Natural Disasters in Mount Carmel, TN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
55.8
Relatively Low
Expected Annual Loss
47.3
Score (0-100)
Social Vulnerability
76.9
Score (0-100)
Community Resilience
27.6
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Landslide | 99.5 |
| Lightning | 75.9 |
| Earthquake | 74.2 |
| Strong Wind | 73.2 |
| Winter Weather | 60.9 |
| Wildfire | 50.7 |
| Tornado | 49.9 |
| Cold Wave | 44.4 |
| Ice Storm | 42.7 |
| Hurricane | 38.2 |
| Drought | 34.2 |
| Hail | 18.0 |
| Heat Wave | 12.6 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
16
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
4 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Apr 2, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Oct 2, 2024 | Tropical Storm | TROPICAL STORM HELENE |
| Sep 27, 2024 | Tropical Storm | TROPICAL STORM HELENE |
| Apr 2, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Apr 17, 2019 | Flood | SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Apr 2, 2015 | Severe Ice Storm | SEVERE WINTER STORM AND FLOODING |
| Sep 5, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Apr 5, 2002 | Severe Storm | SEVERE STORMS AND FLOODING |
| Nov 3, 2000 | Fire | TN-GREENEVILLE FIRE COMPLEX-11/03/00 |
| Apr 20, 1998 | Severe Storm | SEVERE STORMS, TORNADOES AND FLOODING |
| Jan 13, 1998 | Severe Storm | SEVERE STORMS AND FLOODING |
| Apr 14, 1994 | Flood | EXTENSIVE RAINFALL AND FLASH FLOODING |
| Mar 14, 1993 | Snowstorm | SEVERE SNOWFALL, WINTER STORM |
| Mar 21, 1973 | Flood | HEAVY RAINS & FLOODING |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
1,057
Total IA Distributed
$3,316,473
Repair/Replace
$73,859
Rental Assistance
$8,068
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4601 | 1 | N/A | — |
| DR-1974 | 1 | N/A | — |
| DR-4609 | 1 | N/A | — |
| DR-4514 | 514 | $2,979,470 | — |
| DR-4832 | 299 | $135,480 | $988 |
| DR-4831 | 219 | $108,842 | $291 |
| DR-4512 | 22 | $92,681 | — |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
16
Total Claims Paid
$108,239
Avg Claim Payout
$6,765
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$2,046,634
Disasters with PA
5
Total Projects
35
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4832 | Tropical Storm | 11 | $1,817,419 |
| DR-4514 | Biological | 2 | $80,766 |
| DR-4427 | Severe Storm(s) | 3 | $62,600 |
| DR-1408 | Severe Storm(s) | 14 | $48,523 |
| DR-4211 | Severe Ice Storm | 5 | $37,326 |
Mount Carmel has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, lightning, earthquake. The area has had 16 federal disaster declarations. The most common disaster type is severe storm (4 declarations). 16 flood insurance claims have been filed in the area. FEMA has obligated $2,046,634 in public assistance recovery funding. $3,316,473 has been distributed in individual assistance to disaster-affected residents.