Natural Disasters in Henderson, TN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
44.5
Relatively Low
Expected Annual Loss
44.7
Score (0-100)
Social Vulnerability
51.5
Score (0-100)
Community Resilience
45.5
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Earthquake | 90.1 |
| Tornado | 71.8 |
| Cold Wave | 71.4 |
| Landslide | 62.2 |
| Heat Wave | 55.5 |
| Hurricane | 47.6 |
| Drought | 38.9 |
| Strong Wind | 38.5 |
| Lightning | 37.3 |
| Ice Storm | 24.3 |
| Wildfire | 14.5 |
| Hail | 12.8 |
| Winter Weather | 12.3 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
16
Most Recent
Winter Storm
Feb 2026
Most Common Type
Severe Storm
9 declarations
| Date | Type | Declaration |
|---|---|---|
| Feb 6, 2026 | Winter Storm | SEVERE WINTER STORM |
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Apr 2, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Apr 2, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| May 9, 2011 | Severe Storm | SEVERE STORMS, FLOODING, TORNADOES, AND STRAIGHT-LINE WINDS |
| May 1, 2011 | Severe Storm | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING |
| May 4, 2010 | Severe Storm | SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES |
| Aug 21, 2009 | Severe Storm | SEVERE STORMS AND FLOODING |
| Sep 5, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| May 8, 2003 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| May 12, 1999 | Severe Storm | SEVERE STORMS, TORNADOES AND FLOODING |
| Jan 13, 1998 | Severe Storm | SEVERE STORMS AND FLOODING |
| Mar 7, 1997 | Tornado | HEAVY RAINS, TORNADOES, FLOODING, HAIL, HIGH WINDS |
| Feb 28, 1994 | Severe Storm | SEVERE WINTER ICE STORM,FLASH FLOODING |
| Mar 22, 1975 | Flood | SEVERE STORMS & FLOODING |
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
2
Total Claims Paid
$41,848
Avg Claim Payout
$20,924
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$495,377
Disasters with PA
4
Total Projects
63
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-1909 | Severe Storm(s) | 36 | $228,480 |
| DR-1974 | Severe Storm(s) | 21 | $218,976 |
| DR-1856 | Severe Storm(s) | 3 | $38,295 |
| DR-1978 | Severe Storm(s) | 3 | $9,625 |
Henderson has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, tornado, cold wave. The area has had 16 federal disaster declarations. The most common disaster type is severe storm (9 declarations). 2 flood insurance claims have been filed in the area. FEMA has obligated $495,377 in public assistance recovery funding.