Natural Disasters in White Oak, TX

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

87.0

Relatively Moderate

Expected Annual Loss

85.0

Score (0-100)

Social Vulnerability

60.6

Score (0-100)

Community Resilience

30.2

Score (0-100)

Top Hazard Risks

Ice Storm98.9Tornado97.9Strong Wind96.9

Hazard	Risk Score
Ice Storm	98.9
Tornado	97.9
Strong Wind	96.9
Hail	95.2
Heat Wave	93.9
Cold Wave	87.9
Winter Weather	83.9
Lightning	80.7
Hurricane	72.0
Drought	66.0
Wildfire	62.9
Earthquake	61.8
Landslide	36.9

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Hurricane

Jul 2024

Most Common Type

Hurricane

7 declarations

Date	Type	Declaration
Jul 9, 2024	Hurricane	HURRICANE BERYL
Feb 19, 2021	Severe Ice Storm	SEVERE WINTER STORMS
Feb 14, 2021	Severe Ice Storm	SEVERE WINTER STORM
Aug 24, 2020	Hurricane	TROPICAL STORMS MARCO AND LAURA
Mar 25, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Mar 19, 2016	Flood	SEVERE STORMS, TORNADOES, AND FLOODING
Sep 9, 2011	Fire	WILDFIRES
Sep 13, 2008	Hurricane	HURRICANE IKE
Sep 10, 2008	Hurricane	HURRICANE IKE
Jan 11, 2006	Fire	EXTREME WILDFIRE THREAT
Sep 24, 2005	Hurricane	HURRICANE RITA
Sep 21, 2005	Hurricane	HURRICANE RITA
Sep 2, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Feb 1, 2003	Other	LOSS OF THE SPACE SHUTTLE COLUMBIA
Jan 8, 2001	Severe Ice Storm	SEVERE WINTER ICE STORM
Sep 1, 1999	Fire	EXTREME FIRE HAZARDS
May 6, 1999	Tornado	TX, TORNADO 5/4/99
Aug 26, 1998	Severe Storm	TROPICAL STORM CHARLEY
Feb 23, 1996	Fire	EXTREME FIRE HAZARD

Showing 20 of 23 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

1,557

Total IA Distributed

$4,031,136

Repair/Replace

$373,571

Rental Assistance

$188,208

Disaster	Registrations	Total IA $	Avg Damage
DR-1606	1	N/A	—
DR-4485	594	$3,378,333	—
DR-4586	699	$316,788	$1,222
DR-4029	18	$113,908	$13,386
DR-4266	81	$101,969	$3,464
DR-1791	139	$73,897	$348
DR-4223	5	$17,577	$4,602
DR-1607	1	$11,744	—
DR-1709	14	$8,796	$1,344
DR-4781	4	$7,376	$2,365

Showing top 10 of 11 disasters by IA amount

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

239

Total Claims Paid

$3,989,953

Avg Claim Payout

$16,694

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$3,359,665

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4266	Flood	16	$1,301,272
DR-4485	Biological	2	$1,111,074
DR-1791	Hurricane	30	$449,942
DR-4029	Fire	19	$227,108
DR-4586	Winter Storm	2	$76,030
DR-4269	Flood	1	$73,393
DR-1606	Hurricane	6	$71,902
DR-1356	Severe Ice Storm	1	$26,893
DR-1709	Severe Storm(s)	3	$13,814
DR-3290	Hurricane	1	$8,236

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$1,010,239

Properties Protected

Avg Benefit-Cost Ratio

7.52

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures	1	$0
91.1: Local Multihazard Mitigation Plan	1	$188,783
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	1	$821,456

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

White Oak has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are ice storm, tornado, strong wind. The area has had 23 federal disaster declarations. The most common disaster type is hurricane (7 declarations). 239 flood insurance claims have been filed in the area. FEMA has obligated $3,359,665 in public assistance recovery funding. $4,031,136 has been distributed in individual assistance to disaster-affected residents. 3 hazard mitigation projects have been funded to reduce future risk.