Red Oak, TX — City Data, Demographics & Statistics
Ellis County · Texas
City DNA
A unique fingerprint for Red Oak based on 8 key metrics — compared to averages.
Quick Stats
Population
15,909
2023 ACS
Median Income
$104,125
2023
Median Home Value
$318,200
2023
Median Rent
$1,527
2023
Median Age
35.8
Unemployment
4.7%
Cost of Living Index
152.7
100 = national avg
Red Oak is a city in Ellis County, Texas, with a population of 15,909 according to the 2023 American Community Survey. Red Oak is one of the communities in Texas.
The median household income in Red Oak is $104,125, and the median home value is $318,200. The cost of living index is 152.7 (where 100 = national average), and the median rent is $1,527 per month. The unemployment rate is 4.7%, and the median age is 35.8 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
15,909
Male
8,082
50.8%
Female
7,827
49.2%
Median Age
35.8
Education & Household
Bachelor's or Higher
22.7%
High School or Higher
38.4%
Foreign Born
8.6%
Veterans
5.5%
Married
39.7%
Avg Household Size
3.2
Marital Status by Age
Race & Ethnicity
Diversity Index
0.626
Simpson's Index (0-1)
Largest Group
White
41.7%
Foreign Born
8.6%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
21.3%
3,392 people
Not Hispanic/Latino
78.7%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
14,819
English Only
83.5%
#1 Non-English Language
Spanish
2,176 speakers
Limited English
7.7%
Language Distribution
English Proficiency
Speaks English Very Well
92.3%
Limited English Proficiency
7.7%
Veterans & Military
Total Veterans
867
5.4% of population
Disability Rate
19.8%
172 with disability
Veteran Median Income
$63,173
Period of Service
Veteran Age Distribution
Male Veterans
757
87.3%
Female Veterans
110
12.7%
Veteran vs Non-Veteran Income
Veteran Income
$63,173
Non-Veteran Income
$48,350
Difference
$14,823
30.7% higher
Disability Status
With Disability
172
Without Disability
695
Disability Rate
19.8%
Ancestry & Heritage
Total Reporting Ancestry
5,422
#1 Ancestry
English
10.5% (1,675)
#2 Ancestry
Irish
6.3% (1,004)
#3 Ancestry
German
5.0% (795)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
4,998
Family Households
4,047
81.0%
Married Couples
2,903
58.1%
Non-Family Households
951
19.0%
Single Mother Households
807
16.1%
Single Father Households
337
6.7%
Living Alone
860
17.2%
Children Under 18
Total Children
4,538
In Married Couple
3,436
75.7%
With Single Mother
892
19.7%
With Single Father
210
4.6%
Family Income
Median Family Income
$112,319
Married Couple Income
$140,660
Single Mother Income
$54,199
Single Father Income
$84,404
Avg Family Size
3.2
Avg Non-Family Size
2.6
Grandparents w/ Grandchildren
337
Grandparents Responsible
85
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$104,125
+42% vs national
Per Capita Income
$38,156
+3% vs national
Poverty Rate
6.9%
-49% vs national
Gini Index
0.3589
0 = perfect equality
Unemployment
4.7%
-10% vs national
SNAP Recipients
7.0%
of households
How Red Oak Compares
Red Oak vs Similar Cities
Compared to cities with 10,000 - 25,000 residents. Red Oak is highlighted.
Median Household Income
Red Oak, TX has a median household income of $104,125, making it the 4,322nd highest median household income out of 28,123 cities in our database. This means that Red Oak has a higher median household income than 85% of all the cities we measured.
Per Capita Income
Red Oak, TX has a per capita income of $38,156, making it the 9,748th highest per capita income out of 28,123 cities in our database. This means that Red Oak has a higher per capita income than 65% of all the cities we measured.
Poverty Rate
Red Oak, TX has a poverty rate of 6.9%, making it the 20,910th highest poverty rate out of 31,262 cities in our database. This means that Red Oak has a higher poverty rate than 33% of all the cities we measured.
Unemployment Rate
Red Oak, TX has a unemployment rate of 4.7%, making it the 12,414th highest unemployment rate out of 31,012 cities in our database. This means that Red Oak has a higher unemployment rate than 60% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Red Oak. The median household income here is $104,125.
Income Distribution
Employment Snapshot
Unemployment Rate
4.7%
-8% vs TX avg
Labor Force
8,730
Employed
8,320
Mean Commute
28 min
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
22.7%
of adults 25+
High School Diploma+
38.4%
of adults 25+
Median Age
35.8
Work from Home
14.7%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Dallas-Fort Worth-Arlington, TX metro area
Highest-Paying Job
Software Developers
Top Median Wage
$131.5K
per year
Occupations Tracked
20
Cost of Living
Overall Index
152.7
100 = national avg
+52.7 vs national average
Living Wage (1 Adult)
$67,194
per year
Living Wage (Family of 4)
$158,822
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$1,648
per month
2 Bedroom
$1,931
per month
The median household income in Red Oak, TX is $104,125, which is 42.2% above the national average of $73,224. Per capita income is $38,156. The poverty rate of 6.9% is lower than the TX state average of 14.9%. The Gini index of income inequality is 0.3589, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 4.7%, compared to the state average of 5.1%. The labor force is 8,730. 22.7% of adults hold a bachelor's degree or higher. The average commute time is 28 minutes, with 14.7% working from home. About 73.1% of workers drive alone to work. The overall cost of living index is 152.7, which is 52.7% above the national average. Housing costs are above the national average at an index of 179.2. A single adult needs to earn approximately $67,194 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$392,450
Median List Price
$405,400
Price Per Sq Ft
$168
Days on Market
96
Active Inventory
80
Months of Supply
5.7
Balanced market
Zillow Home Value
$339,178
ZHVI — January 2026
Zillow Rent Index
$2,050
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
0.0%
Off Market in 2 Weeks
0.0%
Sale-to-List Ratio
98.6%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
14
New Listings
22
Pending Sales
29
Price Per Square FootRedfin
Median Sale $/SF
$168
Median List $/SF
$171
Red Oak vs Similar CitiesCensus ACS / Redfin
Compared to cities with 10,000 - 25,000 residents. Red Oak is highlighted.
Median Home Value
Red Oak, TX has a median home value of $318,200, making it the 6,557th highest median home value out of 27,993 cities in our database. This means that Red Oak has a higher median home value than 77% of all the cities we measured.
Median Rent
Red Oak, TX has a median rent of $1,527, making it the 3,946th highest median rent out of 22,337 cities in our database. This means that Red Oak has a higher median rent than 82% of all the cities we measured.
Median Price Per Sq Ft
Red Oak, TX has a price per square foot of $168, making it the 10,819th highest price per square foot out of 20,748 cities in our database. This means that Red Oak has a higher price per square foot than 48% of all the cities we measured.
Rent Burden
Red Oak, TX has a rent burden of 17.6%, making it the 12,512th highest rent burden out of 21,928 cities in our database. This means that Red Oak has a higher rent burden than 43% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$318,200
Median Rent
$1,527
Total Housing Units
5,228
Vacancy Rate
4.4%
Owner Occupied
81.9%
Renter Occupied
18.1%
Median Property Tax
$5,710
per year
Monthly Cost (w/ Mortgage)
$2,114
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$5,710
per year
Effective Tax Rate
1.79%
of home value
Median Home Value
$318,200
Estimated Mean Tax
$5,420
The effective property tax rate is calculated by dividing the median annual property tax ($5,710) by the median home value ($318,200). In Red Oak, TX, this works out to an effective rate of 1.79%. This is above the national average of approximately 1.1%.
The current median sale price in Red Oak, TX is $392,450 according to Redfin data. Homes spend a median of 96 days on the market. 0.0% of homes sold above asking price. The market has 5.7 months of supply. The median price per square foot is $168. Zillow's observed rent index is $2,050/month. About 81.9% of housing units are owner-occupied. The median year homes were built is 2005. There are 5,228 total housing units. Homeowners pay a median annual property tax of $5,710. The effective tax rate is 1.79%, above the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
1.92
per 1,000 residents
-26% vs national
Property Crime Rate
20.89
per 1,000 residents
+21% vs national
Total Crimes
463
2024
Violent Clearance
54%
cases solved
Property Clearance
36%
cases solved
YoY Change
+11.4%
violent crime rate
worsening vs 2023
How Red Oak Compares
Source: FBI (2024)Red Oak vs Similar Cities
Source: FBI (2024)Compared to cities with 10,000 - 25,000 residents. Red Oak is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Red Oak police solve 65% of aggravated assault cases but only 0% of rape cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 0 | 0.00 | N/A |
| Rape | Violent | 1 | 0.05 | 0.0% |
| Robbery | Violent | 6 | 0.30 | 16.7% |
| Aggravated Assault | Violent | 31 | 1.53 | 64.5% |
| Burglary | Property | 37 | 1.82 | 2.7% |
| Larceny/Theft | Property | 218 | 10.74 | 19.7% |
| Motor Vehicle Theft | Property | 169 | 8.33 | 63.9% |
Red Oak, TX reported 39 violent crimes and 424 property crimes in 2024. The violent crime rate of 1.92 per 1,000 residents is 26.1% below the national average of 2.60 per 1,000. Law enforcement cleared 54% of violent crimes. Larceny/theft accounts for 218 of the property crime reports. Firearms were involved in 48.4% of aggravated assaults. Violent crime has been trending upward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 39 | 424 | 1.92 | 20.89 |
| 2023 | 33 | 272 | 1.72 | 14.22 |
| 2022 | 39 | 205 | 2.38 | 12.50 |
| 2021 | 31 | 188 | 2.14 | 12.98 |
| 2020 | 22 | 249 | 1.59 | 18.04 |
| 2019 | 17 | 307 | 1.27 | 22.86 |
| 2018 | 22 | 336 | 1.68 | 25.66 |
| 2017 | 17 | 364 | 1.32 | 28.36 |
| 2016 | 23 | 382 | 1.87 | 31.11 |
| 2015 | 12 | 325 | 1.02 | 27.66 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
81.6
Relatively Moderate
Expected Annual Loss
82.6
Score (0-100)
Social Vulnerability
35.3
Score (0-100)
Community Resilience
75.3
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
24
Public Assistance
$2.1M
Individual Assistance
$6.6M
Most Common Type
Severe Storm
6 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Severe Storms, Straight-line Winds, Torn… → | Flood | May 2024 | — | $2.0M |
| Severe Winter Storms → | Severe Ice Storm | Feb 2021 | $312K | $2.7M |
| Severe Winter Storm → | Severe Ice Storm | Feb 2021 | — | — |
| Tropical Storms Marco and Laura → | Hurricane | Aug 2020 | — | — |
| Covid-19 Pandemic → | Biological | Mar 2020 | $350K | $1.7M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Severe Winter Storms, Tornadoes, Straigh… → | Severe Storm | Feb 2016 | $381K | — |
| Severe Storms, Tornadoes, Straight-line … → | Severe Storm | May 2015 | $733K | $110K |
| County Line Fire → | Fire | Jun 2011 | — | — |
| Hurricane Ike → | Hurricane | Sep 2008 | — | — |
| Wildfires → | Fire | Mar 2008 | — | — |
| Severe Storms, Tornadoes, and Flooding → | Severe Storm | Jun 2007 | $345K | — |
| Venus Fire Complex → | Fire | Feb 2006 | — | — |
| Extreme Wildfire Threat → | Fire | Jan 2006 | — | — |
| Hurricane Rita → | Hurricane | Sep 2005 | — | $2K |
| Hurricane Rita → | Hurricane | Sep 2005 | — | — |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | — | — |
| Loss of the Space Shuttle Columbia → | Other | Feb 2003 | — | — |
| Extreme Fire Hazards → | Fire | Sep 1999 | — | — |
| Midlothian Fire → | Fire | Aug 1999 | — | — |
Showing 20 of 25 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
157
Total Claims Paid
$5,987,314
Avg Claim Payout
$38,136
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
6
Federal Funding
$996,142
Properties Protected
11
Avg Benefit-Cost Ratio
6.17
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 405.1: Other Minor Flood Control | 2 | $134,817 |
| 91.1: Local Multihazard Mitigation Plan | 1 | $0 |
| 601.2: Generators - Regular | 1 | $0 |
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 1 | $486,378 |
| 602.1: Other Equipment Purchase and Installation | 1 | $374,947 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Red Oak has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hail, heat wave, cold wave. The area has had 24 federal disaster declarations. The most common disaster type is severe storm (6 declarations). 157 flood insurance claims have been filed in the area. FEMA has obligated $2,119,558 in public assistance recovery funding. $6,574,106 has been distributed in individual assistance to disaster-affected residents. 6 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
38.7%
2.6pp above the national average
Depression Rate
22.2%
1.3pp below the national average
Diabetes Rate
11.8%
near the national average
Uninsured Rate
14.6%
4.0pp above the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
34.9%
Arthritis
22.7%
Cancer (excl. skin)
6.0%
Teeth Lost (65+)
13.3%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
17.6%
14+ days in past month
Depression
22.2%
Loneliness
—
Lack of Support
—
Disability Prevalence
Any Disability
29.7%
Mobility
13.1%
Cognitive
14.6%
Hearing
5.2%
Vision
5.1%
Self-Care
3.7%
Independent Living
7.9%
Red Oak has an obesity rate of 38.7%, which is 2.6pp above the national average. The depression rate is 22.2%, 1.3pp below the national average. About 14.6% of adults lack health insurance. 75.2% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
4
Avg CMS Rating
4.0 / 5
Nearest Hospital
4.4 mi
Crescent Medical Center Lancas...
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Crescent Medical Center Lancaster | 4.4 mi | Acute Care Hospitals | 4/5 | Yes |
| Hickory Trail Hospital | 7.8 mi | Psychiatric | — | — |
| Baylor Scott & White Medical Center- Waxahachie | 9.6 mi | Acute Care Hospitals | 5/5 | Yes |
| Methodist Charlton Medical Center | 11.9 mi | Acute Care Hospitals | 3/5 | Yes |
| Methodist Midlothian Medical Center | 12.4 mi | Acute Care Hospitals | 4/5 | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
2
Pop. Served
65,191
Violations (5yr)
0
No violations
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| ROCKETT SUD | 46,614 | 0 |
| CITY OF RED OAK | 18,577 | 0 |
There are 2 water systems serving the area.
Infrastructure
Commute Overview2023 ACS
Mean Commute
28 min
+20% vs national
Drive Alone
73.1%
-7% vs national
Work From Home
14.7%
+58% vs national
Carpool
10.2%
How Red Oak's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
1
2023
6-Year Avg
3
fatalities/yr
Pedestrian
1
Nighttime
1
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 1 | 1 | 0 | 1 | 0 |
| 2022 | 1 | 2 | 0 | 0 | 0 |
| 2021 | 3 | 3 | 0 | 0 | 1 |
| 2020 | 2 | 3 | 0 | 0 | 0 |
| 2019 | 2 | 2 | 0 | 1 | 0 |
| 2018 | 4 | 4 | 1 | 2 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
The average commute in Red Oak, TX is 28 minutes, which is 20.1% above the national average of 23 minutes. 73.1% of workers drive alone, compared to the national average of 78.7%. 14.7% work from home, which is above the TX state average of 7.8%. 10.2% of workers carpool. In 2023, there were 1 traffic fatality from 1 fatal crash. 1 was a pedestrian.
Internet & Broadband Access
Source: Census ACSBroadband Access
95.6%
of households
Cable / Fiber / DSL
82.8%
of households
No Internet
2.9%
of households
Total Households
4,998
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
99.6%
of households
Smartphone
95.8%
of households
Desktop / Laptop
89.6%
of households
Tablet
76.7%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
14.9¢
per kWh
-22% vs 10,000 - 25,000 avg
Commercial Rate
8.6¢
per kWh
-45% vs 10,000 - 25,000 avg
Industrial Rate
6.1¢
per kWh
-48% vs 10,000 - 25,000 avg
Avg Monthly Bill
$164
residential
+12% vs 10,000 - 25,000 avg
12% below the national average of 17.1¢/kWh
Residential electricity in Texas averages 14.9¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $164. State-level averages from EIA Electric Sales & Revenue data (2024).
Red Oak vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (10,000 - 25,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
2
Population Served
65,191
Violations (5yr)
0
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| ROCKETT SUD | Community | Purchased surface water | 46,614 | 0 |
| CITY OF RED OAK | Community | Purchased surface water | 18,577 | 0 |
95.6% of households in Red Oak have broadband internet access. 82.8% have cable, fiber, or DSL service. 8.6% rely solely on cellular data without a wired connection. 2.9% of households have no internet access. 5.4% use only a smartphone without a desktop or laptop. The area is served by 2 water systems, providing water to 65,191 people. No water quality violations have been reported in the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Red Oak is located in Ellis County, TX. Results reflect all voters in the county, not just those in Red Oak.
Election Overview
Source: Ellis County (2024)2024 Winner
Republican
Dem Votes
33,850
34.0%
GOP Votes
64,763
65.1%
Total Votes
99,485
Margin
R+31.1%
Shift from 2020
D+3.0pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 33,850 | 64,763 | 99,485 | 34.0% | 65.1% | R+31.1 |
| 2020 | 27,565 | 56,717 | 85,493 | 32.2% | 66.3% | R+34.1 |
| 2016 | 16,197 | 44,807 | 63,064 | 25.7% | 71.0% | R+45.4 |
In the 2024 presidential election, Ellis County recorded 99,485 total votes. Republicans won the county with 65.1% of the vote compared to 34.0% for Democrats, a margin of R+31.1%. Compared to 2020, the margin shifted D+3.0pp from the previous election. Since 2016, Ellis County has shifted 14.3 percentage points toward Democrats.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
161
Total Assets
$159.4M
Total Income
$83.6M
Per 10K Residents
101.2
nonprofits
+50.6% vs peers avg
Orgs with >$1M Assets
6
Median Assets
$37K
Oldest Active
1939
ruling year
Newest Org
2025
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $159.2M of $159.4M total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 10,000 - 25,000
Largest Nonprofits in Red Oak
Source: IRS Exempt Organizations BMFRed Oak, TX has 161 registered 501(c)(3) nonprofit organizations with combined assets of $159.4M. The most common category is Religion-Related, with 33 organizations. 6 nonprofits have assets exceeding $1 million. That works out to 101.2 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1939.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
106
Total Approved
$50.6M
Jobs Supported
883
Per 10K Residents
66.6
SBA loans
-29.3% vs peers avg
Unique Lenders
47
Top Lender
Wells Fargo Bank National Association
14 loans
Top Industry
Other Services
Data Span
1993–2025
Loan Program Breakdown
Source: SBA FOIALoans
100
Total Amount
$47.4M
Avg Loan
$474,235
Median Loan
$197,300
SBA Guaranteed
$35.7M(75%)
Jobs Supported
786
Loans
6
Total Amount
$3.1M
Avg Loan
$524,500
Median Loan
$535,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
27
25% of all-time total
Recent Amount
$24.8M
49% of all-time total
Avg Recent Loan
$916,896
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 10,000 - 25,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Nationwide Shine Llc | 2 | $10.0M |
| Jdj Park Llc | 1 | $3.2M |
| Ei Foundation Inc. | 1 | $2.3M |
| Jkb Car Wash Llc | 1 | $2.3M |
| Weber Holdings Company | 1 | $1.5M |
| Lewis and Lafleur Holdings Llc | 1 | $1.5M |
| Reta Ventures Llc | 1 | $1.4M |
| Centerline Red Oak Inc | 1 | $1.3M |
| Kadence Self Storage | 1 | $1.2M |
| J-rod Inc and J-rod Transition | 1 | $1.1M |
Red Oak, TX has received 106 SBA loans totaling $50.6M in approved funding between 1993 and 2025. The 7(a) program accounts for 100 loans (94% of the total), supporting 786 jobs. The 504 program, focused on real estate and large equipment, has funded 6 loans totaling $3.1M. The most common industry receiving SBA funding is Other Services. The most active SBA lender in Red Oak is Wells Fargo Bank National Association with 14 loans. That works out to 66.6 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
8
Total Population
220,077
Avg Median Income
$78,686
Avg Home Value
$236,975
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 75115 | 55,997 | $83,386 | $282,900 | $1,478 | 21.1 |
| 75125 | 7,154 | $73,929 | $198,000 | $1,089 | 75.3 |
| 75134 | 18,305 | $66,134 | $216,600 | $1,762 | 10.6 |
| 75146 | 25,804 | $70,143 | $249,000 | $1,560 | 34.7 |
| 75152 | 5,563 | $96,071 | $240,900 | $1,663 | 41.1 |
| 75154 | 50,178 | $96,150 | $296,000 | $1,446 | 47.8 |
| 75165 | 51,203 | $84,780 | $308,100 | $1,473 | 118.0 |
| 75172 | 5,873 | $58,894 | $104,300 | $1,349 | 11.3 |
Red Oak, TX has 8 ZIP codes with a combined population of 220,077. The average median household income across all ZIP codes is $78,686. The average median home value is $236,975. The average median monthly rent is $1,478.
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