Natural Disasters in Smyrna, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

85.1

Relatively Moderate

Expected Annual Loss

90.5

Score (0-100)

Social Vulnerability

10.6

Score (0-100)

Community Resilience

95.2

Score (0-100)

Top Hazard Risks

Cold Wave90.7Earthquake89.4Strong Wind89.1

Hazard	Risk Score
Cold Wave	90.7
Earthquake	89.4
Strong Wind	89.1
Tornado	88.9
Winter Weather	84.7
Ice Storm	84.4
Heat Wave	72.5
Landslide	54.2
Lightning	53.7
Hail	41.9
Hurricane	41.0
Wildfire	39.8
Drought	35.8

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Feb 2026

Most Common Type

Severe Storm

8 declarations

Date	Type	Declaration
Feb 6, 2026	Winter Storm	SEVERE WINTER STORM
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 2, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Apr 7, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES
Apr 2, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
May 4, 2010	Severe Storm	SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES
May 15, 2009	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
May 8, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Nov 13, 2002	Severe Storm	SEVERE STORMS AND TORNADOS
Feb 28, 1994	Severe Storm	SEVERE WINTER ICE STORM,FLASH FLOODING
Mar 14, 1993	Snowstorm	SEVERE SNOWFALL, WINTER STORM
May 7, 1979	Severe Storm	SEVERE STORMS, TORNADOES & FLOODING
Mar 22, 1975	Flood	SEVERE STORMS & FLOODING
Apr 4, 1974	Tornado	TORNADOES
Mar 21, 1973	Flood	HEAVY RAINS & FLOODING

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

3,798

Total IA Distributed

$10,131,777

Repair/Replace

$4,708,579

Rental Assistance

$885,576

Disaster	Registrations	Total IA $	Avg Damage
DR-4637	151	N/A	—
DR-1974	1	N/A	—
DR-1634	3	N/A	$23
DR-1909	2,566	$6,179,528	$2,157
DR-4514	637	$3,715,461	—
DR-1464	211	$111,881	$2,368
DR-4601	72	$69,937	$1,064
DR-4878	17	$43,615	$1,997
DR-4476	46	$6,333	$773
DR-4751	30	$2,400	$287

Showing top 10 of 12 disasters by IA amount

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

452

Total Claims Paid

$7,052,638

Avg Claim Payout

$15,603

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$26,476,951

Disasters with PA

Total Projects

218

Disaster	Type	Projects	Federal $
DR-4514	Biological	11	$12,144,693
DR-4476	Tornado	5	$5,568,095
DR-1839	Severe Storm(s)	33	$3,986,863
DR-1909	Severe Storm(s)	122	$1,509,285
DR-1464	Severe Storm(s)	27	$1,363,406
DR-4594	Winter Storm	3	$750,199
DR-4701	Severe Storm(s)	6	$439,395
DR-1745	Severe Storm(s)	3	$438,882
DR-1275	Severe Storm(s)	4	$120,548
DR-4601	Severe Storm(s)	2	$81,165
DR-4792	Severe Storm(s)	1	$61,983
DR-1634	Severe Storm(s)	1	$12,437

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$2,238,179

Properties Protected

Avg Benefit-Cost Ratio

0.42

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	7	$2,227,799
91.1: Local Multihazard Mitigation Plan	1	$10,380

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Smyrna has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are cold wave, earthquake, strong wind. The area has had 17 federal disaster declarations. The most common disaster type is severe storm (8 declarations). 452 flood insurance claims have been filed in the area. FEMA has obligated $26,476,951 in public assistance recovery funding. $10,131,777 has been distributed in individual assistance to disaster-affected residents. 8 hazard mitigation projects have been funded to reduce future risk.