Cost of Living in Gainesville, TX
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
97.2
100 = national avg
-2.8 vs national average
Living Wage (1 Adult)
$42,769
per year
Living Wage (Family of 4)
$101,090
per year
Cost Index by Category
Housing106.7
Food93.1
Transportation92.0
Healthcare94.5
Utilities97.2
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$961
per month
2 Bedroom
$1,261
per month
The overall cost of living index in Gainesville is 97.2, which is 2.8% below the national average. Housing costs are above the national average at an index of 106.7. A single adult needs to earn approximately $42,769 per year to cover basic expenses.