Cost of Living in Temple, TX
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
109.4
100 = national avg
+9.4 vs national average
Living Wage (1 Adult)
$48,157
per year
Living Wage (Family of 4)
$113,825
per year
Cost Index by Category
Housing129.2
Food99.6
Transportation92.4
Healthcare99.7
Utilities105.6
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$990
per month
2 Bedroom
$1,233
per month
The overall cost of living index in Temple is 109.4, which is 9.4% above the national average. Housing costs are above the national average at an index of 129.2. A single adult needs to earn approximately $48,157 per year to cover basic expenses.