Natural Disasters in Highland Haven, TX

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

76.6

Relatively Low

Expected Annual Loss

68.7

Score (0-100)

Social Vulnerability

82.7

Score (0-100)

Community Resilience

35.5

Score (0-100)

Top Hazard Risks

Wildfire88.9Hail87.4Tornado84.8

Hazard	Risk Score
Wildfire	88.9
Hail	87.4
Tornado	84.8
Strong Wind	83.1
Winter Weather	82.9
Heat Wave	82.1
Cold Wave	73.6
Drought	67.4
Lightning	64.8
Hurricane	60.4
Landslide	43.0
Ice Storm	32.9
Earthquake	15.3

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Flood

Jul 2025

Most Common Type

Fire

6 declarations

Date	Type	Declaration
Jul 6, 2025	Flood	SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING
Apr 21, 2023	Winter Storm	SEVERE WINTER STORM
Feb 19, 2021	Severe Ice Storm	SEVERE WINTER STORMS
Feb 14, 2021	Severe Ice Storm	SEVERE WINTER STORM
Mar 25, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Feb 25, 2019	Flood	SEVERE STORMS AND FLOODING
Jul 29, 2018	Fire	PARK ROAD FIRE
Jul 1, 2011	Fire	WILDFIRES
Mar 14, 2008	Fire	WILDFIRES
Jun 29, 2007	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Jan 11, 2006	Fire	EXTREME WILDFIRE THREAT
Sep 24, 2005	Hurricane	HURRICANE RITA
Sep 21, 2005	Hurricane	HURRICANE RITA
Sep 2, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Jul 4, 2002	Flood	SEVERE STORMS AND FLOODING
Sep 16, 1999	Fire	BEAVER CREEK FIRE
Sep 1, 1999	Fire	EXTREME FIRE HAZARDS
Aug 26, 1998	Severe Storm	TROPICAL STORM CHARLEY
Jul 7, 1997	Flood	SEVERE STORMS AND FLOODING

Showing 20 of 24 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

257

Total IA Distributed

$305,791

Repair/Replace

$224,018

Rental Assistance

$30,810

Disaster	Registrations	Total IA $	Avg Damage
DR-1709	116	$177,342	$1,762
DR-4586	124	$67,923	$1,481
DR-4485	10	$34,065	—
DR-4879	7	$26,462	$2,345

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

626

Total Claims Paid

$24,697,131

Avg Claim Payout

$39,452

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$3,882,966

Disasters with PA

Total Projects

166

Disaster	Type	Projects	Federal $
DR-1709	Severe Storm(s)	128	$2,557,333
DR-4416	Severe Storm(s)	22	$742,744
DR-4879	Flood	10	$465,584
DR-4586	Winter Storm	6	$117,305

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$690,200

Properties Protected

Avg Benefit-Cost Ratio

3.20

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
403.1: Stormwater Management - Culverts	3	$267,312
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	2	$328,388
91.5: Local Multijurisdictional Multihazard Mitigation Plan - UPDATE	1	$94,500

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Highland Haven has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are wildfire, hail, tornado. The area has had 24 federal disaster declarations. The most common disaster type is fire (6 declarations). 626 flood insurance claims have been filed in the area. FEMA has obligated $3,882,966 in public assistance recovery funding. $305,791 has been distributed in individual assistance to disaster-affected residents. 6 hazard mitigation projects have been funded to reduce future risk.