Natural Disasters in Brady, TX

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

10.1

Very Low

Expected Annual Loss

7.1

Score (0-100)

Social Vulnerability

73.7

Score (0-100)

Community Resilience

37.5

Score (0-100)

Top Hazard Risks

Drought83.3Wildfire69.3Hail53.3

Hazard	Risk Score
Drought	83.3
Wildfire	69.3
Hail	53.3
Lightning	42.6
Winter Weather	37.5
Heat Wave	33.7
Hurricane	30.6
Tornado	29.5
Strong Wind	18.0
Cold Wave	13.7
Landslide	6.4
Earthquake	6.0
Ice Storm	4.5

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Flood

Jul 2025

Most Common Type

Fire

5 declarations

Date	Type	Declaration
Jul 6, 2025	Flood	SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING
May 17, 2024	Flood	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 19, 2021	Severe Ice Storm	SEVERE WINTER STORMS
Feb 14, 2021	Severe Ice Storm	SEVERE WINTER STORM
Mar 25, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Feb 25, 2019	Flood	SEVERE STORMS AND FLOODING
Sep 9, 2011	Fire	WILDFIRES
Mar 14, 2008	Fire	WILDFIRES
Jun 29, 2007	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Jan 11, 2006	Fire	EXTREME WILDFIRE THREAT
Sep 24, 2005	Hurricane	HURRICANE RITA
Sep 21, 2005	Hurricane	HURRICANE RITA
Sep 2, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Sep 8, 2000	Fire	TX-DEEP CREEK FIRE-9/8/00
Sep 1, 1999	Fire	EXTREME FIRE HAZARDS
Aug 26, 1998	Severe Storm	TROPICAL STORM CHARLEY
Sep 10, 1993	Drought	EXTREME FIRE HAZARD
May 19, 1989	Severe Storm	SEVERE STORMS, TORNADOES & FLOODING

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

192

Total IA Distributed

$1,111,016

Repair/Replace

$733,469

Rental Assistance

$56,862

Disaster	Registrations	Total IA $	Avg Damage
DR-4879	186	$1,063,737	$17,053
DR-4485	6	$47,279	—

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$18,990

Avg Claim Payout

$18,990

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$2,826,994

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4416	Severe Storm(s)	15	$1,728,109
DR-1709	Severe Storm(s)	74	$915,695
DR-4879	Flood	5	$160,690
DR-4781	Severe Storm(s)	2	$22,500

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$2,183,638

Properties Protected

Avg Benefit-Cost Ratio

2.74

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
601.1: Generators	5	$227,610
91.1: Local Multihazard Mitigation Plan	1	$50,000
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)	1	$112,500
201.1: Relocation of Private Structures - Riverine	1	$1,793,528

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Brady has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are drought, wildfire, hail. The area has had 19 federal disaster declarations. The most common disaster type is fire (5 declarations). 1 flood insurance claims have been filed in the area. FEMA has obligated $2,826,994 in public assistance recovery funding. $1,111,016 has been distributed in individual assistance to disaster-affected residents. 8 hazard mitigation projects have been funded to reduce future risk.