Natural Disasters in Mountain City, TN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
28.2
Very Low
Expected Annual Loss
16.6
Score (0-100)
Social Vulnerability
88.8
Score (0-100)
Community Resilience
6.6
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Landslide | 90.7 |
| Cold Wave | 63.0 |
| Wildfire | 54.9 |
| Hurricane | 51.1 |
| Lightning | 48.0 |
| Drought | 47.8 |
| Earthquake | 46.9 |
| Ice Storm | 37.3 |
| Strong Wind | 36.2 |
| Winter Weather | 30.0 |
| Tornado | 25.4 |
| Hail | 14.0 |
| Heat Wave | 2.0 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
19
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
7 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Apr 2, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Oct 2, 2024 | Tropical Storm | TROPICAL STORM HELENE |
| Sep 27, 2024 | Tropical Storm | TROPICAL STORM HELENE |
| Apr 7, 2023 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES |
| Apr 2, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Apr 17, 2019 | Flood | SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| May 1, 2011 | Severe Storm | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING |
| Sep 5, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Oct 7, 2004 | Severe Storm | SEVERE STORMS AND FLOODING |
| Mar 20, 2003 | Severe Storm | SEVERE STORMS AND FLOODING |
| Aug 15, 2001 | Severe Storm | SEVERE STORMS AND FLOODING |
| Jan 13, 1998 | Severe Storm | SEVERE STORMS AND FLOODING |
| Apr 14, 1994 | Flood | EXTENSIVE RAINFALL AND FLASH FLOODING |
| Mar 14, 1993 | Snowstorm | SEVERE SNOWFALL, WINTER STORM |
| Nov 12, 1977 | Flood | SEVERE STORMS & FLOODING |
| Apr 4, 1974 | Tornado | TORNADOES |
| Mar 21, 1973 | Flood | HEAVY RAINS & FLOODING |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
2,417
Total IA Distributed
$9,316,624
Repair/Replace
$5,654,409
Rental Assistance
$252,332
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4832 | 1,654 | $4,886,474 | $4,087 |
| DR-4827 | 628 | $4,221,982 | $5,415 |
| DR-1974 | 111 | $125,998 | $3,915 |
| DR-4514 | 22 | $81,546 | — |
| DR-1553 | 2 | $624 | $448 |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
51
Total Claims Paid
$2,226,998
Avg Claim Payout
$43,667
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$18,793,531
Disasters with PA
7
Total Projects
125
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4832 | Tropical Storm | 56 | $17,855,076 |
| DR-4427 | Severe Storm(s) | 8 | $301,917 |
| DR-1387 | Severe Storm(s) | 25 | $239,100 |
| DR-1456 | Severe Storm(s) | 17 | $179,997 |
| DR-1568 | Severe Storm(s) | 14 | $121,035 |
| DR-1974 | Severe Storm(s) | 4 | $77,257 |
| DR-4514 | Biological | 1 | $19,149 |
Mountain City has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, cold wave, wildfire. The area has had 19 federal disaster declarations. The most common disaster type is severe storm (7 declarations). 51 flood insurance claims have been filed in the area. FEMA has obligated $18,793,531 in public assistance recovery funding. $9,316,624 has been distributed in individual assistance to disaster-affected residents.