Natural Disasters in Shelbyville, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

69.2

Relatively Low

Expected Annual Loss

68.2

Score (0-100)

Social Vulnerability

51.0

Score (0-100)

Community Resilience

26.6

Score (0-100)

Top Hazard Risks

Cold Wave86.8Tornado83.1Earthquake83.0
HazardRisk Score
Cold Wave86.8
Tornado83.1
Earthquake83.0
Winter Weather72.8
Strong Wind69.3
Ice Storm58.2
Drought57.5
Hurricane55.0
Hail55.0
Lightning53.1
Heat Wave48.0
Landslide28.6
Wildfire19.0

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

17

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

6 declarations

DateTypeDeclaration
Jan 24, 2026Winter StormSEVERE WINTER STORM
Apr 2, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Apr 21, 2021Severe Ice StormSEVERE WINTER STORMS
Apr 2, 2020BiologicalCOVID-19 PANDEMIC
Mar 13, 2020BiologicalCOVID-19
Apr 17, 2019FloodSEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 2, 2015Severe Ice StormSEVERE WINTER STORM AND FLOODING
Sep 5, 2005HurricaneHURRICANE KATRINA EVACUATION
May 8, 2003Severe StormSEVERE STORMS, TORNADOES, AND FLOODING
Nov 13, 2002Severe StormSEVERE STORMS AND TORNADOS
Apr 5, 2002Severe StormSEVERE STORMS AND FLOODING
Jan 15, 1999Severe StormSEVERE WINTER STORM
Feb 28, 1994Severe StormSEVERE WINTER ICE STORM,FLASH FLOODING
Mar 14, 1993SnowstormSEVERE SNOWFALL, WINTER STORM
Jan 4, 1991FloodSEVERE STORMS & FLOODING
Apr 4, 1974TornadoTORNADOES
Mar 21, 1973FloodHEAVY RAINS & FLOODING

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

30

Total Claims Paid

$332,018

Avg Claim Payout

$11,067

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$6,335,569

Disasters with PA

16

Total Projects

62

DisasterTypeProjectsFederal $
DR-4594Winter Storm3$2,109,507
DR-4792Severe Storm(s)2$978,817
DR-1260Severe Storm(s)8$932,821
DR-4211Severe Ice Storm7$791,282
DR-4550Severe Storm(s)2$397,422
DR-1464Severe Storm(s)6$210,712
DR-1408Severe Storm(s)6$200,003
DR-4742Severe Storm(s)2$194,969
DR-1441Severe Storm(s)7$154,450
DR-4427Severe Storm(s)7$106,765
DR-4514Biological2$92,192
DR-1965Severe Storm(s)3$87,516
DR-1909Severe Storm(s)2$28,825
DR-4712Severe Storm(s)2$28,213
DR-4601Severe Storm(s)2$17,786

Showing top 15 of 16 disasters by spending

Shelbyville has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are cold wave, tornado, earthquake. The area has had 17 federal disaster declarations. The most common disaster type is severe storm (6 declarations). 30 flood insurance claims have been filed in the area. FEMA has obligated $6,335,569 in public assistance recovery funding.