any Disability
21.2%
Mobility
6.1%
Cognitive
13.2%
Hearing
4.2%
Vision
2.7%
Self-Care
1.8%
Independent Living
5.3%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Saratoga Springs has an obesity rate of 29.6%, which is 6.5pp below the national average. The depression rate is 26.4%, 2.9pp above the national average. About 7.9% of adults lack health insurance. 67.8% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
4
Avg CMS Rating
4.3 / 5
Nearest Hospital
10.4 mi
Riverton Hospital
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Riverton Hospital | 10.4 mi | Acute Care Hospitals | 4/5 | Yes |
| Lone Peak Hospital | 10.9 mi | Acute Care Hospitals | 5/5 | Yes |
| Orem Community Hospital | 11.1 mi | Acute Care Hospitals | — | Yes |
| Timpanogos Regional Hospital | 11.1 mi | Acute Care Hospitals | 4/5 | Yes |
| Aspen Grove Behavioral Hospital | 13.1 mi | Psychiatric | — | — |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
3
Pop. Served
89,446
Violations (5yr)
0
No violations
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| SARATOGA SPRINGS CITY | 58,000 | 0 |
| VINEYARD CITY | 21,431 | 0 |
| CEDAR HILLS TOWN WATER SYSTEM | 10,015 | 0 |
There are 3 water systems serving the area.
Infrastructure
Commute Overview2023 ACS
Drive Alone
64.6%
-18% vs national
Public Transit
0.8%
-7% vs national
Work From Home
23.9%
+157% vs national
Carpool
8.1%
Walk / Bike
1.4%
combined
How Saratoga Springs's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Commute data for Saratoga Springs, UT covers travel times and transportation modes. 64.6% of workers drive alone, compared to the national average of 78.7%. 23.9% work from home, which is above the UT state average of 15.7%. 8.1% of workers carpool. 1.0% walk to work.
Internet & Broadband Access
Source: Census ACSBroadband Access
97.7%
of households
Cable / Fiber / DSL
91.0%
of households
No Internet
0.6%
of households
Total Households
10,870
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
99.5%
of households
Smartphone
98.3%
of households
Desktop / Laptop
98.0%
of households
Tablet
87.6%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
12.2¢
per kWh
-33% vs 50,000 - 100,000 avg
Commercial Rate
9.4¢
per kWh
-36% vs 50,000 - 100,000 avg
Industrial Rate
7.9¢
per kWh
-29% vs 50,000 - 100,000 avg
Avg Monthly Bill
$95
residential
-35% vs 50,000 - 100,000 avg
28% below the national average of 17.1¢/kWh
Residential electricity in Utah averages 12.2¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $95. State-level averages from EIA Electric Sales & Revenue data (2024).
Saratoga Springs vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (50,000 - 100,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
3
Population Served
89,446
Violations (5yr)
0
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| SARATOGA SPRINGS CITY | Community | Purchased surface water | 58,000 | 0 |
| VINEYARD CITY | Community | Purchased surface water | 21,431 | 0 |
| CEDAR HILLS TOWN WATER SYSTEM | Community | Ground water | 10,015 | 0 |
97.7% of households in Saratoga Springs have broadband internet access. 91.0% have cable, fiber, or DSL service. 0.6% of households have no internet access. The area is served by 3 water systems, providing water to 89,446 people. No water quality violations have been reported in the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Saratoga Springs is located in Utah County, UT. Results reflect all voters in the county, not just those in Saratoga Springs.
Election Overview
Source: Utah County (2024)2024 Winner
Republican
Dem Votes
84,937
28.5%
GOP Votes
203,476
68.3%
Total Votes
297,944
Margin
R+39.8%
Shift from 2020
D+1.3pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 84,937 | 203,476 | 297,944 | 28.5% | 68.3% | R+39.8 |
| 2020 | 76,033 | 192,812 | 284,480 | 26.7% | 67.8% | R+41.1 |
| 2016 | 24,579 | 89,755 | 174,942 | 14.1% | 51.3% | R+37.3 |
In the 2024 presidential election, Utah County recorded 297,944 total votes. Republicans won the county with 68.3% of the vote compared to 28.5% for Democrats, a margin of R+39.8%. Compared to 2020, the margin shifted D+1.3pp from the previous election. Since 2016, Utah County has shifted 2.5 percentage points toward Republicans.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
4
Total Assets
$10K
Total Income
$59K
Per 10K Residents
0.9
nonprofits
-97.9% vs peers avg
Orgs with >$1M Assets
0
Median Assets
$5K
Oldest Active
1981
ruling year
Newest Org
2026
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationNonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 50,000 - 100,000
Largest Nonprofits in Saratoga Springs
Source: IRS Exempt Organizations BMF| Organization | Category | Assets | Income | Est. | IRS |
|---|---|---|---|---|---|
| REGISTRY OF INTERPRETERS FOR THE DEAF | — | $9K | $27K | 1981 | |
| J C LIONHEART FOUNDATION | Philanthropy | $857 | $32K | 2017 |
Saratoga Springs, UT has 4 registered 501(c)(3) nonprofit organizations with combined assets of $10K. The most common category is Philanthropy & Grantmaking, with 2 organizations. That works out to 0.9 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1981.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
244
Total Approved
$65.9M
Jobs Supported
2,662
Per 10K Residents
55.4
SBA loans
-24.8% vs peers avg
Unique Lenders
53
Top Lender
Mountain America FCU
47 loans
Top Industry
Accommodation & Food Services
Data Span
2000–2026
Loan Program Breakdown
Source: SBA FOIALoans
211
Total Amount
$39.8M
Avg Loan
$188,544
Median Loan
$50,000
SBA Guaranteed
$28.8M(72%)
Jobs Supported
2,386
Loans
33
Total Amount
$26.1M
Avg Loan
$791,848
Median Loan
$407,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
68
28% of all-time total
Recent Amount
$31.9M
48% of all-time total
Avg Recent Loan
$469,160
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 50,000 - 100,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| R&r Capital Enterprises, Llc | 1 | $5.0M |
| South Jordan Properties Llc | 1 | $3.9M |
| Jeremy B. Matthews Dmd Llc | 3 | $2.6M |
| Abc Great Beginnings, Inc | 1 | $2.6M |
| Dt Millington Holdings Llc | 1 | $2.4M |
| Fuzion Swim 3 Llc | 1 | $1.9M |
| Empresa Floors Llc | 1 | $1.9M |
| Rl Partners Llc | 1 | $1.8M |
| Brooker's Holdings Llc | 2 | $1.7M |
| Bell Family Dentistry, a Utah Corporation | 1 | $1.6M |
Saratoga Springs, UT has received 244 SBA loans totaling $65.9M in approved funding between 2000 and 2026. The 7(a) program accounts for 211 loans (86% of the total), supporting 2,386 jobs. The 504 program, focused on real estate and large equipment, has funded 33 loans totaling $26.1M. The most common industry receiving SBA funding is Accommodation & Food Services. The most active SBA lender in Saratoga Springs is Mountain America FCU with 47 loans. That works out to 55.4 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
5
Total Population
191,462
Avg Median Income
$112,258
Avg Home Value
$512,300
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 84005 | 49,116 | $105,576 | $469,900 | $1,995 | 36.5 |
| 84013 | 719 | $104,405 | $448,000 | N/A | 44.4 |
| 84043 | 81,839 | $125,598 | $567,500 | $1,802 | 31.2 |
| 84045 | 43,369 | $123,870 | $566,200 | $2,201 | 52.0 |
| 84059 | 16,419 | $101,842 | $509,900 | $1,799 | 5.3 |
Saratoga Springs, UT has 5 ZIP codes with a combined population of 191,462. The average median household income across all ZIP codes is $112,258. The average median home value is $512,300. The average median monthly rent is -$133,331,774.
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