Natural Disasters in Kerrville, TX
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
77.2
Relatively Low
Expected Annual Loss
68.0
Score (0-100)
Social Vulnerability
86.2
Score (0-100)
Community Resilience
32.1
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Lightning | 89.4 |
| Winter Weather | 88.0 |
| Wildfire | 84.4 |
| Hail | 81.1 |
| Tornado | 78.9 |
| Drought | 77.2 |
| Heat Wave | 67.4 |
| Landslide | 66.3 |
| Strong Wind | 63.8 |
| Hurricane | 62.0 |
| Cold Wave | 55.5 |
| Earthquake | 16.4 |
| Ice Storm | 9.3 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
19
Most Recent
Flood
Jul 2025
Most Common Type
Flood
5 declarations
| Date | Type | Declaration |
|---|---|---|
| Jul 6, 2025 | Flood | SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING |
| Apr 21, 2023 | Winter Storm | SEVERE WINTER STORM |
| Feb 19, 2021 | Severe Ice Storm | SEVERE WINTER STORMS |
| Feb 14, 2021 | Severe Ice Storm | SEVERE WINTER STORM |
| Mar 25, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Mar 14, 2008 | Fire | WILDFIRES |
| Jan 11, 2006 | Fire | EXTREME WILDFIRE THREAT |
| Sep 24, 2005 | Hurricane | HURRICANE RITA |
| Sep 21, 2005 | Hurricane | HURRICANE RITA |
| Sep 2, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Jul 4, 2002 | Flood | SEVERE STORMS AND FLOODING |
| Sep 5, 2000 | Fire | TX - SHEPPARD REESE FIRE - 09/04/00 |
| Sep 1, 1999 | Fire | EXTREME FIRE HAZARDS |
| Aug 26, 1998 | Severe Storm | TROPICAL STORM CHARLEY |
| Jul 7, 1997 | Flood | SEVERE STORMS AND FLOODING |
| Sep 10, 1993 | Drought | EXTREME FIRE HAZARD |
| Dec 26, 1991 | Flood | SEVERE THUNDERSTORMS |
| Aug 3, 1978 | Flood | SEVERE STORMS & FLOODING |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
2,983
Total IA Distributed
$6,656,802
Repair/Replace
$3,936,949
Rental Assistance
$451,226
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4337 | 1 | N/A | — |
| DR-4332 | 1 | N/A | — |
| DR-4879 | 2,734 | $6,252,585 | $5,589 |
| DR-4485 | 80 | $334,693 | — |
| DR-4586 | 167 | $69,524 | $434 |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
308
Total Claims Paid
$19,538,136
Avg Claim Payout
$63,436
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$4,086,992
Disasters with PA
2
Total Projects
39
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4879 | Flood | 38 | $3,957,447 |
| DR-4586 | Winter Storm | 1 | $129,545 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
3
Federal Funding
$853,795
Properties Protected
17
Avg Benefit-Cost Ratio
0.00
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 91.2: Local Multihazard Mitigation Plan - NEW | 1 | $105,925 |
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 1 | $747,870 |
| 91.5: Local Multijurisdictional Multihazard Mitigation Plan - UPDATE | 1 | $0 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Kerrville has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are lightning, winter weather, wildfire. The area has had 19 federal disaster declarations. The most common disaster type is flood (5 declarations). 308 flood insurance claims have been filed in the area. FEMA has obligated $4,086,992 in public assistance recovery funding. $6,656,802 has been distributed in individual assistance to disaster-affected residents. 3 hazard mitigation projects have been funded to reduce future risk.