Natural Disasters in Gainesboro, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

22.5

Very Low

Expected Annual Loss

11.6

Score (0-100)

Social Vulnerability

93.0

Score (0-100)

Community Resilience

5.8

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

34

Public Assistance

$8.5M

Individual Assistance

$293K

Most Common Type

Severe Storm

19 declarations

Public Assistance by Category

DisasterTypeDatePA $IA $
Severe Winter Storm →Winter StormJan 2026——
Severe Storms, Straight-line Winds, Torn… →Severe StormApr 2025——
Severe Storms, Tornadoes, and Flooding →Severe StormJun 2024$178K—
Severe Storms, Straight-line Winds, and … →Severe StormMay 2023$85K—
Severe Storms, Tornadoes, and Flooding →TornadoMay 2021$2.8M—
Severe Winter Storms →Severe Ice StormApr 2021$330K—
Covid-19 Pandemic →BiologicalApr 2020$16K$72K
Covid-19 →BiologicalMar 2020——
Severe Storms, Tornadoes, Straight-line … →TornadoMar 2020$16K—
Severe Storms, Flooding, Landslides, and… →FloodApr 2019$102K—
Severe Storms, Straight-line Winds, and … →Severe StormJun 2017——
Severe Storms, Tornadoes, Straight-line … →Severe StormMar 2012——
Severe Storms, Tornadoes, Straight-line … →Severe StormMay 2011——
Severe Storms, Tornadoes, and Flooding →Severe StormMar 2011$885K—
Severe Storms and Flooding →Severe StormSep 2010$1.1M—
Severe Storms, Flooding, Straight-line W… →Severe StormMay 2010$514K$221K
Severe Storms and Flooding →Severe StormAug 2009$680K—
Hurricane Katrina Evacuation →HurricaneSep 2005——
Severe Storms and Flooding →Severe StormOct 2004$836K—
Severe Storms, Tornadoes, and Flooding →Severe StormMay 2003$126K—

Showing 20 of 36 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

18

Total Claims Paid

$1,248,468

Avg Claim Payout

$69,359

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

3

Federal Funding

$1,695,549

Properties Protected

103

Avg Benefit-Cost Ratio

0.53

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
91.1: Local Multihazard Mitigation Plan1$25,974
91.5: Local Multijurisdictional Multihazard Mitigation Plan - UPDATE1$0
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine1$1,669,575

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Gainesboro has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, hail, tornado. The area has had 34 federal disaster declarations. The most common disaster type is severe storm (19 declarations). 18 flood insurance claims have been filed in the area. FEMA has obligated $8,516,386 in public assistance recovery funding. $293,438 has been distributed in individual assistance to disaster-affected residents. 3 hazard mitigation projects have been funded to reduce future risk.