Natural Disasters in Utopia, TX
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
70.0
Relatively Low
Expected Annual Loss
61.4
Score (0-100)
Social Vulnerability
76.4
Score (0-100)
Community Resilience
5.1
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Drought | 90.1 |
| Heat Wave | 81.9 |
| Wildfire | 73.2 |
| Hail | 69.8 |
| Lightning | 63.9 |
| Hurricane | 62.4 |
| Winter Weather | 56.7 |
| Tornado | 50.9 |
| Landslide | 34.0 |
| Cold Wave | 31.4 |
| Strong Wind | 27.7 |
| Ice Storm | 24.4 |
| Earthquake | 15.6 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
19
Most Recent
Flood
Jul 2025
Most Common Type
Flood
4 declarations
| Date | Type | Declaration |
|---|---|---|
| Jul 6, 2025 | Flood | SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING |
| Feb 19, 2021 | Severe Ice Storm | SEVERE WINTER STORMS |
| Feb 14, 2021 | Severe Ice Storm | SEVERE WINTER STORM |
| Mar 25, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Feb 25, 2019 | Flood | SEVERE STORMS AND FLOODING |
| May 29, 2015 | Severe Storm | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING |
| Mar 14, 2008 | Fire | WILDFIRES |
| Jun 29, 2007 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Jan 11, 2006 | Fire | EXTREME WILDFIRE THREAT |
| Sep 24, 2005 | Hurricane | HURRICANE RITA |
| Sep 21, 2005 | Hurricane | HURRICANE RITA |
| Sep 2, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Jul 4, 2002 | Flood | SEVERE STORMS AND FLOODING |
| Sep 1, 1999 | Fire | EXTREME FIRE HAZARDS |
| Aug 26, 1998 | Severe Storm | TROPICAL STORM CHARLEY |
| Jul 7, 1997 | Flood | SEVERE STORMS AND FLOODING |
| Sep 10, 1993 | Drought | EXTREME FIRE HAZARD |
| Jan 9, 1990 | Freezing | SEVERE FREEZE |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
3
Total IA Distributed
$9,000
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4586 | 2 | N/A | — |
| DR-4485 | 1 | $9,000 | — |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
93
Total Claims Paid
$2,991,381
Avg Claim Payout
$32,165
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$1,702,245
Disasters with PA
4
Total Projects
54
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4223 | Severe Storm(s) | 5 | $807,421 |
| DR-1709 | Severe Storm(s) | 38 | $497,626 |
| DR-4416 | Severe Storm(s) | 9 | $328,068 |
| DR-4879 | Flood | 2 | $69,131 |
Utopia has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are drought, heat wave, wildfire. The area has had 19 federal disaster declarations. The most common disaster type is flood (4 declarations). 93 flood insurance claims have been filed in the area. FEMA has obligated $1,702,245 in public assistance recovery funding. $9,000 has been distributed in individual assistance to disaster-affected residents.