Natural Disasters in Harriman, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

69.0

Relatively Low

Expected Annual Loss

63.1

Score (0-100)

Social Vulnerability

71.4

Score (0-100)

Community Resilience

44.6

Score (0-100)

Top Hazard Risks

Landslide92.9Cold Wave89.0Earthquake86.3

Hazard	Risk Score
Landslide	92.9
Cold Wave	89.0
Earthquake	86.3
Strong Wind	80.7
Lightning	78.8
Tornado	71.9
Winter Weather	70.1
Ice Storm	61.4
Hurricane	48.6
Wildfire	47.7
Heat Wave	29.6
Drought	27.1
Hail	15.8

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

10 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 2, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Apr 7, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES
Apr 2, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 17, 2019	Flood	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Jun 23, 2017	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING
Apr 2, 2015	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING
Mar 31, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
May 8, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Nov 13, 2002	Severe Storm	SEVERE STORMS AND TORNADOS
Jan 15, 1999	Severe Storm	SEVERE WINTER STORM
Apr 20, 1998	Severe Storm	SEVERE STORMS, TORNADOES AND FLOODING
Jan 13, 1998	Severe Storm	SEVERE STORMS AND FLOODING
Feb 28, 1994	Severe Storm	SEVERE WINTER ICE STORM,FLASH FLOODING
Mar 14, 1993	Snowstorm	SEVERE SNOWFALL, WINTER STORM
Jan 4, 1991	Flood	SEVERE STORMS & FLOODING
Mar 22, 1975	Flood	SEVERE STORMS & FLOODING
Jun 28, 1973	Flood	SEVERE STORMS & FLOODING

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

239

Total IA Distributed

$985,245

Repair/Replace

$81,332

Rental Assistance

$16,654

Disaster	Registrations	Total IA $	Avg Damage
DR-4514	147	$817,232	—
DR-1441	51	$98,161	$21,023
DR-1464	39	$68,141	$1,778
DR-4060	2	$1,711	$2,124

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$57,954

Avg Claim Payout

$7,244

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$791,017

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4211	Severe Ice Storm	8	$382,364
DR-1441	Severe Storm(s)	2	$218,598
DR-4427	Severe Storm(s)	8	$63,089
DR-1408	Severe Storm(s)	3	$62,078
DR-1965	Severe Storm(s)	5	$22,417
DR-1568	Severe Storm(s)	3	$16,551
DR-1456	Severe Storm(s)	3	$9,881
DR-1464	Severe Storm(s)	2	$8,395
DR-1260	Severe Storm(s)	2	$7,644

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$78,913

Top Mitigation Project Types

Project Type	Projects	Federal $
90.4: Mitigation Plan - Local Multihazard Mitigation Plan	1	$13,875
91.1: Local Multihazard Mitigation Plan	1	$65,038

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Harriman has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, cold wave, earthquake. The area has had 20 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 8 flood insurance claims have been filed in the area. FEMA has obligated $791,017 in public assistance recovery funding. $985,245 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.