Natural Disasters in Lafayette, TN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
34.6
Very Low
Expected Annual Loss
29.2
Score (0-100)
Social Vulnerability
69.1
Score (0-100)
Community Resilience
21.1
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Earthquake | 72.8 |
| Strong Wind | 70.8 |
| Tornado | 68.9 |
| Cold Wave | 65.0 |
| Drought | 62.8 |
| Winter Weather | 61.2 |
| Ice Storm | 59.1 |
| Landslide | 52.9 |
| Hail | 50.0 |
| Lightning | 47.1 |
| Heat Wave | 43.5 |
| Hurricane | 25.5 |
| Wildfire | 12.0 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
20
Most Recent
Winter Storm
Feb 2026
Most Common Type
Severe Storm
10 declarations
| Date | Type | Declaration |
|---|---|---|
| Feb 6, 2026 | Winter Storm | SEVERE WINTER STORM |
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Jun 17, 2024 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| May 17, 2023 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADO |
| Apr 7, 2023 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES |
| Apr 2, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Sep 15, 2010 | Severe Storm | SEVERE STORMS AND FLOODING |
| May 4, 2010 | Severe Storm | SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES |
| Feb 7, 2008 | Severe Storm | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING |
| Sep 5, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| May 8, 2003 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Apr 5, 2002 | Severe Storm | SEVERE STORMS AND FLOODING |
| Apr 20, 1998 | Severe Storm | SEVERE STORMS, TORNADOES AND FLOODING |
| Feb 28, 1994 | Severe Storm | SEVERE WINTER ICE STORM,FLASH FLOODING |
| Mar 14, 1993 | Snowstorm | SEVERE SNOWFALL, WINTER STORM |
| Aug 24, 1982 | Flood | SEVERE STORMS AND FLOODING |
| Mar 22, 1975 | Flood | SEVERE STORMS & FLOODING |
| Apr 4, 1974 | Tornado | TORNADOES |
| Jul 11, 1969 | Flood | SEVERE STORMS & FLOODING |
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
20
Total Claims Paid
$221,848
Avg Claim Payout
$11,092
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$3,065,205
Disasters with PA
6
Total Projects
211
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-1909 | Severe Storm(s) | 108 | $1,577,324 |
| DR-1745 | Severe Storm(s) | 27 | $1,029,806 |
| DR-1937 | Severe Storm(s) | 33 | $251,756 |
| DR-1408 | Severe Storm(s) | 15 | $106,692 |
| DR-1464 | Severe Storm(s) | 27 | $88,854 |
| DR-4514 | Biological | 1 | $10,774 |
Lafayette has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, strong wind, tornado. The area has had 20 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 20 flood insurance claims have been filed in the area. FEMA has obligated $3,065,205 in public assistance recovery funding.