Natural Disasters in Lobelville, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

33.4

Very Low

Expected Annual Loss

21.7

Score (0-100)

Social Vulnerability

88.5

Score (0-100)

Community Resilience

11.1

Score (0-100)

Top Hazard Risks

Earthquake72.5Landslide66.4Tornado60.1

Hazard	Risk Score
Earthquake	72.5
Landslide	66.4
Tornado	60.1
Cold Wave	57.1
Hurricane	42.2
Strong Wind	34.6
Lightning	31.2
Heat Wave	30.5
Drought	28.4
Ice Storm	23.1
Winter Weather	9.3
Wildfire	7.8
Hail	6.4

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Feb 2026

Most Common Type

Severe Storm

15 declarations

Date	Type	Declaration
Feb 6, 2026	Winter Storm	SEVERE WINTER STORM
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Jun 19, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Apr 2, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
May 17, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADO
Mar 8, 2023	Winter Storm	SEVERE WINTER STORM
Jul 9, 2020	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING
Apr 2, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Dec 6, 2019	Severe Storm	SEVERE STORM AND STRAIGHT-LINE WINDS
Apr 17, 2019	Flood	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Aug 13, 2014	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
May 1, 2011	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING
May 4, 2010	Severe Storm	SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES
Feb 7, 2008	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
May 8, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Jun 12, 2000	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
May 12, 1999	Severe Storm	SEVERE STORMS, TORNADOES AND FLOODING
Jan 19, 1999	Severe Storm	SEVERE STORMS, TORNADOES AND HIGH WINDS

Showing 20 of 24 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

250

Total IA Distributed

$700,980

Repair/Replace

$574,852

Rental Assistance

$52,497

Disaster	Registrations	Total IA $	Avg Damage
DR-4476	1	N/A	—
DR-1909	202	$541,502	$3,584
DR-4609	40	$145,750	$8,860
DR-1464	6	$7,593	$5,669
DR-4514	1	$6,136	—

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

112

Total Claims Paid

$2,523,834

Avg Claim Payout

$22,534

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$1,440,185

Disasters with PA

Total Projects

142

Disaster	Type	Projects	Federal $
DR-1909	Severe Storm(s)	91	$693,353
DR-1275	Severe Storm(s)	8	$142,711
DR-4427	Severe Storm(s)	10	$119,131
DR-4471	Severe Storm(s)	5	$115,057
DR-4189	Severe Storm(s)	4	$109,556
DR-4878	Severe Storm(s)	3	$66,458
DR-1974	Severe Storm(s)	11	$58,437
DR-4691	Winter Storm	2	$52,066
DR-1745	Severe Storm(s)	4	$48,594
DR-1464	Severe Storm(s)	1	$25,016
DR-4550	Severe Storm(s)	2	$8,997
DR-1262	Severe Storm(s)	1	$809

Lobelville has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, landslide, tornado. The area has had 24 federal disaster declarations. The most common disaster type is severe storm (15 declarations). 112 flood insurance claims have been filed in the area. FEMA has obligated $1,440,185 in public assistance recovery funding. $700,980 has been distributed in individual assistance to disaster-affected residents.