Natural Disasters in Fairmount, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

93.3

Relatively Moderate

Expected Annual Loss

93.7

Score (0-100)

Social Vulnerability

36.4

Score (0-100)

Community Resilience

77.7

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

24

Public Assistance

$126.3M

Individual Assistance

$3.9M

Most Common Type

Severe Storm

11 declarations

DisasterTypeDatePA $IA $
Severe Winter Storm →Winter StormJan 2026——
Severe Storms, Straight-line Winds, Tornadoes, and Flooding →Severe StormApr 2025——
Severe Storms, Tornadoes, and Flooding →Severe StormJun 2024$4.3M—
Severe Storms, Straight-line Winds, and Tornado →Severe StormMay 2023$3.8M—
Severe Storms, Tornadoes, Straight-line Winds, and Flooding →Severe StormApr 2020$86.4M$65K
Covid-19 Pandemic →BiologicalApr 2020$5.0M$3.1M
Covid-19 →BiologicalMar 2020——
Severe Storms, Flooding, Landslides, and Mudslides →FloodApr 2019$650K—
Smith Mountain Fire Complex →FireNov 2016——
Flippers Bend Fire →FireNov 2016——
Severe Storms, Tornadoes, Straight-line Winds and →Severe StormMar 2012—$14K
Severe Storms, Tornadoes, Straight-line Winds, and Associated Flooding →Severe StormMay 2011$20.5M$242K
Severe Storms, Tornadoes, and Flooding →Severe StormMar 2011$2.1M—
Hurricane Katrina Evacuation →HurricaneSep 2005$161K—
Severe Storms and Flooding →Severe StormOct 2004$782K—
Severe Storms, Tornadoes, and Flooding →Severe StormMay 2003$2.1M$474K
Severe Winter Storm →Severe StormJan 1999$517K—
Severe Storms and Tornadoes →Severe StormApr 1997——
Extensive Rainfall and Flash Flooding →FloodApr 1994——
Severe Snowfall, Winter Storm →SnowstormMar 1993——

Showing 20 of 24 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

1,748

Total Claims Paid

$30,259,383

Avg Claim Payout

$17,311

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

9

Federal Funding

$2,316,114

Properties Protected

41

Avg Benefit-Cost Ratio

1.43

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine8$2,316,114
400.1: Utility Protective Measures (Electric, Gas, etc.)1$0

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Fairmount has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, strong wind, earthquake. The area has had 24 federal disaster declarations. The most common disaster type is severe storm (11 declarations). 1,748 flood insurance claims have been filed in the area. FEMA has obligated $126,311,913 in public assistance recovery funding. $3,879,998 has been distributed in individual assistance to disaster-affected residents. 9 hazard mitigation projects have been funded to reduce future risk.