Natural Disasters in Munford, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

81.0

Relatively Moderate

Expected Annual Loss

76.1

Score (0-100)

Social Vulnerability

73.2

Score (0-100)

Community Resilience

50.6

Score (0-100)

Top Hazard Risks

Earthquake95.8Tornado92.8Ice Storm90.9

Hazard	Risk Score
Earthquake	95.8
Tornado	92.8
Ice Storm	90.9
Heat Wave	90.3
Cold Wave	84.0
Lightning	78.2
Landslide	70.9
Drought	57.6
Hurricane	46.5
Strong Wind	41.6
Hail	34.8
Wildfire	32.0
Winter Weather	24.9

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

14 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Jun 19, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Sep 4, 2023	Severe Storm	SEVERE STORMS AND STRAIGHT-LINE WINDS
Aug 17, 2023	Severe Storm	SEVERE STORMS AND STRAIGHT-LINE WINDS
May 17, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADO
Apr 7, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES
Mar 11, 2022	Severe Storm	SEVERE WINTER STORM
Apr 2, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 17, 2019	Flood	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Aug 13, 2014	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Apr 11, 2014	Severe Ice Storm	SEVERE WINTER STORM
May 9, 2011	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
May 4, 2010	Severe Storm	SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES
Feb 7, 2008	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
May 8, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Nov 13, 2002	Severe Storm	SEVERE STORMS AND TORNADOS
Jan 13, 1998	Severe Storm	SEVERE STORMS AND FLOODING
Mar 7, 1997	Tornado	HEAVY RAINS, TORNADOES, FLOODING, HAIL, HIGH WINDS

Showing 20 of 23 declarations

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

145

Total Claims Paid

$5,203,461

Avg Claim Payout

$35,886

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$47,021,512

Disasters with PA

Total Projects

494

Disaster	Type	Projects	Federal $
DR-4701	Severe Storm(s)	24	$38,979,631
DR-1909	Severe Storm(s)	265	$2,456,212
DR-1979	Severe Storm(s)	96	$2,393,176
DR-4878	Severe Storm(s)	13	$730,786
DR-4427	Severe Storm(s)	19	$578,724
DR-4645	Winter Storm	14	$480,825
DR-4171	Severe Ice Storm	9	$343,851
DR-1464	Severe Storm(s)	18	$323,180
DR-4514	Biological	11	$284,109
DR-1441	Severe Storm(s)	10	$162,979
DR-4189	Severe Storm(s)	4	$143,904
DR-4735	Severe Storm(s)	3	$57,551
DR-4712	Severe Storm(s)	4	$44,485
DR-4729	Severe Storm(s)	3	$40,622
DR-1634	Severe Storm(s)	1	$1,475

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$2,157,460

Properties Protected

Avg Benefit-Cost Ratio

2.17

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures	3	$2,119,024
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	1	$0
90.4: Mitigation Plan - Local Multihazard Mitigation Plan	1	$32,439
200.3: Acquisition of Public Real Property (Structures and Land) - Riverine	1	$0
800.1: Miscellaneous	1	$5,997

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Munford has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, tornado, ice storm. The area has had 23 federal disaster declarations. The most common disaster type is severe storm (14 declarations). 145 flood insurance claims have been filed in the area. FEMA has obligated $47,021,512 in public assistance recovery funding. 7 hazard mitigation projects have been funded to reduce future risk.