Natural Disasters in Normandy, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

69.2

Relatively Low

Expected Annual Loss

68.2

Score (0-100)

Social Vulnerability

51.0

Score (0-100)

Community Resilience

26.6

Score (0-100)

Top Hazard Risks

Cold Wave86.8Tornado83.1Earthquake83.0

Hazard	Risk Score
Cold Wave	86.8
Tornado	83.1
Earthquake	83.0
Winter Weather	72.8
Strong Wind	69.3
Ice Storm	58.2
Drought	57.5
Hurricane	55.0
Hail	55.0
Lightning	53.1
Heat Wave	48.0
Landslide	28.6
Wildfire	19.0

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

6 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 2, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Apr 21, 2021	Severe Ice Storm	SEVERE WINTER STORMS
Apr 2, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 17, 2019	Flood	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 2, 2015	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
May 8, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Nov 13, 2002	Severe Storm	SEVERE STORMS AND TORNADOS
Apr 5, 2002	Severe Storm	SEVERE STORMS AND FLOODING
Jan 15, 1999	Severe Storm	SEVERE WINTER STORM
Feb 28, 1994	Severe Storm	SEVERE WINTER ICE STORM,FLASH FLOODING
Mar 14, 1993	Snowstorm	SEVERE SNOWFALL, WINTER STORM
Jan 4, 1991	Flood	SEVERE STORMS & FLOODING
Apr 4, 1974	Tornado	TORNADOES
Mar 21, 1973	Flood	HEAVY RAINS & FLOODING

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

124

Total IA Distributed

$651,341

Repair/Replace

$20,165

Rental Assistance

$2,678

Disaster	Registrations	Total IA $	Avg Damage
DR-4601	1	N/A	—
DR-1909	1	N/A	—
DR-4514	96	$588,978	—
DR-1464	7	$62,245	$7,841
DR-1441	19	$118	$7,088

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$332,018

Avg Claim Payout

$11,067

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$6,335,569

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4594	Winter Storm	3	$2,109,507
DR-4792	Severe Storm(s)	2	$978,817
DR-1260	Severe Storm(s)	8	$932,821
DR-4211	Severe Ice Storm	7	$791,282
DR-4550	Severe Storm(s)	2	$397,422
DR-1464	Severe Storm(s)	6	$210,712
DR-1408	Severe Storm(s)	6	$200,003
DR-4742	Severe Storm(s)	2	$194,969
DR-1441	Severe Storm(s)	7	$154,450
DR-4427	Severe Storm(s)	7	$106,765
DR-4514	Biological	2	$92,192
DR-1965	Severe Storm(s)	3	$87,516
DR-1909	Severe Storm(s)	2	$28,825
DR-4712	Severe Storm(s)	2	$28,213
DR-4601	Severe Storm(s)	2	$17,786

Showing top 15 of 16 disasters by spending

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$133,444

Properties Protected

Avg Benefit-Cost Ratio

0.53

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	2	$53,746
91.1: Local Multihazard Mitigation Plan	1	$34,719
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)	1	$44,979

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Normandy has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are cold wave, tornado, earthquake. The area has had 17 federal disaster declarations. The most common disaster type is severe storm (6 declarations). 30 flood insurance claims have been filed in the area. FEMA has obligated $6,335,569 in public assistance recovery funding. $651,341 has been distributed in individual assistance to disaster-affected residents. 4 hazard mitigation projects have been funded to reduce future risk.