Natural Disasters in Comfort, TX

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

65.5

Relatively Low

Expected Annual Loss

68.9

Score (0-100)

Social Vulnerability

32.8

Score (0-100)

Community Resilience

69.9

Score (0-100)

Top Hazard Risks

Hail87.3Wildfire85.5Lightning77.5

Hazard	Risk Score
Hail	87.3
Wildfire	85.5
Lightning	77.5
Winter Weather	76.3
Tornado	73.6
Drought	72.8
Strong Wind	64.3
Landslide	52.5
Cold Wave	50.9
Hurricane	47.8
Heat Wave	46.2
Ice Storm	14.6
Earthquake	9.2

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Flood

Jul 2025

Most Common Type

Flood

5 declarations

Date	Type	Declaration
Jul 6, 2025	Flood	SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING
Apr 21, 2023	Winter Storm	SEVERE WINTER STORM
Feb 19, 2021	Severe Ice Storm	SEVERE WINTER STORMS
Feb 14, 2021	Severe Ice Storm	SEVERE WINTER STORM
Mar 25, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
May 29, 2015	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING
Sep 9, 2011	Fire	WILDFIRES
Mar 14, 2008	Fire	WILDFIRES
Oct 2, 2007	Severe Storm	TROPICAL STORM ERIN
Jan 11, 2006	Fire	EXTREME WILDFIRE THREAT
Sep 24, 2005	Hurricane	HURRICANE RITA
Sep 21, 2005	Hurricane	HURRICANE RITA
Sep 2, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Jul 4, 2002	Flood	SEVERE STORMS AND FLOODING
Sep 7, 2000	Fire	TX - FROST FIRE - 09/08/00
Sep 1, 1999	Fire	EXTREME FIRE HAZARDS
Oct 21, 1998	Flood	TX-FLOODING 10/18/98
Aug 26, 1998	Severe Storm	TROPICAL STORM CHARLEY
Jul 7, 1997	Flood	SEVERE STORMS AND FLOODING

Showing 20 of 22 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

230

Total IA Distributed

$745,907

Repair/Replace

$417,843

Rental Assistance

$61,240

Disaster	Registrations	Total IA $	Avg Damage
DR-4879	142	$658,443	$17,129
DR-4586	66	$34,147	$900
DR-4485	5	$29,421	—
DR-1730	15	$22,896	$5,051
DR-4611	2	$1,000	—

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

227

Total Claims Paid

$3,459,636

Avg Claim Payout

$15,241

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$687,726

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4223	Severe Storm(s)	14	$280,442
DR-4879	Flood	14	$252,563
DR-4485	Biological	1	$87,050
DR-4705	Winter Storm	2	$67,671

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$400,638

Properties Protected

Avg Benefit-Cost Ratio

2.31

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
206.1: Safe Room (Tornado and Severe Wind Shelter) - Private Structures	1	$2,500
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	1	$398,138

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Comfort has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hail, wildfire, lightning. The area has had 22 federal disaster declarations. The most common disaster type is flood (5 declarations). 227 flood insurance claims have been filed in the area. FEMA has obligated $687,726 in public assistance recovery funding. $745,907 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.