Natural Disasters in Westpoint, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

69.7

Relatively Low

Expected Annual Loss

63.9

Score (0-100)

Social Vulnerability

68.2

Score (0-100)

Community Resilience

18.9

Score (0-100)

Top Hazard Risks

Tornado91.3Lightning91.0Earthquake89.2

Hazard	Risk Score
Tornado	91.3
Lightning	91.0
Earthquake	89.2
Cold Wave	84.1
Strong Wind	59.7
Ice Storm	58.2
Winter Weather	56.6
Heat Wave	55.7
Hurricane	54.7
Landslide	40.4
Drought	31.1
Hail	21.0
Wildfire	14.1

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Feb 2026

Most Common Type

Severe Storm

14 declarations

Date	Type	Declaration
Feb 6, 2026	Winter Storm	SEVERE WINTER STORM
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 2, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
May 17, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADO
Jul 9, 2020	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING
Apr 2, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 17, 2019	Flood	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 2, 2015	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING
Aug 13, 2014	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
May 1, 2011	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING
May 4, 2010	Severe Storm	SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
May 8, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Apr 5, 2002	Severe Storm	SEVERE STORMS AND FLOODING
May 12, 1999	Severe Storm	SEVERE STORMS, TORNADOES AND FLOODING
Jan 19, 1999	Severe Storm	SEVERE STORMS, TORNADOES AND HIGH WINDS
Jan 15, 1999	Severe Storm	SEVERE WINTER STORM
Jul 23, 1998	Severe Storm	SEVERE STORMS AND FLOODING
Apr 20, 1998	Severe Storm	SEVERE STORMS, TORNADOES AND FLOODING

Showing 20 of 25 declarations

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$715,081

Avg Claim Payout

$20,431

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$4,034,820

Disasters with PA

Total Projects

161

Disaster	Type	Projects	Federal $
DR-1464	Severe Storm(s)	28	$1,070,821
DR-1909	Severe Storm(s)	28	$751,639
DR-1408	Severe Storm(s)	15	$578,585
DR-1260	Severe Storm(s)	4	$255,756
DR-1262	Severe Storm(s)	26	$242,481
DR-4712	Severe Storm(s)	6	$229,401
DR-4427	Severe Storm(s)	4	$224,882
DR-4189	Severe Storm(s)	5	$194,017
DR-1974	Severe Storm(s)	35	$159,526
DR-4211	Severe Ice Storm	3	$141,692
DR-4550	Severe Storm(s)	2	$124,765
DR-1275	Severe Storm(s)	4	$55,885
DR-4514	Biological	1	$5,371

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$2,490,009

Properties Protected

Avg Benefit-Cost Ratio

0.83

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	6	$732,822
202.4: Elevation of Public Structures - Coastal	1	$1,588,808
403.4: Stormwater Management - Detention/Retention Basins	1	$168,379

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Westpoint has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, lightning, earthquake. The area has had 25 federal disaster declarations. The most common disaster type is severe storm (14 declarations). 35 flood insurance claims have been filed in the area. FEMA has obligated $4,034,820 in public assistance recovery funding. 8 hazard mitigation projects have been funded to reduce future risk.