Natural Disasters in Michie, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

50.5

Relatively Low

Expected Annual Loss

49.7

Score (0-100)

Social Vulnerability

53.4

Score (0-100)

Community Resilience

29.1

Score (0-100)

Top Hazard Risks

Earthquake90.3Cold Wave78.0Landslide74.0

Hazard	Risk Score
Earthquake	90.3
Cold Wave	78.0
Landslide	74.0
Heat Wave	67.0
Strong Wind	63.2
Tornado	60.3
Hurricane	57.3
Lightning	47.5
Drought	41.2
Ice Storm	27.3
Wildfire	26.5
Hail	17.6
Winter Weather	17.0

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Feb 2026

Most Common Type

Severe Storm

10 declarations

Date	Type	Declaration
Feb 6, 2026	Winter Storm	SEVERE WINTER STORM
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Jun 19, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Apr 7, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES
May 8, 2021	Tornado	SEVERE STORMS, TORNADOES, AND FLOODING
Apr 2, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Dec 6, 2019	Severe Storm	SEVERE STORM AND STRAIGHT-LINE WINDS
Apr 17, 2019	Flood	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 2, 2015	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING
Aug 13, 2014	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
May 1, 2011	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING
May 4, 2010	Severe Storm	SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES
Feb 7, 2008	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Apr 5, 2002	Severe Storm	SEVERE STORMS AND FLOODING
May 12, 1999	Severe Storm	SEVERE STORMS, TORNADOES AND FLOODING
Mar 7, 1997	Tornado	HEAVY RAINS, TORNADOES, FLOODING, HAIL, HIGH WINDS
Feb 28, 1994	Severe Storm	SEVERE WINTER ICE STORM,FLASH FLOODING
Mar 22, 1975	Flood	SEVERE STORMS & FLOODING

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

105

Total IA Distributed

$214,097

Repair/Replace

$106,230

Rental Assistance

$28,841

Disaster	Registrations	Total IA $	Avg Damage
DR-1745	7	N/A	$2,088
DR-1464	25	$113,552	$6,070
DR-1909	30	$42,073	$1,105
DR-1974	30	$27,120	$2,509
DR-4514	5	$19,700	—
DR-4701	5	$9,686	$5,664
DR-4878	3	$1,966	$150

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$815,774

Avg Claim Payout

$47,987

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$4,656,372

Disasters with PA

Total Projects

261

Disaster	Type	Projects	Federal $
DR-1909	Severe Storm(s)	104	$1,573,501
DR-4601	Severe Storm(s)	24	$828,480
DR-4427	Severe Storm(s)	21	$608,197
DR-4471	Severe Storm(s)	9	$511,926
DR-4701	Severe Storm(s)	12	$481,424
DR-1974	Severe Storm(s)	61	$276,150
DR-4189	Severe Storm(s)	8	$134,945
DR-4211	Severe Ice Storm	2	$111,593
DR-1275	Severe Storm(s)	7	$45,214
DR-4514	Biological	2	$37,846
DR-1408	Severe Storm(s)	6	$26,851
DR-1745	Severe Storm(s)	5	$20,245

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$406,330

Properties Protected

Avg Benefit-Cost Ratio

15.19

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures	2	$393,861
403.1: Stormwater Management - Culverts	1	$12,469

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Michie has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, cold wave, landslide. The area has had 20 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 17 flood insurance claims have been filed in the area. FEMA has obligated $4,656,372 in public assistance recovery funding. $214,097 has been distributed in individual assistance to disaster-affected residents. 3 hazard mitigation projects have been funded to reduce future risk.