Cost of Living in Harrogate, TN
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
103.8
100 = national avg
+3.8 vs national average
Living Wage (1 Adult)
$45,685
per year
Living Wage (Family of 4)
$107,984
per year
Cost Index by Category
Housing114.3
Food98.3
Transportation96.7
Healthcare98.7
Utilities101.9
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$844
per month
2 Bedroom
$925
per month
The overall cost of living index in Harrogate is 103.8, which is 3.8% above the national average. Housing costs are above the national average at an index of 114.3. A single adult needs to earn approximately $45,685 per year to cover basic expenses.