Natural Disasters in Spring Hill, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

85.1

Relatively Moderate

Expected Annual Loss

90.5

Score (0-100)

Social Vulnerability

10.6

Score (0-100)

Community Resilience

95.2

Score (0-100)

Top Hazard Risks

Cold Wave90.7Earthquake89.4Strong Wind89.1

Hazard	Risk Score
Cold Wave	90.7
Earthquake	89.4
Strong Wind	89.1
Tornado	88.9
Winter Weather	84.7
Ice Storm	84.4
Heat Wave	72.5
Landslide	54.2
Lightning	53.7
Hail	41.9
Hurricane	41.0
Wildfire	39.8
Drought	35.8

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Feb 2026

Most Common Type

Severe Storm

11 declarations

Date	Type	Declaration
Feb 6, 2026	Winter Storm	SEVERE WINTER STORM
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Jun 17, 2024	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Mar 8, 2023	Winter Storm	SEVERE WINTER STORM
May 8, 2021	Tornado	SEVERE STORMS, TORNADOES, AND FLOODING
Jul 9, 2020	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING
Apr 2, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Aug 13, 2014	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
May 4, 2010	Severe Storm	SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES
Apr 5, 2006	Severe Storm	SEVERE STORMS AND TORNADOES
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
May 8, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Apr 5, 2002	Severe Storm	SEVERE STORMS AND FLOODING
Jan 19, 1999	Severe Storm	SEVERE STORMS, TORNADOES AND HIGH WINDS
Apr 20, 1998	Severe Storm	SEVERE STORMS, TORNADOES AND FLOODING
Feb 28, 1994	Severe Storm	SEVERE WINTER ICE STORM,FLASH FLOODING
May 7, 1979	Severe Storm	SEVERE STORMS, TORNADOES & FLOODING
Mar 22, 1975	Flood	SEVERE STORMS & FLOODING
Mar 21, 1973	Flood	HEAVY RAINS & FLOODING

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

1,223

Total IA Distributed

$3,307,789

Repair/Replace

$2,449,875

Rental Assistance

$392,701

Disaster	Registrations	Total IA $	Avg Damage
DR-4637	1	N/A	—
DR-1634	2	N/A	—
DR-1909	996	$2,870,473	$3,702
DR-4514	48	$260,040	—
DR-1464	104	$80,033	$868
DR-4601	47	$73,163	$5,156
DR-1745	25	$24,081	$1,711

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

198

Total Claims Paid

$3,317,673

Avg Claim Payout

$16,756

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$7,608,831

Disasters with PA

Total Projects

356

Disaster	Type	Projects	Federal $
DR-4792	Severe Storm(s)	15	$2,883,289
DR-1909	Severe Storm(s)	176	$1,963,582
DR-4550	Severe Storm(s)	6	$828,668
DR-1464	Severe Storm(s)	72	$443,378
DR-4601	Severe Storm(s)	11	$358,109
DR-4691	Winter Storm	14	$323,015
DR-1408	Severe Storm(s)	34	$299,376
DR-4189	Severe Storm(s)	6	$242,018
DR-4514	Biological	13	$171,314
DR-1262	Severe Storm(s)	9	$96,082

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$2,238,179

Properties Protected

Avg Benefit-Cost Ratio

0.42

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	7	$2,227,799
91.1: Local Multihazard Mitigation Plan	1	$10,380

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Spring Hill has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are cold wave, earthquake, strong wind. The area has had 20 federal disaster declarations. The most common disaster type is severe storm (11 declarations). 198 flood insurance claims have been filed in the area. FEMA has obligated $7,608,831 in public assistance recovery funding. $3,307,789 has been distributed in individual assistance to disaster-affected residents. 8 hazard mitigation projects have been funded to reduce future risk.