Natural Disasters in Loudon, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

68.4

Relatively Low

Expected Annual Loss

63.7

Score (0-100)

Social Vulnerability

68.1

Score (0-100)

Community Resilience

68.0

Score (0-100)

Top Hazard Risks

Earthquake89.7Landslide87.4Strong Wind82.6

Hazard	Risk Score
Earthquake	89.7
Landslide	87.4
Strong Wind	82.6
Lightning	73.9
Cold Wave	73.7
Drought	72.1
Winter Weather	68.7
Tornado	67.0
Ice Storm	61.3
Hurricane	53.1
Wildfire	44.1
Hail	33.6
Heat Wave	29.9

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

9 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Sep 27, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADO
Apr 2, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 17, 2019	Flood	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Jun 23, 2017	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING
Apr 2, 2015	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING
Jul 20, 2011	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND
May 1, 2011	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
May 8, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Mar 20, 2003	Severe Storm	SEVERE STORMS AND FLOODING
Apr 5, 2002	Severe Storm	SEVERE STORMS AND FLOODING
Jan 15, 1999	Severe Storm	SEVERE WINTER STORM
Apr 20, 1998	Severe Storm	SEVERE STORMS, TORNADOES AND FLOODING
Mar 14, 1993	Snowstorm	SEVERE SNOWFALL, WINTER STORM
Apr 4, 1974	Tornado	TORNADOES
Mar 21, 1973	Flood	HEAVY RAINS & FLOODING

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$509,587

Avg Claim Payout

$11,324

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$4,662,726

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4742	Severe Storm(s)	7	$1,460,145
DR-4211	Severe Ice Storm	8	$1,065,592
DR-4320	Severe Storm(s)	7	$867,214
DR-4514	Biological	4	$435,965
DR-4005	Severe Storm(s)	10	$361,207
DR-1974	Severe Storm(s)	8	$174,120
DR-1260	Severe Storm(s)	4	$124,814
DR-1408	Severe Storm(s)	12	$93,448
DR-1456	Severe Storm(s)	8	$38,057
DR-1331	Severe Storm(s)	1	$25,090
DR-4427	Severe Storm(s)	1	$17,075

Loudon has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, landslide, strong wind. The area has had 18 federal disaster declarations. The most common disaster type is severe storm (9 declarations). 45 flood insurance claims have been filed in the area. FEMA has obligated $4,662,726 in public assistance recovery funding.