Waco, TX โ€” City Data, Demographics & Statistics

McLennan County ยท Texas

๐Ÿงฌ

City DNA

A unique fingerprint for Waco based on 8 key metrics โ€” compared to averages.

PopulationIncomeHome ValueSafetyEducationMedian AgeClimateCost of Living
Waco
National Avg
Texas Avg
Population: 75Income: 34Home Value: 20Safety: 100Education: 23Median Age: 49Climate: 50Cost of Living: 49

Quick Stats

Population

141,925

2023 ACS

Median Income

$51,468

2023

Median Home Value

$199,600

2023

Median Rent

$1,098

2023

Median Age

29.2

Unemployment

4.4%

Cost of Living Index

97.5

100 = national avg

Waco is a city in McLennan County, Texas, with a population of 141,925 according to the 2023 American Community Survey. Waco is one of the communities in Texas.

The median household income in Waco is $51,468, and the median home value is $199,600. The cost of living index is 97.5 (where 100 = national average), and the median rent is $1,098 per month. The unemployment rate is 4.4%, and the median age is 29.2 years.

People & Demographics

Source: U.S. Census Bureau ACS (2023)

Population

Total Population

141,925

Male

68,192

48.0%

Female

73,733

52.0%

Median Age

29.2

Education & Household

Bachelor's or Higher

16.3%

High School or Higher

31.7%

Foreign Born

9.8%

Veterans

4.9%

Married

32.5%

Avg Household Size

2.5

Marital Status by Age

Race & Ethnicity

Diversity Index

0.538

Simpson's Index (0-1)

Largest Group

White

54.0%

Foreign Born

9.8%

White
54.0%
Black
20.4%
Asian
2.0%
Native American
0.4%
Pacific Islander
0.0%
Two or More
19.5%
Other
3.7%

Hispanic/Latino Ethnicity

Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.

Hispanic/Latino

29.9%

42,407 people

Not Hispanic/Latino

70.1%

Hispanic/Latino Detail

Source: U.S. Census Bureau ACS (2023)
Mexican
37,273 (87.9%)
Puerto Rican
1,205 (2.8%)
Cuban
486 (1.1%)
Dominican
13 (0.0%)
Salvadoran
603 (1.4%)
Guatemalan
9 (0.0%)
Colombian
34 (0.1%)
Honduran
827 (2.0%)
Ecuadorian
21 (0.0%)
Peruvian
49 (0.1%)
Other Hispanic
1,884 (4.4%)

Asian Detail

Source: U.S. Census Bureau ACS (2023)
Asian Indian
573 (19.8%)
Chinese
835 (28.8%)
Filipino
352 (12.2%)
Vietnamese
278 (9.6%)
Korean
205 (7.1%)
Japanese
21 (0.7%)
Pakistani
63 (2.2%)
Cambodian
14 (0.5%)
Hmong
2 (0.1%)
Thai
46 (1.6%)
Laotian
311 (10.7%)
Taiwanese
18 (0.6%)
Other Asian
184 (6.4%)

Native Hawaiian & Pacific Islander Detail

Source: U.S. Census Bureau ACS (2023)
Native Hawaiian
5 (11.6%)
Chamorro
9 (20.9%)
Tongan
20 (46.5%)
Fijian
8 (18.6%)

American Indian & Alaska Native Detail

Source: U.S. Census Bureau ACS (2023)
Cherokee
5 (0.9%)
Choctaw
9 (1.6%)
Other Native American
533 (96.2%)

Languages Spoken

Total Speakers (5+)

132,294

English Only

77.8%

#1 Non-English Language

Spanish

25,814 speakers

Limited English

13.3%

Language Distribution

Spanish
25,814 (19.5%)
Other Indo-European
885 (0.7%)
Other Asian
457 (0.3%)
Chinese
436 (0.3%)
Other Languages
427 (0.3%)
German
424 (0.3%)
Tagalog
280 (0.2%)
Vietnamese
246 (0.2%)
Korean
141 (0.1%)
French/Haitian/Cajun
128 (0.1%)

English Proficiency

Speaks English Very Well

86.7%

Limited English Proficiency

13.3%

Spanish
63.0% limited English
Other Indo-European
11.5% limited English
Other Asian
40.0% limited English
Chinese
46.6% limited English
Other Languages
74.2% limited English
German
4.3% limited English
Tagalog
56.8% limited English
Vietnamese
65.0% limited English
Korean
52.5% limited English
French/Haitian/Cajun
70.3% limited English

Veterans & Military

Total Veterans

7,017

4.9% of population

Disability Rate

38.3%

2,686 with disability

Veteran Median Income

$50,990

Unemployment Rate

5.8%

Period of Service

Gulf War (2001+)
34.5%
Gulf War (1990-2001)
25.1%
Vietnam
26.2%
Korea
5.9%
World War II
1.2%

Veteran Age Distribution

18-34
13.5%
35-54
30.7%
55-64
14.6%
65-74
17.7%
75+
23.4%

Male Veterans

6,245

89.0%

Female Veterans

772

11.0%

Veteran vs Non-Veteran Income

Veteran Income

$50,990

Non-Veteran Income

$26,633

Difference

$24,357

91.5% higher

Disability Status

With Disability

2,686

Without Disability

4,331

Disability Rate

38.3%

Ancestry & Heritage

Total Reporting Ancestry

61,405

#1 Ancestry

German

11.2% (15,941)

#2 Ancestry

English

8.1% (11,426)

#3 Ancestry

Irish

7.3% (10,396)

Top 20 Ancestries

Source: U.S. Census Bureau ACS (2023)
German
11.2%
English
8.1%
Irish
7.3%
American
2.9%
Italian
2.0%
French
1.6%
Scottish
1.5%
Czech
1.3%
Sub-Saharan African
1.3%
European
0.8%
Scotch-Irish
0.8%
Norwegian
0.7%
Polish
0.6%
British
0.5%
Dutch
0.5%
Welsh
0.5%
Swedish
0.4%
West Indian
0.2%
Greek
0.2%
Arab
0.2%

Families & Households

Total Households

52,980

Family Households

30,510

57.6%

Married Couples

19,911

37.6%

Non-Family Households

22,470

42.4%

Single Mother Households

8,174

15.4%

Single Father Households

2,425

4.6%

Living Alone

17,105

32.3%

Children Under 18

Total Children

28,688

In Married Couple

17,597

61.3%

With Single Mother

9,791

34.1%

With Single Father

1,300

4.5%

Family Income

Median Family Income

$70,807

Married Couple Income

$92,684

Single Mother Income

$36,216

Single Father Income

$52,048

Avg Family Size

2.5

Avg Non-Family Size

2.3

Grandparents w/ Grandchildren

2,337

Grandparents Responsible

1,277

Economy

Source: U.S. Census Bureau ACS (2023)

Income Overview

Median Household Income

$51,468

-30% vs national

Per Capita Income

$28,819

-22% vs national

Poverty Rate

24.0%

+76% vs national

Gini Index

0.5044

0 = perfect equality

Unemployment

4.4%

-16% vs national

SNAP Recipients

14.9%

of households

How Waco Compares

Waco vs Similar Cities

Compared to cities with 100,000 - 250,000 residents. Waco is highlighted.

Median Household Income

Per Capita Income

Poverty Rate

Unemployment Rate

๐Ÿ“Š

Where Do You Stack Up?

Enter your household income to see how you compare to other households in Waco. The median household income here is $51,468.

$

Income Distribution

<$25K
26.6%
$25-50K
22.1%
$50-75K
16.6%
$75-100K
12.3%
$100-150K
11.6%
$150-200K
5.2%
$200K+
5.5%

Employment Snapshot

Unemployment Rate

4.4%

-14% vs TX avg

Labor Force

69,099

Employed

66,012

Mean Commute

17 min

How People Get to Work

Employment by Sector

Education & Workforce

Bachelor's Degree+

16.3%

of adults 25+

High School Diploma+

31.7%

of adults 25+

Median Age

29.2

Work from Home

8.5%

of workers

Cost of Living

Overall Index

97.5

100 = national avg

-2.5 vs national average

Living Wage (1 Adult)

$42,896

per year

Living Wage (Family of 4)

$101,390

per year

Cost Index by Category

Housing
119.8
Food
89.3
Transportation
76.3
Healthcare
91.5
Utilities
97.6

100 = national average. Higher = more expensive.

Fair Market Rent

Source: HUD

1 Bedroom

$996

per month

2 Bedroom

$1,240

per month

The median household income in Waco, TX is $51,468, which is 29.7% below the national average of $73,224. Per capita income is $28,819. The poverty rate of 24.0% is higher than the TX state average of 14.9%. The Gini index of income inequality is 0.5044, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 4.4%, compared to the state average of 5.1%. The labor force is 69,099. 16.3% of adults hold a bachelor's degree or higher. The average commute time is 17 minutes, with 8.5% working from home. About 77.3% of workers drive alone to work. The overall cost of living index is 97.5, which is 2.5% below the national average. Housing costs are above the national average at an index of 119.8. A single adult needs to earn approximately $42,896 per year to cover basic expenses.

Housing & Real Estate

Market SnapshotRedfin โ€” January 2026

Median Sale Price

$282,500

Median List Price

$279,000

Price Per Sq Ft

$155

Days on Market

93

Active Inventory

622

Months of Supply

6.8

Buyer's market

Zillow Home Value

$190,491

ZHVI โ€” January 2026

Zillow Rent Index

$1,386

ZORI โ€” January 2026

Market CompetitivenessRedfin

Sold Above List

12.0%

Off Market in 2 Weeks

18.7%

Sale-to-List Ratio

95.5%

Buyer's market

Sold Above Asking
12.0%
Under Contract in 2 Wks
18.7%
Listings with Price Drops
25.4%

Price TrendsRedfin

Sale Price โ†“ 0.7%List Price โ†“ 5.1%Mar 24 โ†’ Jan 26

Market ActivityRedfin

Homes Sold

92

New Listings

157

Pending Sales

107

Homes Sold โ†“ 34.8%New Listings โ†“ 10.3%Pending โ†“ 28.2%Mar 24 โ†’ Jan 26

Price Per Square FootRedfin

Median Sale $/SF

$155

Median List $/SF

$175

Sale $/SF โ†“ 9.4%List $/SF โ†‘ 0.0%Mar 24 โ†’ Jan 26

House Price IndexFHFA

How much have housing prices increased in Waco, TX? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Waco, TX metro area, home prices have risen 339.7% over the past 40 years. Over 20 years, prices grew 154.6%. The 10-year growth rate is 108.8%. Over the last 5 years, prices increased 49.5%. In the most recent 2-year period, the index rose 5.7%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Waco, TX housing market rather than Waco alone.

40yr โ†‘ 339.7%20yr โ†‘ 154.6%10yr โ†‘ 108.8%5yr โ†‘ 49.5%2yr โ†‘ 5.7%Q2 1986 โ†’ Q4 2025

Metro area: Waco, TX

Waco vs Similar CitiesCensus ACS / Redfin

Compared to cities with 100,000 - 250,000 residents. Waco is highlighted.

Median Home Value

Median Rent

Median Price Per Sq Ft

Rent Burden

Census Housing DataU.S. Census Bureau ACS 2023

Median Home Value

$199,600

Median Rent

$1,098

Total Housing Units

60,256

Vacancy Rate

12.1%

Owner Occupied

48.9%

Renter Occupied

51.1%

Median Property Tax

$3,318

per year

Monthly Cost (w/ Mortgage)

$1,087

Housing Types

Single Family
61.6%
Multi-Family
37.1%
Mobile Home
1.2%

Property TaxU.S. Census Bureau ACS 2023

Median Property Tax

$3,318

per year

Effective Tax Rate

1.66%

of home value

Median Home Value

$199,600

Estimated Mean Tax

$4,061

The effective property tax rate is calculated by dividing the median annual property tax ($3,318) by the median home value ($199,600). In Waco, TX, this works out to an effective rate of 1.66%. This is above the national average of approximately 1.1%.

The current median sale price in Waco, TX is $282,500 according to Redfin data. Homes spend a median of 93 days on the market. 12.0% of homes sold above asking price. The market has 6.8 months of supply. The median price per square foot is $155. Zillow's observed rent index is $1,386/month. About 48.9% of housing units are owner-occupied. The median year homes were built is 1977. There are 60,256 total housing units. Homeowners pay a median annual property tax of $3,318. The effective tax rate is 1.66%, above the national average.

Crime Overview

Source: FBI Crime Data Explorer (2024)

Violent Crime Rate

4.26

per 1,000 residents

+64% vs national

Property Crime Rate

21.26

per 1,000 residents

+24% vs national

Total Crimes

3,733

2024

Violent Clearance

47%

cases solved

Property Clearance

22%

cases solved

YoY Change

-16.5%

violent crime rate

improving vs 2023

How Waco Compares

Source: FBI (2024)

Waco vs Similar Cities

Source: FBI (2024)

Compared to cities with 100,000 - 250,000 residents. Waco is highlighted in green.

Violent Crime Rate (per 1,000)

Property Crime Rate (per 1,000)

Murder Rate (per 1,000)

Crime Rate Trends

Source: FBI
Violent โ†“ 19.5%Property โ†“ 43.1%2015 โ†’ 2024

Crime Composition

Source: FBI (2024)

Violent Crime Breakdown

Property Crime Breakdown

Crime Clearance (Solve) Rates

Source: FBI (2024)

Waco police solve 75% of murder cases but only 17% of burglary cases.

Weapon Used in Violent Crime

Source: FBI (2024)

Crime Breakdown

Source: FBI Crime Data Explorer (2024)
Crime TypeCategoryCountRate per 1KClearance %
MurderViolent80.0575.0%
RapeViolent1330.9125.6%
RobberyViolent840.5733.3%
Aggravated AssaultViolent3982.7255.8%
BurglaryProperty4312.9516.9%
Larceny/TheftProperty2,37916.2622.8%
Motor Vehicle TheftProperty3002.0519.7%

Waco, TX reported 623 violent crimes and 3,110 property crimes in 2024. The violent crime rate of 4.26 per 1,000 residents is 63.8% above the national average of 2.60 per 1,000. Law enforcement cleared 47% of violent crimes. Larceny/theft accounts for 2,379 of the property crime reports. Firearms were involved in 41.0% of aggravated assaults. Violent crime has been trending downward.

Crime History

Source: FBI
YearViolentPropertyViolent RateProperty Rate
20246233,1104.2621.26
20237433,8625.1026.50
20229084,5626.4432.38
20211,0354,7807.2333.41
20209094,8636.4534.52
20197994,5995.7132.88
20187554,7775.4734.59
20176904,8895.0735.95
20166954,8825.1936.49
20156954,9135.2937.39

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

91.2

Relatively Moderate

Expected Annual Loss

89.3

Score (0-100)

Social Vulnerability

65.4

Score (0-100)

Community Resilience

78.6

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

25

Public Assistance

$31.7M

Individual Assistance

$5.4M

Most Common Type

Severe Storm

6 declarations

Public Assistance by Category

Total: $37.4M
DisasterTypeDatePA $IA $
Severe Winter Storms โ†’Severe Ice StormFeb 2021$680K$1.4M
Severe Winter Storm โ†’Severe Ice StormFeb 2021โ€”โ€”
Covid-19 Pandemic โ†’BiologicalMar 2020$3.4M$3.9M
Covid-19 โ†’BiologicalMar 2020โ€”โ€”
Severe Storms, Tornadoes, Straight-line โ€ฆ โ†’Severe StormMay 2015$1.0Mโ€”
Explosion โ†’OtherAug 2013$25.2Mโ€”
Explosion โ†’OtherApr 2013$288Kโ€”
Hurricane Ike โ†’HurricaneSep 2008โ€”โ€”
Wildfires โ†’FireMar 2008โ€”โ€”
Hurricane Dean โ†’HurricaneAug 2007โ€”โ€”
Severe Storms, Tornadoes, and Flooding โ†’Severe StormJun 2007$1.2Mโ€”
Extreme Wildfire Threat โ†’FireJan 2006โ€”โ€”
Hurricane Rita โ†’HurricaneSep 2005$1Kโ€”
Hurricane Rita โ†’HurricaneSep 2005โ€”โ€”
Hurricane Katrina Evacuation โ†’HurricaneSep 2005โ€”โ€”
Loss of the Space Shuttle Columbia โ†’OtherFeb 2003โ€”โ€”
Extreme Fire Hazards โ†’FireSep 1999โ€”โ€”
Tropical Storm Charley โ†’Severe StormAug 1998โ€”โ€”
Extreme Fire Hazard โ†’FireFeb 1996โ€”โ€”
Extreme Fire Hazard โ†’DroughtSep 1993โ€”โ€”

Showing 20 of 27 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

354

Total Claims Paid

$5,149,699

Avg Claim Payout

$14,547

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

6

Federal Funding

$940,510

Properties Protected

3

Avg Benefit-Cost Ratio

0.75

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures3$815,486
91.1: Local Multihazard Mitigation Plan2$125,024
601.1: Generators1$0

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Waco has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, lightning, cold wave. The area has had 25 federal disaster declarations. The most common disaster type is severe storm (6 declarations). 354 flood insurance claims have been filed in the area. FEMA has obligated $31,707,872 in public assistance recovery funding. $5,352,137 has been distributed in individual assistance to disaster-affected residents. 6 hazard mitigation projects have been funded to reduce future risk.

Health

Community Health

Source: CDC PLACES

Obesity Rate

36.8%

0.7pp above the national average

Depression Rate

24.3%

0.8pp above the national average

Diabetes Rate

13.0%

1.1pp above the national average

Uninsured Rate

20.4%

9.8pp above the national average

Health Scorecard

Higher scores indicate better health outcomes relative to the national average (50 = average)

Health Outcomes

Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.

High Cholesterol

32.2%

Arthritis

22.2%

Cancer (excl. skin)

5.7%

Teeth Lost (65+)

17.8%

Health Risk Behaviors

Prevention & Screening

Green bars indicate rates above the national average (more preventive care); red indicates below.

Mental Health & Wellbeing

Frequent Mental Distress

20.4%

14+ days in past month

Depression

24.3%

Loneliness

โ€”

Lack of Support

โ€”

Disability Prevalence

Any Disability

36.0%

Mobility

15.9%

Cognitive

19.3%

Hearing

6.6%

Vision

7.9%

Self-Care

5.2%

Independent Living

11.4%

Waco has an obesity rate of 36.8%, which is 0.7pp above the national average. The depression rate is 24.3%, 0.8pp above the national average. About 20.4% of adults lack health insurance. 73.2% of residents had an annual checkup in the past year.

Nearby Hospitals

Source: CMS Hospital Compare

Nearest Hospitals

5

With Emergency Services

4

Avg CMS Rating

3.0 / 5

Nearest Hospital

4.7 mi

Ascension Providence

Loading mapโ€ฆ
HospitalDistanceTypeRatingER
Ascension Providence4.7 miAcute Care Hospitals2/5Yes
Baylor Scott & White Medical Center Hillcrest4.7 miAcute Care Hospitals4/5Yes
Oceans Behavioral Hospital Of Waco4.7 miPsychiatricโ€”โ€”
Falls Community Hospital And Clinic26.9 miRural Emergency Hospitalโ€”Yes
Goodall Witcher Hospital28.2 miCritical Access Hospitalsโ€”Yes

Climate & Environment

Water Systems

Source: EPA SDWIS

Water Systems

12

Pop. Served

168,024

Violations (5yr)

3

System NamePop. ServedViolations (5yr)
CITY OF WACO146,2410
TEXAS STATE TECHNICAL COLLEGE - WACO6,5330
GHOLSON WSC3,9030
CHALK BLUFF WSC3,8520
WEST BRAZOS WSC2,8800
SPRING VALLEY WSC2,7000
PURE WSC1,1250
MOORES WATER SYSTEM2851
PATRICK WSC2200
HERITAGE MINISTRIES1651
COLETO CREEK MOBILE HOME PARK1201
BRAZOS RIVER AUTHORITY GRANGER LAKE REGIโ€”0

Greenhouse Gas Emitters

Source: EPA GHGRP (2023)

Facilities Reporting

3

Total COโ‚‚e

270.0K MT

Top Emitter

City of Waco Landfill

171.0K MT COโ‚‚e

Total COโ‚‚e vs Similar Cities (100,000 - 250,000)

FacilitySectorCOโ‚‚e (MT)
City of Waco Landfill
City Of Waco
Waste171,013
OWENS-BROCKWAY GLASS CONTAINER INC. PLANT #15
O-I Glass Inc
Minerals51,296
Lacy Lakeview RDF
Waste Management Inc
Waste47,696

Data from EPA Greenhouse Gas Reporting Program (GHGRP). Includes facilities emitting 25,000+ metric tons COโ‚‚e/year.

There are 12 water systems serving the area. 3 water quality violations have been reported in the past 5 years. 3 industrial facilities report greenhouse gas emissions totaling 270.0K metric tons of COโ‚‚e.

Infrastructure

Commute Overview2023 ACS

Mean Commute

17 min

-29% vs national

Drive Alone

77.3%

-2% vs national

Public Transit

0.7%

-28% vs national

Work From Home

8.5%

-9% vs national

Carpool

9.8%

Walk / Bike

3.2%

combined

How Waco's Commute ComparesCensus ACS 2023

How People Get to WorkCensus ACS 2023

Commute Mode BreakdownCensus ACS 2023

Traffic Fatalities

Source: NHTSA FARS (2023)

Fatalities

14

2023

6-Year Avg

14

fatalities/yr

Pedestrian

1

Nighttime

5

dark conditions

YearCrashesFatalitiesAlcoholPedestrianCyclist
20231314010
20221213051
20211616032
20201516320
20191414251
201899031

Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.

The average commute in Waco, TX is 17 minutes, which is 29.1% below the national average of 23 minutes. 77.3% of workers drive alone, compared to the national average of 78.7%. 8.5% work from home, which is above the TX state average of 7.8%. 9.8% of workers carpool. 2.8% walk to work. In 2023, there were 14 traffic fatalities from 13 fatal crashes. 1 was a pedestrian.

Internet & Broadband Access

Source: Census ACS

Broadband Access

87.0%

of households

Cable / Fiber / DSL

70.5%

of households

No Internet

9.0%

of households

Total Households

52,980

Internet Subscription Types

Cable, Fiber, or DSL
70.5%
Cellular Data Plan
80.8%
Satellite
5.0%
Cellular Only (no wired)
14.0%
No Internet Access
9.0%

Device Ownership

Source: Census ACS

Has Computer

94.1%

of households

Smartphone

90.8%

of households

Desktop / Laptop

72.1%

of households

Tablet

57.3%

of households

Any Computing Device
94.1%
Smartphone
90.8%
Desktop / Laptop
72.1%
Tablet
57.3%
Smartphone Only
16.3%
No Computer
5.9%

Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).

Electricity Rates

Source: U.S. Energy Information Administration (2024)

Residential Rate

14.9ยข

per kWh

-13% vs 100,000 - 250,000 avg

Commercial Rate

8.6ยข

per kWh

-37% vs 100,000 - 250,000 avg

Industrial Rate

6.1ยข

per kWh

-38% vs 100,000 - 250,000 avg

Avg Monthly Bill

$164

residential

+15% vs 100,000 - 250,000 avg

12% below the national average of 17.1ยข/kWh

Residential electricity in Texas averages 14.9ยข per kWh, compared to the national average of 17.1ยข. The average monthly electric bill is $164. State-level averages from EIA Electric Sales & Revenue data (2024).

Waco vs Similar Cities

Source: EIA (2024)

Comparing electricity rates with randomly selected cities of similar population (100,000 - 250,000). Each city represents its state's average rate.

Residential Rate (ยข/kWh)

Commercial Rate (ยข/kWh)

Industrial Rate (ยข/kWh)

Average Monthly Bill

Water Systems

Source: EPA SDWIS

Water Systems

12

Population Served

168,024

Violations (5yr)

3

System NameTypeSourcePop. ServedViolations
CITY OF WACOCommunitySurface water146,2410
TEXAS STATE TECHNICAL COLLEGE - WACOCommunityPurchased surface water6,5330
GHOLSON WSCCommunityGround water3,9030
CHALK BLUFF WSCCommunityGround water3,8520
WEST BRAZOS WSCCommunityGround water2,8800
SPRING VALLEY WSCCommunityPurchased surface water2,7000
PURE WSCCommunityGround water1,1250
MOORES WATER SYSTEMCommunityPurchased ground water2851
PATRICK WSCCommunityGround water2200
HERITAGE MINISTRIESCommunityGround water1651
COLETO CREEK MOBILE HOME PARKCommunityGround water1201
BRAZOS RIVER AUTHORITY GRANGER LAKE REGICommunitySurface water00

87.0% of households in Waco have broadband internet access. 70.5% have cable, fiber, or DSL service. 14.0% rely solely on cellular data without a wired connection. 9.0% of households have no internet access. 16.3% use only a smartphone without a desktop or laptop. The area is served by 12 water systems, providing water to 168,024 people. A total of 3 water quality violations have been recorded over the past 5 years.

Politics & Government

County-level data: Election results are reported at the county level. Waco is located in McLennan County, TX. Results reflect all voters in the county, not just those in Waco.

Election Overview

Source: McLennan County (2024)

2024 Winner

Republican

Dem Votes

33,863

34.0%

GOP Votes

64,606

64.9%

Total Votes

99,490

Margin

R+30.9%

Shift from 2020

R+7.5pp

vs prior election

๐Ÿ“ŠElection Results by Year
2016โ€“2024
๐Ÿ“ˆPartisan Lean Trend
R+30.9%

Election History

Source: County-Level Election Results
YearDem VotesGOP VotesTotalDem %GOP %Margin
202433,86364,60699,49034.0%64.9%R+30.9
202036,68859,54397,77137.5%60.9%R+23.4
201627,04648,24578,25534.6%61.7%R+27.1

In the 2024 presidential election, McLennan County recorded 99,490 total votes. Republicans won the county with 64.9% of the vote compared to 34.0% for Democrats, a margin of R+30.9%. Compared to 2020, the margin shifted R+7.5pp from the previous election. Since 2016, McLennan County has shifted 3.8 percentage points toward Republicans.

Public Records Request

Source: wacotx.mycusthelp.com

Submit a public records request to Waco โ€” Uses GovQA portal.

Source: wacotx.mycusthelp.com

Nonprofits Overview

Source: IRS Exempt Organizations BMF

Total Nonprofits

737

Total Assets

$8.0B

Total Income

$2.5B

Per 10K Residents

51.9

nonprofits

+20.1% vs peers avg

Orgs with >$1M Assets

98

Median Assets

$523K

Oldest Active

1940

ruling year

Newest Org

2026

ruling year

Nonprofits by Category

Source: IRS / NTEE Classification
Religion
126
Education
80
Human Services
64
Arts & Culture
59
Philanthropy
35
Recreation & Sports
34
Community Improvement
28
Youth Development
25
Housing & Shelter
12
Animal-Related
10
Health Care
10
Crime & Legal
10
Public Safety
9
Civil Rights
9
Mental Health
7
Employment
7
Public Benefit
7
Food & Agriculture
5
International
5
Unknown
5
Science & Tech
4
Voluntary Health
3
Environment
2
Social Science
2
Mutual Benefit
1
92.4%of all nonprofit assets are held by the 10 largest organizations

Top 10 hold $7.4B of $8.0B total

Nonprofit Size Distribution

Source: IRS Exempt Organizations BMF

Number of nonprofits by total asset size

When Were Nonprofits Founded?

Source: IRS Ruling Date

Number of currently active nonprofits by founding decade

Nonprofits per 10K Residents vs Similar Cities

Source: IRS BMF + Census ACS

Compared to cities with population 100,000 - 250,000

Largest Nonprofits in Waco

Source: IRS Exempt Organizations BMF
OrganizationCategoryAssetsIncomeEst.IRS
BAYLOR UNIVERSITYEducation$4.2B$1.5B1991
BRAZOS EDUCATION LOAN AUTHORITY INCEducation$983.2M$88.2M2006
METHODIST CHILDRENS HOMEHuman Services$767.9M$247.3M1942
BRAZOS HIGHER EDUCATION AUTHORITY INCEducation$697.9M$52.8M2014
BRAZOS HIGHER EDUCATION SERVICE CORPORATION INCEducation$277.9M$19.2M1982
WACO FOUNDATIONPhilanthropy$142.3M$53.7M1963
MADISON ALEXANDER COOPER AND MARTHA ROANE COOPER FOUNDATIONโ€”$102.6M$26.8M1947
HEART OF TEXAS GOODWILL INDUSTRIESEmployment$72.7M$26.2M1957
WACO FAMILY PRACTICE FOUNDATIONHealth Care$67.1M$7.9M2024
BERNARD & AUDRE RAPOPORT FOUNDATIONโ€”$62.4M$70.9M1989
THE TSTC FOUNDATIONEducation$48.9M$15.5M2001
HEART OF TEXAS COMMUNITY HEALTH CENTER INCHealth Care$39.0M$70.2M1998
MCLENNAN COMMUNITY COLLEGE FOUNDATIONEducation$38.2M$5.0M1990
EDUCATION SERVICE CENTER REGION XII OF TEXASEducation$28.0M$40.2M1974
PAUL & JANE MEYER FAMILY FOUNDATIONโ€”$20.8M$13.3M1985
MISSION WACO MISSION WORLD INCReligion$16.6M$14.1M1991
NEIGHBORHOOD HOUSING SERVICES OF WACO INCHousing & Shelter$16.6M$3.3M1994
WACO WARRIORS SPORTS FOUNDATIONRecreation & Sports$15.8M$5.9M2018
EAST WACO INNOVATIVE SCHOOL DEVELOPMENT INCEducation$14.6M$13.0M1997
ORGANIC SYNTHESES INC WAYNE STATE UNIVERSITYScience & Tech$13.5M$1.7M1944
FUZZY FRIENDS RESCUEReligion$13.2M$3.0M1997
THE BUDDY BOSTICK FOUNDATIONEducation$12.4M$6.5M2017
THE RAPOPORT FAMILY FOUNDATIONPhilanthropy$12.2M$3.4M1998
ODD FELLOWS & REBEKAHS FRIENDSHIP TOWERS INCHousing & Shelter$12.1M$340K1981
MASONIC GRAND LODGE LIBRARY AND MUSEUM OF TEXASMutual Benefit$10.8M$798K1982
VANGUARD COLLEGE PREPARATORY SCHOOLEducation$10.8M$6.5M1975
DR PEPPER MUSEUM AND FREE ENTERPRISE INSTITUTEArts & Culture$9.6M$9.4M1988
BRAZOS EDUCATION LENDING CORPORATIONEducation$9.6M$2.8M2006
BAYLOR LINE FOUNDATIONEducation$9.2M$1.1M1979
COMPASSION MINISTRIES OF WACO INCCommunity Improvement$9.0M$988K1994
ECONOMIC OPPORTUNITIES ADVANCEMENT CORPORATION OF PLANNING REGION XIHuman Services$8.5M$16.9M1968
TEXAS MASONIC CHARITIES FOUNDATIONPhilanthropy$8.1M$921K2005
TED NASH LONG LIFE FOUNDATIONPhilanthropy$7.4M$6.5M1998
CARE NET PREGNANCY CENTER OF CENTRAL TEXASHealth Care$6.9M$2.4M1985
WACO ISD EDUCATION FOUNDATIONEducation$6.9M$792K1995
MCLENNAN COUNTY FAIR INCFood & Agriculture$6.7M$9.2M1954
CARITAS OF WACOHuman Services$6.4M$13.1M1984
MARK DEERING FOUNDATIONPhilanthropy$6.4M$716K1995
HEART OF TEXAS WORKFORCE DEVELOPMENT BOARD INCEmployment$5.8M$24.9M2008
TEXAS RANGERS ASSOCIATION FOUNDATIONโ€”$5.8M$2.3M1982
THE G H PAPE FOUNDATIONArts & Culture$5.7M$278K2005
COMMUNITIES IN SCHOOLS OF THE HEART OF TEXASHuman Services$5.4M$4.3M1990
WACO ENTREPRENEURIAL ECOSYSTEM COLLABORATIVE INCCommunity Improvement$5.1M$10.8M2019
HABITAT FOR HUMANITY INTERNATIONAL INCHousing & Shelter$4.5M$2.5M1986
TEXAS RETIRED TEACHERS RESIDENCE CORPORATIONHousing & Shelter$4.1M$3.4M1964
WF ASSETS INCPhilanthropy$3.9M$944K1996
WACO CREATIVE ART CENTERArts & Culture$3.8M$512K1973
LORDS WORK INCReligion$3.8M$617K2022
CLIFTON FOUNDATIONPhilanthropy$3.7M$434K1997
FRIENDS FOR LIFEHealth Care$3.5M$4.8M1989

Waco, TX has 737 registered 501(c)(3) nonprofit organizations with combined assets of $8.0B. The most common category is Religion-Related, with 126 organizations. 98 nonprofits have assets exceeding $1 million. That works out to 51.9 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1940.

SBA Lending Overview

Source: SBA FOIA Loan-Level Data

Total SBA Loans

554

Total Approved

$240.8M

Jobs Supported

5,618

Per 10K Residents

39.0

SBA loans

-61.7% vs peers avg

Unique Lenders

117

Top Lender

The First National Bank of McGregor d/b/a TFNB Your Bank for

61 loans

Top Industry

Accommodation & Food Services

Data Span

1992โ€“2026

Loan Program Breakdown

Source: SBA FOIA
7(a)95% of all loans

Loans

524

Total Amount

$206.6M

Avg Loan

$394,364

Median Loan

$150,000

SBA Guaranteed

$153.6M(74%)

Jobs Supported

4,921

5045% of all loans

Loans

30

Total Amount

$34.1M

Avg Loan

$1,137,800

Median Loan

$770,500

7(a) โ€” 95%504 โ€” 5%

Recent Activity (Last 5 Years)

Source: SBA FOIA

Recent Loans

110

20% of all-time total

Recent Amount

$95.5M

40% of all-time total

Avg Recent Loan

$867,898

Top Industries Funded

Source: SBA FOIA / NAICS Codes
Accommodation & Food Services97 loans
NAICS 72
$78.8M
Other Services65 loans
NAICS 81
$17.8M
Retail Trade62 loans
NAICS 44
$32.6M
Retail Trade46 loans
NAICS 45
$16.7M
Construction36 loans
NAICS 23
$7.8M

SBA Loans per 10K Residents vs Similar Cities

Source: SBA FOIA + Census ACS

Compared to cities with population 100,000 - 250,000

Top SBA Borrowers

Source: SBA FOIA
BusinessLoansAmount
Waco Rl Hospitality, Llc1$5.5M
Lasalle Storage Llc2$5.4M
Bright Faith Ltd3$5.1M
Darsea Vw I Llc1$5.0M
Mucho Gusto Supermercado Llc1$4.7M
Waco Santoyo Llc2$4.6M
B&b Kids Enterprises Llc1$4.5M
Moonlight Hospitality Lp1$3.9M
Shanti Rise Llc1$3.4M
Good Beginnings Llc1$3.4M

Waco, TX has received 554 SBA loans totaling $240.8M in approved funding between 1992 and 2026. The 7(a) program accounts for 524 loans (95% of the total), supporting 4,921 jobs. The 504 program, focused on real estate and large equipment, has funded 30 loans totaling $34.1M. The most common industry receiving SBA funding is Accommodation & Food Services. The most active SBA lender in Waco is The First National Bank of McGregor d/b/a TFNB Your Bank for with 61 loans. That works out to 39.0 SBA loans per 10,000 residents.

ZIP Code Overview

Source: Census ACS

ZIP Codes

11

Total Population

206,585

Avg Median Income

-$60,557,250

Avg Home Value

-$121,059,894

ZIP Code Details

Source: Census ACS
ZIP CodePopulationMedian IncomeHome ValueMedian RentArea (sq mi)
7664316,244$83,798$252,200$1,3897.6
767011,732$24,593N/A$1,0081.1
767047,387$24,208$112,800$7885.4
7670531,750$54,881$167,000$941118.6
7670640,668$42,277$180,600$1,06372.3
7670716,602$38,208$113,600$1,0553.3
7670827,679$66,764$204,600$1,08748.1
7671023,270$53,304$229,000$1,0989.3
767119,631$52,617$112,600$1,3144.0
7671228,719$96,267$302,100$1,33352.4
767982,903N/AN/AN/A0.1

Waco, TX has 11 ZIP codes with a combined population of 206,585. The average median household income across all ZIP codes is -$60,557,250. The average median home value is -$121,059,894. The average median monthly rent is -$60,605,054.

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