Temple, TX โ€” City Data, Demographics & Statistics

Bell County ยท Texas

๐Ÿงฌ

City DNA

A unique fingerprint for Temple based on 8 key metrics โ€” compared to averages.

PopulationIncomeHome ValueSafetyEducationMedian AgeClimateCost of Living
Temple
National Avg
Texas Avg
Population: 72Income: 43Home Value: 22Safety: 100Education: 27Median Age: 56Climate: 50Cost of Living: 55

Quick Stats

Population

86,358

2023 ACS

Median Income

$64,945

2023

Median Home Value

$220,300

2023

Median Rent

$1,174

2023

Median Age

33.8

Unemployment

7.2%

Cost of Living Index

109.4

100 = national avg

Temple is a city in Bell County, Texas, with a population of 86,358 according to the 2023 American Community Survey. Temple is one of the communities in Texas.

The median household income in Temple is $64,945, and the median home value is $220,300. The cost of living index is 109.4 (where 100 = national average), and the median rent is $1,174 per month. The unemployment rate is 7.2%, and the median age is 33.8 years.

People & Demographics

Source: U.S. Census Bureau ACS (2023)

Population

Total Population

86,358

Male

41,191

47.7%

Female

45,167

52.3%

Median Age

33.8

Education & Household

Bachelor's or Higher

18.8%

High School or Higher

35.1%

Foreign Born

7.9%

Veterans

8.8%

Married

38.7%

Avg Household Size

2.6

Marital Status by Age

Race & Ethnicity

Diversity Index

0.480

Simpson's Index (0-1)

Largest Group

White

62.4%

Foreign Born

7.9%

White
62.4%
Black
13.2%
Asian
2.2%
Native American
0.7%
Pacific Islander
0.1%
Two or More
15.6%
Other
5.7%

Hispanic/Latino Ethnicity

Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.

Hispanic/Latino

29.1%

25,156 people

Not Hispanic/Latino

70.9%

Hispanic/Latino Detail

Source: U.S. Census Bureau ACS (2023)
Mexican
21,107 (83.9%)
Puerto Rican
1,608 (6.4%)
Cuban
194 (0.8%)
Dominican
40 (0.2%)
Salvadoran
87 (0.3%)
Guatemalan
225 (0.9%)
Colombian
175 (0.7%)
Honduran
180 (0.7%)
Ecuadorian
17 (0.1%)
Peruvian
189 (0.8%)
Other Hispanic
1,335 (5.3%)

Asian Detail

Source: U.S. Census Bureau ACS (2023)
Asian Indian
662 (35.0%)
Chinese
322 (17.0%)
Filipino
207 (10.9%)
Vietnamese
98 (5.2%)
Korean
273 (14.4%)
Japanese
19 (1.0%)
Pakistani
116 (6.1%)
Cambodian
12 (0.6%)
Thai
26 (1.4%)
Taiwanese
9 (0.5%)
Other Asian
143 (7.6%)

Native Hawaiian & Pacific Islander Detail

Source: U.S. Census Bureau ACS (2023)
Native Hawaiian
35 (31.3%)
Chamorro
62 (55.4%)
Other Pacific Islander
14 (12.5%)

American Indian & Alaska Native Detail

Source: U.S. Census Bureau ACS (2023)
Cherokee
9 (1.5%)
Navajo
32 (5.3%)
Other Native American
566 (93.6%)

Languages Spoken

Total Speakers (5+)

79,481

English Only

82.7%

#1 Non-English Language

Spanish

11,351 speakers

Limited English

6.3%

Language Distribution

Spanish
11,351 (14.3%)
Other Indo-European
703 (0.9%)
Other Asian
396 (0.5%)
Korean
390 (0.5%)
Other Languages
223 (0.3%)
German
163 (0.2%)
Tagalog
151 (0.2%)
Slavic Languages
121 (0.2%)
Chinese
109 (0.1%)
Vietnamese
86 (0.1%)

English Proficiency

Speaks English Very Well

93.7%

Limited English Proficiency

6.3%

Spanish
37.7% limited English
Other Indo-European
15.1% limited English
Other Asian
22.0% limited English
Korean
66.7% limited English
Other Languages
35.4% limited English
German
9.2% limited English
Tagalog
26.5% limited English
Slavic Languages
15.7% limited English
Chinese
58.7% limited English
Vietnamese
23.3% limited English

Veterans & Military

Total Veterans

7,578

8.8% of population

Disability Rate

49.4%

3,740 with disability

Veteran Median Income

$51,803

Unemployment Rate

11.2%

Period of Service

Gulf War (2001+)
40.2%
Gulf War (1990-2001)
28.1%
Vietnam
28.3%
Korea
4.6%
World War II
1.1%

Veteran Age Distribution

18-34
13.5%
35-54
32.8%
55-64
16.5%
65-74
18.6%
75+
18.4%

Male Veterans

6,248

82.4%

Female Veterans

1,330

17.6%

Veteran vs Non-Veteran Income

Veteran Income

$51,803

Non-Veteran Income

$34,516

Difference

$17,287

50.1% higher

Disability Status

With Disability

3,740

Without Disability

3,838

Disability Rate

49.4%

Ancestry & Heritage

Total Reporting Ancestry

46,950

#1 Ancestry

German

14.2% (12,277)

#2 Ancestry

English

10.9% (9,417)

#3 Ancestry

Irish

9.3% (8,007)

Top 20 Ancestries

Source: U.S. Census Bureau ACS (2023)
German
14.2%
English
10.9%
Irish
9.3%
American
3.6%
Italian
2.5%
Czech
2.0%
European
1.8%
Scottish
1.5%
Polish
1.4%
French
1.1%
Scotch-Irish
1.1%
Norwegian
0.7%
Sub-Saharan African
0.6%
Welsh
0.5%
British
0.5%
Swedish
0.5%
Dutch
0.5%
Portuguese
0.4%
West Indian
0.3%
Brazilian
0.3%

Families & Households

Total Households

32,488

Family Households

20,625

63.5%

Married Couples

14,457

44.5%

Non-Family Households

11,863

36.5%

Single Mother Households

4,705

14.5%

Single Father Households

1,463

4.5%

Living Alone

9,810

30.2%

Children Under 18

Total Children

21,464

In Married Couple

13,043

60.8%

With Single Mother

7,134

33.2%

With Single Father

1,287

6.0%

Family Income

Median Family Income

$81,450

Married Couple Income

$97,821

Single Mother Income

$40,128

Single Father Income

$67,583

Avg Family Size

2.6

Avg Non-Family Size

2.3

Grandparents w/ Grandchildren

1,988

Grandparents Responsible

684

Economy

Source: U.S. Census Bureau ACS (2023)

Income Overview

Median Household Income

$64,945

-11% vs national

Per Capita Income

$32,841

-12% vs national

Poverty Rate

17.3%

+27% vs national

Gini Index

0.4561

0 = perfect equality

Unemployment

7.2%

+38% vs national

SNAP Recipients

14.2%

of households

How Temple Compares

Temple vs Similar Cities

Compared to cities with 50,000 - 100,000 residents. Temple is highlighted.

Median Household Income

Per Capita Income

Poverty Rate

Unemployment Rate

๐Ÿ“Š

Where Do You Stack Up?

Enter your household income to see how you compare to other households in Temple. The median household income here is $64,945.

$

Income Distribution

<$25K
19.6%
$25-50K
19.7%
$50-75K
17.7%
$75-100K
13.3%
$100-150K
16.9%
$150-200K
7.5%
$200K+
5.3%

Employment Snapshot

Unemployment Rate

7.2%

+41% vs TX avg

Labor Force

40,558

Employed

36,945

Mean Commute

20 min

How People Get to Work

Employment by Sector

Education & Workforce

Bachelor's Degree+

18.8%

of adults 25+

High School Diploma+

35.1%

of adults 25+

Median Age

33.8

Work from Home

9.3%

of workers

Cost of Living

Overall Index

109.4

100 = national avg

+9.4 vs national average

Living Wage (1 Adult)

$48,157

per year

Living Wage (Family of 4)

$113,825

per year

Cost Index by Category

Housing
129.2
Food
99.6
Transportation
92.4
Healthcare
99.7
Utilities
105.6

100 = national average. Higher = more expensive.

Fair Market Rent

Source: HUD

1 Bedroom

$990

per month

2 Bedroom

$1,233

per month

The median household income in Temple, TX is $64,945, which is 11.3% below the national average of $73,224. Per capita income is $32,841. The poverty rate of 17.3% is higher than the TX state average of 14.9%. The Gini index of income inequality is 0.4561, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 7.2%, compared to the state average of 5.1%. The labor force is 40,558. 18.8% of adults hold a bachelor's degree or higher. The average commute time is 20 minutes, with 9.3% working from home. About 77.3% of workers drive alone to work. The overall cost of living index is 109.4, which is 9.4% above the national average. Housing costs are above the national average at an index of 129.2. A single adult needs to earn approximately $48,157 per year to cover basic expenses.

Housing & Real Estate

Market SnapshotRedfin โ€” January 2026

Median Sale Price

$245,000

Median List Price

$271,495

Price Per Sq Ft

$143

Days on Market

84

Active Inventory

658

Months of Supply

9.5

Buyer's market

Zillow Home Value

$246,538

ZHVI โ€” January 2026

Zillow Rent Index

$1,390

ZORI โ€” January 2026

Market CompetitivenessRedfin

Sold Above List

13.0%

Off Market in 2 Weeks

16.4%

Sale-to-List Ratio

97.8%

Buyer's market

Sold Above Asking
13.0%
Under Contract in 2 Wks
16.4%
Listings with Price Drops
29.3%

Price TrendsRedfin

Sale Price โ†“ 9.3%List Price โ†“ 5.7%Mar 24 โ†’ Jan 26

Market ActivityRedfin

Homes Sold

69

New Listings

134

Pending Sales

122

Homes Sold โ†“ 40.0%New Listings โ†“ 37.7%Pending โ†“ 30.7%Mar 24 โ†’ Jan 26

Price Per Square FootRedfin

Median Sale $/SF

$143

Median List $/SF

$155

Sale $/SF โ†“ 13.9%List $/SF โ†“ 7.7%Mar 24 โ†’ Jan 26

House Price IndexFHFA

How much have housing prices increased in Temple, TX? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Killeen-Temple, TX metro area, home prices have risen 261.0% over the past 40 years. Over 20 years, prices grew 127.8%. The 10-year growth rate is 100.8%. Over the last 5 years, prices increased 51.7%. In the most recent 2-year period, the index rose 2.5%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Killeen-Temple, TX housing market rather than Temple alone.

40yr โ†‘ 261%20yr โ†‘ 127.8%10yr โ†‘ 100.8%5yr โ†‘ 51.7%2yr โ†‘ 2.5%Q2 1985 โ†’ Q4 2025

Metro area: Killeen-Temple, TX

Temple vs Similar CitiesCensus ACS / Redfin

Compared to cities with 50,000 - 100,000 residents. Temple is highlighted.

Median Home Value

Median Rent

Median Price Per Sq Ft

Rent Burden

Census Housing DataU.S. Census Bureau ACS 2023

Median Home Value

$220,300

Median Rent

$1,174

Total Housing Units

35,228

Vacancy Rate

7.8%

Owner Occupied

52.9%

Renter Occupied

47.1%

Median Property Tax

$3,537

per year

Monthly Cost (w/ Mortgage)

$1,217

Housing Types

Single Family
67.7%
Multi-Family
29.5%
Mobile Home
2.8%

Property TaxU.S. Census Bureau ACS 2023

Median Property Tax

$3,537

per year

Effective Tax Rate

1.61%

of home value

Median Home Value

$220,300

Estimated Mean Tax

$3,577

The effective property tax rate is calculated by dividing the median annual property tax ($3,537) by the median home value ($220,300). In Temple, TX, this works out to an effective rate of 1.61%. This is above the national average of approximately 1.1%.

The current median sale price in Temple, TX is $245,000 according to Redfin data. Homes spend a median of 84 days on the market. 13.0% of homes sold above asking price. The market has 9.5 months of supply. The median price per square foot is $143. Zillow's observed rent index is $1,390/month. About 52.9% of housing units are owner-occupied. The median year homes were built is 1990. There are 35,228 total housing units. Homeowners pay a median annual property tax of $3,537. The effective tax rate is 1.61%, above the national average.

Crime Overview

Source: FBI Crime Data Explorer (2024)

Violent Crime Rate

3.18

per 1,000 residents

+22% vs national

Property Crime Rate

23.62

per 1,000 residents

+37% vs national

Total Crimes

2,596

2024

Violent Clearance

45%

cases solved

Property Clearance

13%

cases solved

YoY Change

-16.4%

violent crime rate

improving vs 2023

How Temple Compares

Source: FBI (2024)

Temple vs Similar Cities

Source: FBI (2024)

Compared to cities with 50,000 - 100,000 residents. Temple is highlighted in green.

Violent Crime Rate (per 1,000)

Property Crime Rate (per 1,000)

Murder Rate (per 1,000)

Crime Rate Trends

Source: FBI
Violent โ†‘ 44.5%Property โ†“ 38.3%2015 โ†’ 2024

Crime Composition

Source: FBI (2024)

Violent Crime Breakdown

Property Crime Breakdown

Crime Clearance (Solve) Rates

Source: FBI (2024)

Temple police solve 69% of rape cases but only 7% of motor vehicle theft cases.

Weapon Used in Violent Crime

Source: FBI (2024)

Crime Breakdown

Source: FBI Crime Data Explorer (2024)
Crime TypeCategoryCountRate per 1KClearance %
MurderViolent110.1154.5%
RapeViolent710.7369.0%
RobberyViolent360.3727.8%
Aggravated AssaultViolent1891.9538.1%
BurglaryProperty3533.649.3%
Larceny/TheftProperty1,59416.4615.5%
Motor Vehicle TheftProperty3413.527.0%

Temple, TX reported 308 violent crimes and 2,288 property crimes in 2024. The violent crime rate of 3.18 per 1,000 residents is 22.3% above the national average of 2.60 per 1,000. Law enforcement cleared 45% of violent crimes. Larceny/theft accounts for 1,594 of the property crime reports. Firearms were involved in 61.9% of aggravated assaults. Violent crime has been trending downward.

Crime History

Source: FBI
YearViolentPropertyViolent RateProperty Rate
20243082,2883.1823.62
20233541,8283.8019.64
20223061,5553.4617.57
20212461,7242.9920.94
20203032,0963.7926.24
20192191,7182.8222.15
20182391,9673.1625.98
20172412,1383.2228.59
20162242,3253.0531.67
20151582,7482.2038.28

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

91.1

Relatively Moderate

Expected Annual Loss

91.3

Score (0-100)

Social Vulnerability

29.9

Score (0-100)

Community Resilience

60.8

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

23

Public Assistance

$9.4M

Individual Assistance

$11.1M

Most Common Type

Fire

7 declarations

Public Assistance by Category

Total: $9.6M
DisasterTypeDatePA $IA $
Severe Storms, Straight-line Winds, Tornโ€ฆ โ†’FloodMay 2024$6.3M$9.8M
Severe Winter Storm โ†’Winter StormApr 2023$690Kโ€”
Severe Winter Storms โ†’Severe Ice StormFeb 2021$1.0M$396K
Severe Winter Storm โ†’Severe Ice StormFeb 2021โ€”โ€”
Covid-19 Pandemic โ†’BiologicalMar 2020$1.4M$806K
Covid-19 โ†’BiologicalMar 2020โ€”โ€”
Hurricane Ike โ†’HurricaneSep 2008โ€”โ€”
Rein Street Fire โ†’FireJun 2008โ€”โ€”
Wildfires โ†’FireMar 2008โ€”โ€”
Severe Storms, Tornadoes, and Flooding โ†’Severe StormJun 2007โ€”$85K
Extreme Wildfire Threat โ†’FireJan 2006โ€”โ€”
Rosewood Fire โ†’FireJan 2006โ€”โ€”
Hurricane Rita โ†’HurricaneSep 2005$83Kโ€”
Hurricane Rita โ†’HurricaneSep 2005โ€”โ€”
Hurricane Katrina Evacuation โ†’HurricaneSep 2005โ€”โ€”
Loss of the Space Shuttle Columbia โ†’OtherFeb 2003โ€”โ€”
Extreme Fire Hazards โ†’FireSep 1999โ€”โ€”
Reese Creek Fire โ†’FireAug 1999โ€”โ€”
Tropical Storm Charley โ†’Severe StormAug 1998โ€”โ€”
Extreme Fire Hazard โ†’FireFeb 1996โ€”โ€”

Showing 20 of 25 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

497

Total Claims Paid

$14,387,626

Avg Claim Payout

$28,949

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

8

Federal Funding

$1,552,936

Properties Protected

5

Avg Benefit-Cost Ratio

7.18

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
601.2: Generators - Regular3$0
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine1$295,622
91.2: Local Multihazard Mitigation Plan - NEW1$0
403.1: Stormwater Management - Culverts1$243,052
402.1: Infrastructure Protective Measures (Roads and Bridges)1$1,762

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Temple has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hail, tornado, lightning. The area has had 23 federal disaster declarations. The most common disaster type is fire (7 declarations). 497 flood insurance claims have been filed in the area. FEMA has obligated $9,416,496 in public assistance recovery funding. $11,119,598 has been distributed in individual assistance to disaster-affected residents. 8 hazard mitigation projects have been funded to reduce future risk.

Health

Community Health

Source: CDC PLACES

Obesity Rate

42.8%

6.7pp above the national average

Depression Rate

25.4%

1.9pp above the national average

Diabetes Rate

14.2%

2.3pp above the national average

Uninsured Rate

16.5%

5.9pp above the national average

Health Scorecard

Higher scores indicate better health outcomes relative to the national average (50 = average)

Health Outcomes

Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.

High Cholesterol

34.0%

Arthritis

26.4%

Cancer (excl. skin)

7.2%

Teeth Lost (65+)

17.5%

Health Risk Behaviors

Prevention & Screening

Green bars indicate rates above the national average (more preventive care); red indicates below.

Mental Health & Wellbeing

Frequent Mental Distress

18.5%

14+ days in past month

Depression

25.4%

Loneliness

โ€”

Lack of Support

โ€”

Disability Prevalence

Any Disability

36.3%

Mobility

17.0%

Cognitive

16.9%

Hearing

7.4%

Vision

6.7%

Self-Care

4.8%

Independent Living

9.8%

Temple has an obesity rate of 42.8%, which is 6.7pp above the national average. The depression rate is 25.4%, 1.9pp above the national average. About 16.5% of adults lack health insurance. 76.6% of residents had an annual checkup in the past year.

Nearby Hospitals

Source: CMS Hospital Compare

Nearest Hospitals

5

With Emergency Services

3

Avg CMS Rating

3.7 / 5

Nearest Hospital

1.2 mi

Canyon Creek Behavioral Health

Loading mapโ€ฆ
HospitalDistanceTypeRatingER
Canyon Creek Behavioral Health1.2 miPsychiatricโ€”โ€”
Temple Va Medical Center (Va Central Texas Healthcare System)2.9 miAcute Care - Veterans Administration4/5Yes
Cedar Crest Hospital & Rtc7.4 miPsychiatricโ€”โ€”
Seton Medical Center Harker Heights15.2 miAcute Care Hospitals4/5Yes
Adventhealth Central Texas20.1 miAcute Care Hospitals3/5Yes

Climate & Environment

Water Systems

Source: EPA SDWIS

Water Systems

5

Pop. Served

103,642

Violations (5yr)

1

System NamePop. ServedViolations (5yr)
CITY OF TEMPLE94,9350
EAST BELL WSC4,2870
MOFFAT WSC4,1820
OENAVILLE & BELFALLS WSC2380
BLUEBONNET WSCโ€”1

Greenhouse Gas Emitters

Source: EPA GHGRP (2023)

Facilities Reporting

3

Total COโ‚‚e

3.2M MT

Top Emitter

Temple Power Station

3.1M MT COโ‚‚e

Total COโ‚‚e vs Similar Cities (50,000 - 100,000)

FacilitySectorCOโ‚‚e (MT)
Temple Power Station
Panda Temple Power Ii Llc
Power Plants3,064,553
TEMPLE RECYCLING AND DISPOSAL FACILITY
Waste Management Inc
Waste121,036
WILSONART LLC-TEMPLE NORTH
Clayton Dubilier & Rice Llc
Other35,816

Data from EPA Greenhouse Gas Reporting Program (GHGRP). Includes facilities emitting 25,000+ metric tons COโ‚‚e/year.

There are 5 water systems serving the area. 1 water quality violation has been reported in the past 5 years. 3 industrial facilities report greenhouse gas emissions totaling 3.2M metric tons of COโ‚‚e.

Infrastructure

Commute Overview2023 ACS

Mean Commute

20 min

-17% vs national

Drive Alone

77.3%

-2% vs national

Public Transit

0.3%

-63% vs national

Work From Home

9.3%

+1% vs national

Carpool

11.1%

Walk / Bike

0.8%

combined

How Temple's Commute ComparesCensus ACS 2023

How People Get to WorkCensus ACS 2023

Commute Mode BreakdownCensus ACS 2023

Traffic Fatalities

Source: NHTSA FARS (2023)

Fatalities

12

2023

6-Year Avg

9

fatalities/yr

Pedestrian

4

Nighttime

6

dark conditions

YearCrashesFatalitiesAlcoholPedestrianCyclist
20231112040
20221212030
202133000
20201111222
20191111320
201833000

Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.

The average commute in Temple, TX is 20 minutes, which is 16.7% below the national average of 23 minutes. 77.3% of workers drive alone, compared to the national average of 78.7%. 9.3% work from home, which is above the TX state average of 7.8%. 11.1% of workers carpool. In 2023, there were 12 traffic fatalities from 11 fatal crashes. 4 were pedestrians.

Internet & Broadband Access

Source: Census ACS

Broadband Access

89.3%

of households

Cable / Fiber / DSL

73.4%

of households

No Internet

7.9%

of households

Total Households

32,488

Internet Subscription Types

Cable, Fiber, or DSL
73.4%
Cellular Data Plan
82.9%
Satellite
5.3%
Cellular Only (no wired)
13.7%
No Internet Access
7.9%

Device Ownership

Source: Census ACS

Has Computer

93.8%

of households

Smartphone

89.4%

of households

Desktop / Laptop

78.9%

of households

Tablet

64.2%

of households

Any Computing Device
93.8%
Smartphone
89.4%
Desktop / Laptop
78.9%
Tablet
64.2%
Smartphone Only
9.9%
No Computer
6.2%

Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).

Electricity Rates

Source: U.S. Energy Information Administration (2024)

Residential Rate

14.9ยข

per kWh

-19% vs 50,000 - 100,000 avg

Commercial Rate

8.6ยข

per kWh

-42% vs 50,000 - 100,000 avg

Industrial Rate

6.1ยข

per kWh

-45% vs 50,000 - 100,000 avg

Avg Monthly Bill

$164

residential

+13% vs 50,000 - 100,000 avg

12% below the national average of 17.1ยข/kWh

Residential electricity in Texas averages 14.9ยข per kWh, compared to the national average of 17.1ยข. The average monthly electric bill is $164. State-level averages from EIA Electric Sales & Revenue data (2024).

Temple vs Similar Cities

Source: EIA (2024)

Comparing electricity rates with randomly selected cities of similar population (50,000 - 100,000). Each city represents its state's average rate.

Residential Rate (ยข/kWh)

Commercial Rate (ยข/kWh)

Industrial Rate (ยข/kWh)

Average Monthly Bill

Water Systems

Source: EPA SDWIS

Water Systems

5

Population Served

103,642

Violations (5yr)

1

System NameTypeSourcePop. ServedViolations
CITY OF TEMPLECommunitySurface water94,9350
EAST BELL WSCCommunityPurchased surface water4,2870
MOFFAT WSCCommunityPurchased surface water4,1820
OENAVILLE & BELFALLS WSCCommunityPurchased surface water2380
BLUEBONNET WSCCommunitySurface water01

89.3% of households in Temple have broadband internet access. 73.4% have cable, fiber, or DSL service. 13.7% rely solely on cellular data without a wired connection. 7.9% of households have no internet access. 9.9% use only a smartphone without a desktop or laptop. The area is served by 5 water systems, providing water to 103,642 people. A total of 1 water quality violation has been recorded over the past 5 years.

Politics & Government

County-level data: Election results are reported at the county level. Temple is located in Bell County, TX. Results reflect all voters in the county, not just those in Temple.

Election Overview

Source: Bell County (2024)

2024 Winner

Republican

Dem Votes

53,973

41.3%

GOP Votes

75,161

57.6%

Total Votes

130,557

Margin

R+16.2%

Shift from 2020

R+7.7pp

vs prior election

๐Ÿ“ŠElection Results by Year
2016โ€“2024
๐Ÿ“ˆPartisan Lean Trend
R+16.2%

Election History

Source: County-Level Election Results
YearDem VotesGOP VotesTotalDem %GOP %Margin
202453,97375,161130,55741.3%57.6%R+16.2
202057,01467,893127,37544.8%53.3%R+8.5
201637,60851,78093,99940.0%55.1%R+15.1

In the 2024 presidential election, Bell County recorded 130,557 total votes. Republicans won the county with 57.6% of the vote compared to 41.3% for Democrats, a margin of R+16.2%. Compared to 2020, the margin shifted R+7.7pp from the previous election. Since 2016, Bell County has shifted 1.2 percentage points toward Republicans.

Nonprofits Overview

Source: IRS Exempt Organizations BMF

Total Nonprofits

351

Total Assets

$272.3M

Total Income

$93.4M

Per 10K Residents

40.6

nonprofits

-47.6% vs peers avg

Orgs with >$1M Assets

28

Median Assets

$251K

Oldest Active

1940

ruling year

Newest Org

2026

ruling year

Nonprofits by Category

Source: IRS / NTEE Classification
Religion
52
Education
43
Human Services
33
Philanthropy
27
Recreation & Sports
22
Arts & Culture
15
Health Care
12
Youth Development
10
Animal-Related
9
Housing & Shelter
8
Community Improvement
8
Mental Health
6
Environment
5
Crime & Legal
4
Public Benefit
4
Food & Agriculture
3
International
3
Medical Research
2
Public Safety
2
Mutual Benefit
2
Employment
1
Civil Rights
1
76.3%of all nonprofit assets are held by the 10 largest organizations

Top 10 hold $207.8M of $272.3M total

Nonprofit Size Distribution

Source: IRS Exempt Organizations BMF

Number of nonprofits by total asset size

When Were Nonprofits Founded?

Source: IRS Ruling Date

Number of currently active nonprofits by founding decade

Nonprofits per 10K Residents vs Similar Cities

Source: IRS BMF + Census ACS

Compared to cities with population 50,000 - 100,000

Largest Nonprofits in Temple

Source: IRS Exempt Organizations BMF
OrganizationCategoryAssetsIncomeEst.IRS
COMMONWEALTH MULTIFAMLY HOUSING CORPORATIONHousing & Shelter$104.3M$14.5M2001
FRANK W & SUE MAYBORN FOUNDATIONโ€”$21.9M$3.4M1965
TEMPLE COLLEGE FOUNDATIONEducation$14.1M$3.8M1983
RALPH WILSON YOUTH CLUBS OF TEMPLE INCYouth Development$13.2M$3.0M2011
THE CALLAWAY FOUNDATIONPhilanthropy$11.9M$11.2M2003
TEMPLE COMMUNITY CLINICHealth Care$10.6M$2.1M1992
GARLYN & LAJUAN SHELTON CHRISTIAN FOUNDATIONEducation$9.8M$4.2M2015
CENTRAL TEXAS CHRISTIAN SCHOOL INCโ€”$7.9M$7.6M1987
JOE AND LOUISE COOK FOUNDATIONโ€”$7.6M$3.7Mโ€”
CENTRAL TEXAS 4C INCHuman Services$6.5M$8.0M1974
RWYC FOUNDATIONPhilanthropy$6.2M$1.4M2003
RONALD MCDONALD HOUSE CHARITIES OF TEMPLE TEXASโ€”$5.3M$2.5M1985
CULTURAL ACTIVITIES CENTER INCArts & Culture$4.7M$1.4M1958
NEIGHBORHOOD DEVELOPMENT COLLABORATIVEโ€”$4.3M$248K1980
MARGARET C B & S SPENCER N BROWN FOUNDATION INCโ€”$4.1M$765K1959
FAMILY PROMISE OF BELL COUNTY INCHousing & Shelter$3.1M$1.7M2004
ST MARYS SCHOOL OF TEMPLE TRUST FUNDโ€”$2.3M$303K1987
BELL COUNTY SOCIETY FOR CRIPPLED CHILDREN INCHealth Care$2.0M$1.5M1987
CHRISTIAN FARMS-TREEHOUSE INCMental Health$2.0M$2.1M1972
UNITED WAY OF CENTRAL TEXASPhilanthropy$2.0M$1.5M1990
HTCT FOUNDATIONPhilanthropy$1.8M$428K2019
MACKENZIE FOUNDATIONPhilanthropy$1.7M$89K1999
TEMPLE EDUCATION FOUNDATION INCEducation$1.7M$687K1991
CEN-TEX ALCOHOLIC REHABILITATION CENTER INCโ€”$1.6M$648K1970
JOHN HOOD@GARNER AND MARTHA ALLEEN WEATHERFORD GARNER CHARITABLEPhilanthropy$1.6M$930K2003
CENTRAL TEXAS VETERANS RESEARCH FOUNDATIONMedical Research$1.4M$1.5M1995
TEMPLE SYMPHONY ORCHESTRAArts & Culture$1.2M$187K2012
TRANSPLANT RECIPIENTS INTERNATIONAL ORGANIZATION INCโ€”$1.1M$1621990
CHURCHES TOUCHING LIVES FOR CHRISTReligion$992K$394K1995
RALPH WILSON PLASTICS EMPLOYEES SCHOLARSHIP FUNDโ€”$872K$244K1977
TEMPLE CHRISTIAN OUTREACH INCHuman Services$847K$560K2005
TEMPLE CHILDRENS MUSEUMArts & Culture$833K$337K2018
TAMRA SCHOOL INCEducation$740K$388K2017
LOC FOOD PANTRY INCFood & Agriculture$713K$173K2018
BELL COMMUNITY FOUNDATIONHuman Services$713K$254K2019
JOSEPH PLATT JR AND KATHRYN MOORE TURNER FOUNDATIONโ€”$697K$67K1990
MOFFAT VOLUNTEER FIRE DEPARTMENTPublic Safety$693K$1.2M2001
FEED MY SHEEP - TEMPLEHuman Services$558K$413K2016
TEMPLE CIVIC THEATERโ€”$532K$345K1970
VAUGHN T BAIRD FOUNDATIONPhilanthropy$511K$183K1995
UPAVIM COMMUNITY DEVELOPMENT FOUNDATIONPhilanthropy$497K$335K2004
FRONTLINE CHAPLAINS INTERNATIONALReligion$452K$1.0M2019
TRC 1965 FOUNDATION INCHuman Services$434K$149K2010
BRIDGE EAST TEMPLE FOUNDATIONEducation$432K$115K2018
BRITTANY F AND MICHAEL T NORMAN FAMILY FOUNDATIONPhilanthropy$431K$214K2019
ASSOCIATION OF TEXAS SOIL CONSERVATION DISTRICTSโ€”$395K$501K1948
CENTEX STORM SOCCER CLUB INCRecreation & Sports$288K$298K2021
AMY S HOUSE INCโ€”$269K$466K2023
A NEW DAY LEARNING ACADEMY INCEducation$262K$805K2020
INTERNATIONAL SOIL AND WATER ENVIRONMENTAL EDUCATION PROGRAM INInternational$255K$18K2014

Temple, TX has 351 registered 501(c)(3) nonprofit organizations with combined assets of $272.3M. The most common category is Religion-Related, with 52 organizations. 28 nonprofits have assets exceeding $1 million. That works out to 40.6 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1940.

SBA Lending Overview

Source: SBA FOIA Loan-Level Data

Total SBA Loans

385

Total Approved

$169.1M

Jobs Supported

3,463

Per 10K Residents

44.6

SBA loans

-49.1% vs peers avg

Unique Lenders

108

Top Lender

PNC Bank, National Association

40 loans

Top Industry

Accommodation & Food Services

Data Span

1992โ€“2026

Loan Program Breakdown

Source: SBA FOIA
7(a)90% of all loans

Loans

348

Total Amount

$145.3M

Avg Loan

$417,535

Median Loan

$150,000

SBA Guaranteed

$108.9M(75%)

Jobs Supported

2,918

50410% of all loans

Loans

37

Total Amount

$23.8M

Avg Loan

$642,481

Median Loan

$325,000

7(a) โ€” 90%504 โ€” 10%

Recent Activity (Last 5 Years)

Source: SBA FOIA

Recent Loans

80

21% of all-time total

Recent Amount

$48.2M

29% of all-time total

Avg Recent Loan

$602,775

Top Industries Funded

Source: SBA FOIA / NAICS Codes
Accommodation & Food Services72 loans
NAICS 72
$55.0M
Health Care & Social Assistance53 loans
NAICS 62
$23.3M
Other Services47 loans
NAICS 81
$16.0M
Retail Trade36 loans
NAICS 44
$14.7M
Professional & Technical Services21 loans
NAICS 54
$5.9M

SBA Loans per 10K Residents vs Similar Cities

Source: SBA FOIA + Census ACS

Compared to cities with population 50,000 - 100,000

Top SBA Borrowers

Source: SBA FOIA
BusinessLoansAmount
Zab-link Llc2$9.7M
Temple Star Storage Llc1$5.0M
Nj Hospitality Llc2$4.5M
Siya Ram Llc1$3.3M
Adams Grocery Llc1$3.2M
Windent Holdings, Llc1$3.2M
Kerberos International Inc.4$3.2M
Aams Enterprises Llc3$2.8M
Winkler & Winkler Llc1$2.8M
Vallarm Llc1$2.5M

Temple, TX has received 385 SBA loans totaling $169.1M in approved funding between 1992 and 2026. The 7(a) program accounts for 348 loans (90% of the total), supporting 2,918 jobs. The 504 program, focused on real estate and large equipment, has funded 37 loans totaling $23.8M. The most common industry receiving SBA funding is Accommodation & Food Services. The most active SBA lender in Temple is PNC Bank, National Association with 40 loans. That works out to 44.6 SBA loans per 10,000 residents.

ZIP Code Overview

Source: Census ACS

ZIP Codes

5

Total Population

140,308

Avg Median Income

$67,522

Avg Home Value

$197,660

ZIP Code Details

Source: Census ACS
ZIP CodePopulationMedian IncomeHome ValueMedian RentArea (sq mi)
7650117,223$50,764$151,000$879118.2
7650251,175$80,504$252,100$1,41158.3
7650424,856$50,420$162,600$1,10630.8
7651344,855$82,366$260,200$1,216108.3
765542,199$73,558$162,400$1,1908.0

Temple, TX has 5 ZIP codes with a combined population of 140,308. The average median household income across all ZIP codes is $67,522. The average median home value is $197,660. The average median monthly rent is $1,160.

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