Natural Disasters in Smithville, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

25.5

Very Low

Expected Annual Loss

24.5

Score (0-100)

Social Vulnerability

54.1

Score (0-100)

Community Resilience

30.7

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

Public Assistance

$812K

Individual Assistance

$301K

Most Common Type

Severe Storm

8 declarations

Disaster	Type	Date	PA $	IA $
Severe Winter Storm →	Winter Storm	Jan 2026	—	—
Severe Storms, Straight-line Winds, Tornadoes, and Flooding →	Severe Storm	Apr 2025	—	—
Severe Winter Storms →	Severe Ice Storm	Apr 2021	—	—
Covid-19 Pandemic →	Biological	Apr 2020	—	$151K
Covid-19 →	Biological	Mar 2020	—	—
Severe Storms, Flooding, Landslides, and Mudslides →	Flood	Apr 2019	$56K	—
Severe Winter Storm and Flooding →	Severe Ice Storm	Apr 2015	—	—
Severe Storms, Tornadoes, Straight-line Winds and →	Severe Storm	Mar 2012	—	$8K
Severe Storms, Flooding, Straight-line Winds, and Tornadoes →	Severe Storm	May 2010	$387K	$74K
Hurricane Katrina Evacuation →	Hurricane	Sep 2005	—	—
Severe Storms, Tornadoes, and Flooding →	Severe Storm	May 2003	$214K	$61K
Severe Storms and Flooding →	Severe Storm	Apr 2002	$152K	—
Severe Winter Storm →	Severe Storm	Jan 1999	$4K	—
Severe Storms and Flooding →	Severe Storm	Jan 1998	—	—
Heavy Rains, Tornadoes, Flooding, Hail, High Winds →	Tornado	Mar 1997	—	—
Severe Winter Ice Storm,flash Flooding →	Severe Storm	Feb 1994	—	—
Severe Snowfall, Winter Storm →	Snowstorm	Mar 1993	—	—
Severe Storms & Flooding →	Flood	Mar 1975	—	—
Tornadoes →	Tornado	Apr 1974	—	—
Severe Storms and Tornadoes →	Unknown	—	—	$6K

Showing 20 of 22 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$161,148

Avg Claim Payout

$9,479

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$1,126,465

Properties Protected

Avg Benefit-Cost Ratio

3.85

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures	1	$1,126,465

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Smithville has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, winter weather, landslide. The area has had 19 federal disaster declarations. The most common disaster type is severe storm (8 declarations). 17 flood insurance claims have been filed in the area. FEMA has obligated $812,484 in public assistance recovery funding. $301,187 has been distributed in individual assistance to disaster-affected residents. 1 hazard mitigation projects have been funded to reduce future risk.