Schertz, TX — City Data, Demographics & Statistics
Bexar County · Texas
City DNA
A unique fingerprint for Schertz based on 8 key metrics — compared to averages.
Quick Stats
Population
43,128
2023 ACS
Median Income
$96,633
2023
Median Home Value
$292,100
2023
Median Rent
$1,593
2023
Median Age
38.1
Unemployment
5.7%
Cost of Living Index
147.1
100 = national avg
Schertz is a city in Bexar County, Texas, with a population of 43,128 according to the 2023 American Community Survey. Schertz is one of the communities in Texas.
The median household income in Schertz is $96,633, and the median home value is $292,100. The cost of living index is 147.1 (where 100 = national average), and the median rent is $1,593 per month. The unemployment rate is 5.7%, and the median age is 38.1 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
43,128
Male
21,255
49.3%
Female
21,873
50.7%
Median Age
38.1
Education & Household
Bachelor's or Higher
27.1%
High School or Higher
41.6%
Foreign Born
6.3%
Veterans
15.4%
Married
47.4%
Avg Household Size
2.8
Marital Status by Age
Race & Ethnicity
Diversity Index
0.488
Simpson's Index (0-1)
Largest Group
White
59.1%
Foreign Born
6.3%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
32.4%
13,956 people
Not Hispanic/Latino
67.6%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)Native Hawaiian & Pacific Islander Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
40,938
English Only
81.1%
#1 Non-English Language
Spanish
6,667 speakers
Limited English
4.3%
Language Distribution
English Proficiency
Speaks English Very Well
95.7%
Limited English Proficiency
4.3%
Veterans & Military
Total Veterans
6,652
15.4% of population
Disability Rate
57.8%
3,847 with disability
Veteran Median Income
$72,932
Unemployment Rate
6.6%
Period of Service
Veteran Age Distribution
Male Veterans
5,329
80.1%
Female Veterans
1,323
19.9%
Veteran vs Non-Veteran Income
Veteran Income
$72,932
Non-Veteran Income
$42,252
Difference
$30,680
72.6% higher
Disability Status
With Disability
3,847
Without Disability
2,805
Disability Rate
57.8%
Ancestry & Heritage
Total Reporting Ancestry
23,262
#1 Ancestry
German
14.4% (6,204)
#2 Ancestry
Irish
8.5% (3,681)
#3 Ancestry
English
8.2% (3,557)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
15,571
Family Households
12,169
78.2%
Married Couples
9,611
61.7%
Non-Family Households
3,402
21.8%
Single Mother Households
1,585
10.2%
Single Father Households
973
6.2%
Living Alone
2,844
18.3%
Children Under 18
Total Children
9,937
In Married Couple
7,993
80.4%
With Single Mother
1,235
12.4%
With Single Father
709
7.1%
Family Income
Median Family Income
$109,695
Married Couple Income
$120,511
Single Mother Income
$74,648
Single Father Income
$61,213
Avg Family Size
2.8
Avg Non-Family Size
2.7
Grandparents w/ Grandchildren
661
Grandparents Responsible
163
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$96,633
+32% vs national
Per Capita Income
$41,418
+11% vs national
Poverty Rate
5.7%
-58% vs national
Gini Index
0.3650
0 = perfect equality
Unemployment
5.7%
+9% vs national
SNAP Recipients
5.8%
of households
How Schertz Compares
Schertz vs Similar Cities
Compared to cities with 25,000 - 50,000 residents. Schertz is highlighted.
Median Household Income
Schertz, TX has a median household income of $96,633, making it the 5,356th highest median household income out of 28,123 cities in our database. This means that Schertz has a higher median household income than 81% of all the cities we measured.
Per Capita Income
Schertz, TX has a per capita income of $41,418, making it the 7,760th highest per capita income out of 28,123 cities in our database. This means that Schertz has a higher per capita income than 72% of all the cities we measured.
Poverty Rate
Schertz, TX has a poverty rate of 5.7%, making it the 22,869th highest poverty rate out of 31,262 cities in our database. This means that Schertz has a higher poverty rate than 27% of all the cities we measured.
Unemployment Rate
Schertz, TX has a unemployment rate of 5.7%, making it the 9,917th highest unemployment rate out of 31,012 cities in our database. This means that Schertz has a higher unemployment rate than 68% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Schertz. The median household income here is $96,633.
Income Distribution
Employment Snapshot
Unemployment Rate
5.7%
+12% vs TX avg
Labor Force
21,759
Employed
19,691
Mean Commute
27 min
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
27.1%
of adults 25+
High School Diploma+
41.6%
of adults 25+
Median Age
38.1
Work from Home
13.9%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the San Antonio-New Braunfels, TX metro area
Highest-Paying Job
General and Operations Managers
Top Median Wage
$96.3K
per year
Occupations Tracked
20
Cost of Living
Overall Index
147.1
100 = national avg
+47.1 vs national average
Living Wage (1 Adult)
$64,713
per year
Living Wage (Family of 4)
$152,958
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$1,177
per month
2 Bedroom
$1,426
per month
The median household income in Schertz, TX is $96,633, which is 32.0% above the national average of $73,224. Per capita income is $41,418. The poverty rate of 5.7% is lower than the TX state average of 14.9%. The Gini index of income inequality is 0.3650, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 5.7%, compared to the state average of 5.1%. The labor force is 21,759. 27.1% of adults hold a bachelor's degree or higher. The average commute time is 27 minutes, with 13.9% working from home. About 76.7% of workers drive alone to work. The overall cost of living index is 147.1, which is 47.1% above the national average. Housing costs are above the national average at an index of 176.2. A single adult needs to earn approximately $64,713 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$356,000
Median List Price
$375,000
Price Per Sq Ft
$166
Days on Market
97
Active Inventory
336
Months of Supply
7.3
Buyer's market
Zillow Home Value
$309,429
ZHVI — January 2026
Zillow Rent Index
$1,836
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
10.9%
Off Market in 2 Weeks
8.3%
Sale-to-List Ratio
97.7%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
46
New Listings
73
Pending Sales
60
Price Per Square FootRedfin
Median Sale $/SF
$166
Median List $/SF
$177
House Price IndexFHFA
How much have housing prices increased in Schertz, TX? According to the Federal Housing Finance Agency (FHFA) House Price Index for the San Antonio-New Braunfels, TX metro area, home prices have risen 285.3% over the past 40 years. Over 20 years, prices grew 153.3%. The 10-year growth rate is 90.5%. Over the last 5 years, prices increased 41.5%. In the most recent 2-year period, the index rose 3.8%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader San Antonio-New Braunfels, TX housing market rather than Schertz alone.
Metro area: San Antonio-New Braunfels, TX
Schertz vs Similar CitiesCensus ACS / Redfin
Compared to cities with 25,000 - 50,000 residents. Schertz is highlighted.
Median Home Value
Schertz, TX has a median home value of $292,100, making it the 7,345th highest median home value out of 27,993 cities in our database. This means that Schertz has a higher median home value than 74% of all the cities we measured.
Median Rent
Schertz, TX has a median rent of $1,593, making it the 3,584th highest median rent out of 22,337 cities in our database. This means that Schertz has a higher median rent than 84% of all the cities we measured.
Median Price Per Sq Ft
Schertz, TX has a price per square foot of $166, making it the 10,998th highest price per square foot out of 20,748 cities in our database. This means that Schertz has a higher price per square foot than 47% of all the cities we measured.
Rent Burden
Schertz, TX has a rent burden of 19.8%, making it the 9,105th highest rent burden out of 21,928 cities in our database. This means that Schertz has a higher rent burden than 58% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$292,100
Median Rent
$1,593
Total Housing Units
16,175
Vacancy Rate
3.7%
Owner Occupied
77.5%
Renter Occupied
22.5%
Median Property Tax
$5,175
per year
Monthly Cost (w/ Mortgage)
$1,754
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$5,175
per year
Effective Tax Rate
1.77%
of home value
Median Home Value
$292,100
Estimated Mean Tax
$4,730
The effective property tax rate is calculated by dividing the median annual property tax ($5,175) by the median home value ($292,100). In Schertz, TX, this works out to an effective rate of 1.77%. This is above the national average of approximately 1.1%.
The current median sale price in Schertz, TX is $356,000 according to Redfin data. Homes spend a median of 97 days on the market. 10.9% of homes sold above asking price. The market has 7.3 months of supply. The median price per square foot is $166. Zillow's observed rent index is $1,836/month. About 77.5% of housing units are owner-occupied. The median year homes were built is 2001. There are 16,175 total housing units. Homeowners pay a median annual property tax of $5,175. The effective tax rate is 1.77%, above the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
1.54
per 1,000 residents
-41% vs national
Property Crime Rate
8.87
per 1,000 residents
-48% vs national
Total Crimes
454
2024
Violent Clearance
30%
cases solved
Property Clearance
4%
cases solved
YoY Change
-4.6%
violent crime rate
improving vs 2023
How Schertz Compares
Source: FBI (2024)Schertz vs Similar Cities
Source: FBI (2024)Compared to cities with 25,000 - 50,000 residents. Schertz is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Schertz police solve 35% of aggravated assault cases but only 0% of robbery cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 0 | 0.00 | N/A |
| Rape | Violent | 9 | 0.21 | 22.2% |
| Robbery | Violent | 6 | 0.14 | 0.0% |
| Aggravated Assault | Violent | 52 | 1.19 | 34.6% |
| Burglary | Property | 53 | 1.22 | 11.3% |
| Larceny/Theft | Property | 277 | 6.35 | 3.6% |
| Motor Vehicle Theft | Property | 57 | 1.31 | 1.8% |
Schertz, TX reported 67 violent crimes and 387 property crimes in 2024. The violent crime rate of 1.54 per 1,000 residents is 40.9% below the national average of 2.60 per 1,000. Law enforcement cleared 30% of violent crimes. Larceny/theft accounts for 277 of the property crime reports. Firearms were involved in 51.9% of aggravated assaults. Violent crime has been trending downward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 67 | 387 | 1.54 | 8.87 |
| 2023 | 70 | 420 | 1.61 | 9.66 |
| 2022 | 58 | 502 | 1.34 | 11.63 |
| 2021 | 37 | 373 | 0.85 | 8.55 |
| 2020 | 61 | 460 | 1.41 | 10.62 |
| 2019 | 78 | 559 | 1.84 | 13.20 |
| 2018 | 95 | 670 | 2.30 | 16.19 |
| 2017 | 99 | 695 | 2.42 | 17.02 |
| 2016 | 85 | 729 | 2.17 | 18.59 |
| 2015 | 66 | 615 | 1.73 | 16.10 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
91.5
Relatively Moderate
Expected Annual Loss
92.6
Score (0-100)
Social Vulnerability
18.9
Score (0-100)
Community Resilience
50.8
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
30
Public Assistance
$37.0M
Individual Assistance
$3.8M
Most Common Type
Hurricane
12 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Duke Fire → | Fire | Mar 2025 | — | — |
| Severe Winter Storm → | Winter Storm | Apr 2023 | $123K | — |
| Severe Winter Storms → | Severe Ice Storm | Feb 2021 | $10.7M | $1.6M |
| Severe Winter Storm → | Severe Ice Storm | Feb 2021 | — | — |
| Tropical Storms Marco and Laura → | Hurricane | Aug 2020 | — | — |
| Hurricane Hanna → | Hurricane | Jul 2020 | — | — |
| Covid-19 Pandemic → | Biological | Mar 2020 | $26.0M | $2.1M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Hurricane Harvey → | Hurricane | Aug 2017 | — | — |
| Severe Storms, Tornadoes, Straight-line … → | Severe Storm(s) | Nov 2015 | $39K | — |
| Pat Gross Fire → | Fire | Sep 2011 | — | — |
| Big Oak Fire → | Fire | Sep 2011 | — | — |
| Tropical Storm Alex → | Hurricane | Jun 2010 | — | — |
| Hurricane Ike → | Hurricane | Sep 2008 | — | — |
| Hurricane Gustav → | Hurricane | Aug 2008 | — | — |
| Hurricane Dolly → | Hurricane | Jul 2008 | $35K | — |
| Wildfires → | Fire | Mar 2008 | — | — |
| Tropical Storm Erin → | Severe Storm | Oct 2007 | — | $15K |
| Hurricane Dean → | Hurricane | Aug 2007 | — | — |
| Extreme Wildfire Threat → | Fire | Jan 2006 | — | — |
Showing 20 of 36 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
2,298
Total Claims Paid
$33,694,862
Avg Claim Payout
$14,663
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
13
Federal Funding
$22,210,905
Properties Protected
76
Avg Benefit-Cost Ratio
1.25
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 4 | $2,507,382 |
| 602.1: Other Equipment Purchase and Installation | 2 | $0 |
| 202.1: Elevation of Private Structures - Riverine | 2 | $18,794,182 |
| 500.3: Flood Control - Dam | 1 | $0 |
| 91.1: Local Multihazard Mitigation Plan | 1 | $43,824 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Schertz has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, hail, lightning. The area has had 30 federal disaster declarations. The most common disaster type is hurricane (12 declarations). 2,298 flood insurance claims have been filed in the area. FEMA has obligated $36,996,397 in public assistance recovery funding. $3,766,110 has been distributed in individual assistance to disaster-affected residents. 13 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
33.4%
2.7pp below the national average
Depression Rate
22.1%
1.4pp below the national average
Diabetes Rate
12.1%
near the national average
Uninsured Rate
13.0%
2.4pp above the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
35.1%
Arthritis
24.5%
Cancer (excl. skin)
7.0%
Teeth Lost (65+)
9.1%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
15.7%
14+ days in past month
Depression
22.1%
Loneliness
—
Lack of Support
—
Disability Prevalence
Any Disability
28.2%
Mobility
12.4%
Cognitive
12.9%
Hearing
5.9%
Vision
4.5%
Self-Care
3.3%
Independent Living
6.8%
Schertz has an obesity rate of 33.4%, which is 2.7pp below the national average. The depression rate is 22.1%, 1.4pp below the national average. About 13.0% of adults lack health insurance. 76.4% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
4
Avg CMS Rating
3.0 / 5
Nearest Hospital
11.1 mi
Laurel Ridge Treatment Center
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Laurel Ridge Treatment Center | 11.1 mi | Psychiatric | — | — |
| Baptist Neighborhood Hospital Thousand Oaks | 13.7 mi | Acute Care Hospitals | — | Yes |
| Resolute Health Hospital | 14.2 mi | Acute Care Hospitals | 3/5 | Yes |
| South Texas Spine And Surgical Hospital | 15.2 mi | Acute Care Hospitals | — | Yes |
| Methodist Hospital Stone Oak | 15.2 mi | Acute Care Hospitals | 3/5 | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
1
Pop. Served
41,948
Violations (5yr)
0
No violations
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| CITY OF SCHERTZ | 41,948 | 0 |
There are 1 water system serving the area.
Infrastructure
Commute Overview2023 ACS
Mean Commute
27 min
+15% vs national
Drive Alone
76.7%
-3% vs national
Work From Home
13.9%
+49% vs national
Carpool
8.1%
Walk / Bike
0.5%
combined
How Schertz's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
1
2023
4-Year Avg
2
fatalities/yr
Nighttime
1
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 1 | 1 | 0 | 0 | 0 |
| 2021 | 2 | 2 | 0 | 1 | 0 |
| 2020 | 1 | 2 | 0 | 0 | 0 |
| 2018 | 1 | 1 | 0 | 0 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
The average commute in Schertz, TX is 27 minutes, which is 15.4% above the national average of 23 minutes. 76.7% of workers drive alone, compared to the national average of 78.7%. 13.9% work from home, which is above the TX state average of 7.8%. 8.1% of workers carpool. In 2023, there were 1 traffic fatality from 1 fatal crash.
Internet & Broadband Access
Source: Census ACSBroadband Access
95.1%
of households
Cable / Fiber / DSL
83.4%
of households
No Internet
3.9%
of households
Total Households
15,571
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
97.7%
of households
Smartphone
93.2%
of households
Desktop / Laptop
86.9%
of households
Tablet
75.8%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
14.9¢
per kWh
-22% vs 25,000 - 50,000 avg
Commercial Rate
8.6¢
per kWh
-45% vs 25,000 - 50,000 avg
Industrial Rate
6.1¢
per kWh
-48% vs 25,000 - 50,000 avg
Avg Monthly Bill
$164
residential
+12% vs 25,000 - 50,000 avg
12% below the national average of 17.1¢/kWh
Residential electricity in Texas averages 14.9¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $164. State-level averages from EIA Electric Sales & Revenue data (2024).
Schertz vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (25,000 - 50,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
1
Population Served
41,948
Violations (5yr)
0
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| CITY OF SCHERTZ | Community | Ground water | 41,948 | 0 |
95.1% of households in Schertz have broadband internet access. 83.4% have cable, fiber, or DSL service. 8.4% rely solely on cellular data without a wired connection. 3.9% of households have no internet access. 5.7% use only a smartphone without a desktop or laptop. The area is served by 1 water system, providing water to 41,948 people. No water quality violations have been reported in the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Schertz is located in Bexar County, TX. Results reflect all voters in the county, not just those in Schertz.
Election Overview
Source: Bexar County (2024)2024 Winner
Democrat
Dem Votes
411,389
54.3%
GOP Votes
337,545
44.6%
Total Votes
757,547
Margin
D+9.8%
Shift from 2020
R+8.4pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 411,389 | 337,545 | 757,547 | 54.3% | 44.6% | D+9.8 |
| 2020 | 448,452 | 308,618 | 768,952 | 58.3% | 40.1% | D+18.2 |
| 2016 | 319,191 | 240,161 | 586,038 | 54.5% | 41.0% | D+13.5 |
In the 2024 presidential election, Bexar County recorded 757,547 total votes. Democrats won the county with 54.3% of the vote compared to 44.6% for Republicans, a margin of D+9.8%. Compared to 2020, the margin shifted R+8.4pp from the previous election. Since 2016, Bexar County has shifted 3.7 percentage points toward Republicans.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
129
Total Assets
$49.0M
Total Income
$17.1M
Per 10K Residents
29.9
nonprofits
-65.7% vs peers avg
Orgs with >$1M Assets
2
Median Assets
$125K
Oldest Active
1959
ruling year
Newest Org
2026
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $47.4M of $49.0M total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 25,000 - 50,000
Largest Nonprofits in Schertz
Source: IRS Exempt Organizations BMFSchertz, TX has 129 registered 501(c)(3) nonprofit organizations with combined assets of $49.0M. The most common category is Education, with 22 organizations. 2 nonprofits have assets exceeding $1 million. That works out to 29.9 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1959.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
244
Total Approved
$106.7M
Jobs Supported
3,059
Per 10K Residents
56.6
SBA loans
-33.0% vs peers avg
Unique Lenders
67
Top Lender
Schertz Bank & Trust
23 loans
Top Industry
Accommodation & Food Services
Data Span
1993–2026
Loan Program Breakdown
Source: SBA FOIALoans
215
Total Amount
$89.7M
Avg Loan
$417,373
Median Loan
$150,000
SBA Guaranteed
$68.5M(76%)
Jobs Supported
2,492
Loans
29
Total Amount
$17.0M
Avg Loan
$586,552
Median Loan
$468,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
57
23% of all-time total
Recent Amount
$54.7M
51% of all-time total
Avg Recent Loan
$960,323
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 25,000 - 50,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Halo Transit Inc. | 2 | $10.0M |
| Fairfield Inn Schertz | 1 | $5.0M |
| Fortress Bay Education Llc | 1 | $4.4M |
| Richmond Advantage Llc | 2 | $4.1M |
| Eck Dental Pllc | 1 | $4.0M |
| Boss Products, Llc | 1 | $3.2M |
| All Services Heating and Air | 1 | $3.0M |
| All Service Air Conditioning & Heating | 1 | $2.6M |
| True Dental Tx Pllc | 1 | $2.4M |
| Bracken Plumbing Inc. | 2 | $2.4M |
Schertz, TX has received 244 SBA loans totaling $106.7M in approved funding between 1993 and 2026. The 7(a) program accounts for 215 loans (88% of the total), supporting 2,492 jobs. The 504 program, focused on real estate and large equipment, has funded 29 loans totaling $17.0M. The most common industry receiving SBA funding is Accommodation & Food Services. The most active SBA lender in Schertz is Schertz Bank & Trust with 23 loans. That works out to 56.6 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
13
Total Population
392,142
Avg Median Income
-$51,200,974
Avg Home Value
-$51,029,990
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 78108 | 48,458 | $117,304 | $307,300 | $2,052 | 28.2 |
| 78109 | 56,372 | $87,635 | $241,100 | $1,645 | 27.8 |
| 78124 | 6,907 | $82,534 | $282,000 | $1,326 | 57.0 |
| 78148 | 22,630 | $75,395 | $249,400 | $1,252 | 9.6 |
| 78150 | 0 | N/A | N/A | N/A | 0.1 |
| 78152 | 3,958 | $102,212 | $292,800 | $1,785 | 36.0 |
| 78154 | 40,898 | $97,465 | $296,400 | $1,664 | 32.9 |
| 78218 | 38,291 | $56,833 | $183,900 | $1,168 | 11.2 |
| 78233 | 47,659 | $73,729 | $203,300 | $1,456 | 13.7 |
| 78239 | 29,855 | $71,455 | $215,600 | $1,401 | 6.4 |
| 78244 | 37,861 | $67,789 | $195,400 | $1,552 | 7.5 |
| 78247 | 51,979 | $89,184 | $256,400 | $1,508 | 14.6 |
| 78266 | 7,274 | $132,470 | $553,200 | $2,282 | 39.7 |
Schertz, TX has 13 ZIP codes with a combined population of 392,142. The average median household income across all ZIP codes is -$51,200,974. The average median home value is -$51,029,990. The average median monthly rent is -$51,280,583.
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