Natural Disasters in Spring City, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

49.2

Relatively Low

Expected Annual Loss

46.9

Score (0-100)

Social Vulnerability

57.8

Score (0-100)

Community Resilience

33.6

Score (0-100)

Top Hazard Risks

Landslide82.6Earthquake75.9Strong Wind66.2
HazardRisk Score
Landslide82.6
Earthquake75.9
Strong Wind66.2
Lightning59.9
Cold Wave59.3
Tornado56.5
Wildfire48.3
Hurricane46.6
Winter Weather44.3
Drought39.6
Ice Storm37.1
Hail35.1
Heat Wave28.4

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

20

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

10 declarations

DateTypeDeclaration
Jan 24, 2026Winter StormSEVERE WINTER STORM
Apr 2, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Sep 27, 2023Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADO
May 17, 2023Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADO
Apr 2, 2020BiologicalCOVID-19 PANDEMIC
Mar 13, 2020BiologicalCOVID-19
Apr 17, 2019FloodSEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Jun 23, 2017Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING
Apr 2, 2015Severe Ice StormSEVERE WINTER STORM AND FLOODING
May 1, 2011Severe StormSEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING
Sep 5, 2005HurricaneHURRICANE KATRINA EVACUATION
Oct 7, 2004Severe StormSEVERE STORMS AND FLOODING
May 8, 2003Severe StormSEVERE STORMS, TORNADOES, AND FLOODING
Mar 20, 2003Severe StormSEVERE STORMS AND FLOODING
Nov 3, 2001FireTN - CHATTANOOGA FIRE COMPLEX - 11/03/01
Apr 20, 1998Severe StormSEVERE STORMS, TORNADOES AND FLOODING
Jan 13, 1998Severe StormSEVERE STORMS AND FLOODING
Mar 14, 1993SnowstormSEVERE SNOWFALL, WINTER STORM
Jan 4, 1991FloodSEVERE STORMS & FLOODING
Mar 21, 1973FloodHEAVY RAINS & FLOODING

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

82

Total Claims Paid

$1,687,393

Avg Claim Payout

$20,578

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$1,538,709

Disasters with PA

8

Total Projects

85

DisasterTypeProjectsFederal $
DR-1974Severe Storm(s)13$369,700
DR-4427Severe Storm(s)12$269,049
DR-4742Severe Storm(s)5$259,914
DR-1568Severe Storm(s)15$248,659
DR-4211Severe Ice Storm3$106,836
DR-1464Severe Storm(s)13$105,034
DR-1456Severe Storm(s)22$102,402
DR-4320Severe Storm(s)2$77,115

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

1

Federal Funding

$21,427

Avg Benefit-Cost Ratio

0.00

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine1$21,427

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Spring City has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, earthquake, strong wind. The area has had 20 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 82 flood insurance claims have been filed in the area. FEMA has obligated $1,538,709 in public assistance recovery funding. 1 hazard mitigation projects have been funded to reduce future risk.