Natural Disasters in Germantown, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

99.4

Relatively High

Expected Annual Loss

99.2

Score (0-100)

Social Vulnerability

72.6

Score (0-100)

Community Resilience

57.5

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

27

Public Assistance

$173.0M

Individual Assistance

$14.9M

Most Common Type

Severe Storm

17 declarations

DisasterTypeDatePA $IA $
Severe Winter Storm →Winter StormJan 2026——
Severe Storms, Straight-line Winds, Tornadoes, and Flooding →Severe StormJun 2025$51K—
Severe Storms, Straight-line Winds, Tornadoes, and Flooding →Severe StormApr 2025——
Severe Storms and Straight-line Winds →Severe StormSep 2023$13.2M—
Severe Storms and Straight-line Winds →Severe StormAug 2023$18.1M—
Severe Winter Storm →Winter StormMar 2023$1.7M—
Severe Winter Storm →Severe StormMar 2022$32.7M—
Severe Winter Storms →Severe Ice StormApr 2021$5.9M—
Covid-19 Pandemic →BiologicalApr 2020$8.1M$8.0M
Covid-19 →BiologicalMar 2020——
Severe Storms, Straight-line Winds, and Flooding →Severe StormJun 2017$24.2M—
Severe Winter Storm →Severe Ice StormApr 2014$3.3M—
Severe Storms, Straight-line Winds, Tornadoes, and Flooding →Severe StormMay 2011$8.8M$234K
Severe Storms, Flooding, Tornadoes, and Straight-line Winds →Severe StormMay 2011$3.9M—
Flooding →FloodMay 2011——
Severe Storms, Tornadoes, Straight-line Winds, and Associated Flooding →Severe StormMay 2011$3.2M—
Severe Storms, Flooding, Straight-line Winds, and Tornadoes →Severe StormMay 2010$3.3M$1.9M
Severe Storms, Tornadoes, Straight-line Winds, and Flooding →Severe StormJul 2009$8.6M—
Severe Storms, Tornadoes, Straight-line Winds, and Flooding →Severe StormFeb 2008$3.0M$254K
Hurricane Katrina Evacuation →HurricaneSep 2005$304K—

Showing 20 of 31 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

1,014

Total Claims Paid

$24,910,683

Avg Claim Payout

$24,567

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

23

Federal Funding

$21,343,318

Properties Protected

45

Avg Benefit-Cost Ratio

4.94

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine7$807,458
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures4$8,025,023
205.4: Non Structural Retrofitting/Rehabilitating Public Structures - Seismic3$2,586,491
90.4: Mitigation Plan - Local Multihazard Mitigation Plan2$119,860
800.1: Miscellaneous1$0

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Germantown has a relatively high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, cold wave, heat wave. The area has had 27 federal disaster declarations. The most common disaster type is severe storm (17 declarations). 1,014 flood insurance claims have been filed in the area. FEMA has obligated $173,026,857 in public assistance recovery funding. $14,903,659 has been distributed in individual assistance to disaster-affected residents. 23 hazard mitigation projects have been funded to reduce future risk.