Natural Disasters in Temple, TX
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
91.1
Relatively Moderate
Expected Annual Loss
91.3
Score (0-100)
Social Vulnerability
29.9
Score (0-100)
Community Resilience
60.8
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
23
Public Assistance
$9.4M
Individual Assistance
$11.1M
Most Common Type
Fire
7 declarations
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, and Flooding → | Flood | May 2024 | $6.3M | $9.8M |
| Severe Winter Storm → | Winter Storm | Apr 2023 | $690K | — |
| Severe Winter Storms → | Severe Ice Storm | Feb 2021 | $1.0M | $396K |
| Severe Winter Storm → | Severe Ice Storm | Feb 2021 | — | — |
| Covid-19 Pandemic → | Biological | Mar 2020 | $1.4M | $806K |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Hurricane Ike → | Hurricane | Sep 2008 | — | — |
| Rein Street Fire → | Fire | Jun 2008 | — | — |
| Wildfires → | Fire | Mar 2008 | — | — |
| Severe Storms, Tornadoes, and Flooding → | Severe Storm | Jun 2007 | — | $85K |
| Extreme Wildfire Threat → | Fire | Jan 2006 | — | — |
| Rosewood Fire → | Fire | Jan 2006 | — | — |
| Hurricane Rita → | Hurricane | Sep 2005 | $83K | — |
| Hurricane Rita → | Hurricane | Sep 2005 | — | — |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | — | — |
| Loss of the Space Shuttle Columbia → | Other | Feb 2003 | — | — |
| Extreme Fire Hazards → | Fire | Sep 1999 | — | — |
| Reese Creek Fire → | Fire | Aug 1999 | — | — |
| Tropical Storm Charley → | Severe Storm | Aug 1998 | — | — |
| Extreme Fire Hazard → | Fire | Feb 1996 | — | — |
Showing 20 of 25 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
497
Total Claims Paid
$14,387,626
Avg Claim Payout
$28,949
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
8
Federal Funding
$1,552,936
Properties Protected
5
Avg Benefit-Cost Ratio
7.18
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 601.2: Generators - Regular | 3 | $0 |
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 1 | $295,622 |
| 91.2: Local Multihazard Mitigation Plan - NEW | 1 | $0 |
| 403.1: Stormwater Management - Culverts | 1 | $243,052 |
| 402.1: Infrastructure Protective Measures (Roads and Bridges) | 1 | $1,762 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Temple has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hail, tornado, lightning. The area has had 23 federal disaster declarations. The most common disaster type is fire (7 declarations). 497 flood insurance claims have been filed in the area. FEMA has obligated $9,416,496 in public assistance recovery funding. $11,119,598 has been distributed in individual assistance to disaster-affected residents. 8 hazard mitigation projects have been funded to reduce future risk.