Cost of Living in Garland, TN
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
103.6
100 = national avg
+3.6 vs national average
Living Wage (1 Adult)
$45,586
per year
Living Wage (Family of 4)
$107,750
per year
Cost Index by Category
Housing93.3
Food106.8
Transportation113.7
Healthcare105.5
Utilities102.8
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,154
per month
2 Bedroom
$1,274
per month
The overall cost of living index in Garland is 103.6, which is 3.6% above the national average. Housing costs are below the national average at an index of 93.3. A single adult needs to earn approximately $45,586 per year to cover basic expenses.