Natural Disasters in Toone, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

63.0

Relatively Low

Expected Annual Loss

50.0

Score (0-100)

Social Vulnerability

93.4

Score (0-100)

Community Resilience

39.7

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

18

Public Assistance

$3.1M

Individual Assistance

$661K

Most Common Type

Severe Storm

9 declarations

Public Assistance by Category

Total: $3.6M
DisasterTypeDatePA $IA $
Severe Winter Storm →Winter StormFeb 2026——
Severe Winter Storm →Winter StormJan 2026——
Severe Storms, Straight-line Winds, Torn… →Severe StormJun 2025$1.8M$249K
Severe Storms, Straight-line Winds, Torn… →Severe StormApr 2025——
Severe Storms, Straight-line Winds, and … →Severe StormApr 2023$55K$136K
Severe Storms, Tornadoes, and Flooding →TornadoMay 2021$203K—
Covid-19 Pandemic →BiologicalApr 2020—$172K
Covid-19 →BiologicalMar 2020——
Severe Winter Storm and Flooding →Severe Ice StormApr 2015$165K—
Severe Storms, Tornadoes, Straight-line … →Severe StormMay 2011$224K—
Severe Storms, Flooding, Straight-line W… →Severe StormMay 2010$405K$89K
Hurricane Katrina Evacuation →HurricaneSep 2005$9K—
Severe Storms, High Winds, and Heavy Rai… →Severe Storm(s)Jul 2003$8K—
Severe Storms, Tornadoes, and Flooding →Severe StormMay 2003$44K$13K
Severe Storms, Tornadoes and Flooding →Severe StormMay 1999$49K—
Severe Storms, Tornadoes and High Winds →Severe StormJan 1999$141K—
Heavy Rains, Tornadoes, Flooding, Hail, … →TornadoMar 1997——
Severe Winter Ice Storm,flash Flooding →Severe StormFeb 1994——
Severe Storms & Flooding →FloodMar 1975——
Severe Storms, Tornadoes, Straight-line … →Unknown——$627

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

3

Total Claims Paid

$12,313

Avg Claim Payout

$4,104

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

2

Federal Funding

$993,808

Properties Protected

1

Avg Benefit-Cost Ratio

1.99

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures1$594,966
402.1: Infrastructure Protective Measures (Roads and Bridges)1$398,842

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Toone has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, tornado, landslide. The area has had 18 federal disaster declarations. The most common disaster type is severe storm (9 declarations). 3 flood insurance claims have been filed in the area. FEMA has obligated $3,106,174 in public assistance recovery funding. $661,110 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.