Natural Disasters in Rural Hill, TN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
80.0
Relatively Low
Expected Annual Loss
86.3
Score (0-100)
Social Vulnerability
10.6
Score (0-100)
Community Resilience
60.6
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Cold Wave | 89.1 |
| Winter Weather | 88.9 |
| Earthquake | 88.8 |
| Tornado | 85.8 |
| Hail | 82.0 |
| Ice Storm | 80.9 |
| Lightning | 74.7 |
| Strong Wind | 70.5 |
| Heat Wave | 62.0 |
| Hurricane | 38.5 |
| Wildfire | 37.3 |
| Drought | 31.2 |
| Landslide | 29.5 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
17
Most Recent
Winter Storm
Feb 2026
Most Common Type
Severe Storm
7 declarations
| Date | Type | Declaration |
|---|---|---|
| Feb 6, 2026 | Winter Storm | SEVERE WINTER STORM |
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Jun 19, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Apr 2, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Jan 14, 2022 | Tornado | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES |
| May 8, 2021 | Tornado | SEVERE STORMS, TORNADOES, AND FLOODING |
| Apr 2, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Mar 5, 2020 | Tornado | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING |
| May 4, 2010 | Severe Storm | SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES |
| Sep 5, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| May 8, 2003 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Apr 20, 1998 | Severe Storm | SEVERE STORMS, TORNADOES AND FLOODING |
| Feb 28, 1994 | Severe Storm | SEVERE WINTER ICE STORM,FLASH FLOODING |
| Mar 14, 1993 | Snowstorm | SEVERE SNOWFALL, WINTER STORM |
| May 7, 1979 | Severe Storm | SEVERE STORMS, TORNADOES & FLOODING |
| Apr 4, 1974 | Tornado | TORNADOES |
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
572
Total Claims Paid
$11,203,641
Avg Claim Payout
$19,587
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$23,280,379
Disasters with PA
4
Total Projects
76
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4476 | Tornado | 19 | $22,317,421 |
| DR-1909 | Severe Storm(s) | 41 | $412,784 |
| DR-4514 | Biological | 3 | $308,563 |
| DR-4601 | Severe Storm(s) | 13 | $241,611 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
2
Federal Funding
$154,657
Avg Benefit-Cost Ratio
205.83
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 400.1: Utility Protective Measures (Electric, Gas, etc.) | 1 | $0 |
| 91.1: Local Multihazard Mitigation Plan | 1 | $154,657 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Rural Hill has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are cold wave, winter weather, earthquake. The area has had 17 federal disaster declarations. The most common disaster type is severe storm (7 declarations). 572 flood insurance claims have been filed in the area. FEMA has obligated $23,280,379 in public assistance recovery funding. 2 hazard mitigation projects have been funded to reduce future risk.