Cost of Living in Bay City, TX
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
90.8
100 = national avg
-9.2 vs national average
Living Wage (1 Adult)
$39,973
per year
Living Wage (Family of 4)
$94,481
per year
Cost Index by Category
Housing100.1
Food89.7
Transportation79.3
Healthcare91.7
Utilities93.8
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$960
per month
2 Bedroom
$1,173
per month
The overall cost of living index in Bay City is 90.8, which is 9.2% below the national average. Housing costs are above the national average at an index of 100.1. A single adult needs to earn approximately $39,973 per year to cover basic expenses.