Natural Disasters in Whitlock, TN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
84.7
Relatively Moderate
Expected Annual Loss
78.8
Score (0-100)
Social Vulnerability
82.2
Score (0-100)
Community Resilience
31.5
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Cold Wave | 98.6 |
| Earthquake | 94.9 |
| Tornado | 83.9 |
| Ice Storm | 83.1 |
| Winter Weather | 79.2 |
| Landslide | 78.2 |
| Lightning | 77.0 |
| Heat Wave | 74.5 |
| Strong Wind | 71.6 |
| Drought | 65.7 |
| Hurricane | 48.9 |
| Wildfire | 23.5 |
| Hail | 19.5 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
20
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
12 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Jun 19, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Apr 2, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Sep 4, 2023 | Severe Storm | SEVERE STORMS AND STRAIGHT-LINE WINDS |
| May 17, 2023 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADO |
| Jan 14, 2022 | Tornado | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES |
| Jul 9, 2020 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING |
| Apr 2, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Aug 13, 2014 | Severe Storm | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING |
| May 9, 2011 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| May 1, 2011 | Severe Storm | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING |
| May 4, 2010 | Severe Storm | SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES |
| Feb 17, 2009 | Severe Ice Storm | SEVERE WINTER STORM AND FLOODING |
| Sep 5, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| May 8, 2003 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Jun 12, 2000 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Mar 7, 1997 | Tornado | HEAVY RAINS, TORNADOES, FLOODING, HAIL, HIGH WINDS |
| Feb 28, 1994 | Severe Storm | SEVERE WINTER ICE STORM,FLASH FLOODING |
| Mar 22, 1975 | Flood | SEVERE STORMS & FLOODING |
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
30
Total Claims Paid
$131,562
Avg Claim Payout
$4,385
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$3,723,625
Disasters with PA
13
Total Projects
87
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4712 | Severe Storm(s) | 8 | $722,545 |
| DR-1974 | Severe Storm(s) | 13 | $572,142 |
| DR-1979 | Severe Storm(s) | 10 | $464,364 |
| DR-4637 | Severe Storm(s) | 5 | $421,582 |
| DR-4550 | Severe Storm(s) | 4 | $369,713 |
| DR-1464 | Severe Storm(s) | 11 | $321,396 |
| DR-4735 | Severe Storm(s) | 5 | $194,030 |
| DR-1821 | Severe Ice Storm | 6 | $148,708 |
| DR-1909 | Severe Storm(s) | 8 | $142,102 |
| DR-4878 | Severe Storm(s) | 8 | $126,878 |
| DR-4189 | Severe Storm(s) | 4 | $115,039 |
| DR-1331 | Severe Storm(s) | 3 | $72,743 |
| DR-4514 | Biological | 2 | $52,382 |
Whitlock has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are cold wave, earthquake, tornado. The area has had 20 federal disaster declarations. The most common disaster type is severe storm (12 declarations). 30 flood insurance claims have been filed in the area. FEMA has obligated $3,723,625 in public assistance recovery funding.