Natural Disasters in Fairgarden, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

77.4

Relatively Low

Expected Annual Loss

74.4

Score (0-100)

Social Vulnerability

58.2

Score (0-100)

Community Resilience

30.1

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

Public Assistance

$7.3M

Individual Assistance

$411K

Most Common Type

Severe Storm

7 declarations

Disaster	Type	Date	PA $	IA $
Severe Winter Storm →	Winter Storm	Jan 2026	—	—
Severe Storms, Straight-line Winds, Tornadoes, and Flooding →	Severe Storm	Apr 2025	—	—
Tropical Storm Helene →	Tropical Storm	Oct 2024	$473K	$770
Covid-19 Pandemic →	Biological	Apr 2020	$663K	$171K
Covid-19 →	Biological	Mar 2020	—	—
Severe Storms, Flooding, Landslides, and Mudslides →	Flood	Apr 2019	$1.9M	—
Severe Storms, Straight-line Winds, and Flooding →	Severe Storm	Jun 2017	$404K	—
Wildfires →	Fire	Dec 2016	$2.6M	$200K
Chimney Top Fire →	Fire	Nov 2016	—	—
Severe Winter Storm and Flooding →	Severe Ice Storm	Apr 2015	$391K	—
Hurricane Katrina Evacuation →	Hurricane	Sep 2005	—	—
Severe Storms, Tornadoes, and Flooding →	Severe Storm	May 2003	—	$40K
Severe Storms and Flooding →	Severe Storm	Apr 2002	$412K	—
Tn - Ridge Crest Fire - 11/14/2001 →	Fire	Nov 2001	—	—
Tn - Knoxville Fire Complex - 11/02/00 →	Fire	Nov 2000	—	—
Severe Winter Storm →	Severe Storm	Jan 1999	$556K	—
Severe Storms, Tornadoes and Flooding →	Severe Storm	Apr 1998	—	—
Severe Storms and Flooding →	Severe Storm	Jan 1998	—	—
Extensive Rainfall and Flash Flooding →	Flood	Apr 1994	—	—
Severe Snowfall, Winter Storm →	Snowstorm	Mar 1993	—	—

Showing 20 of 24 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

349

Total Claims Paid

$4,113,925

Avg Claim Payout

$11,788

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$323,677

Properties Protected

Avg Benefit-Cost Ratio

1.60

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	1	$213,311
91.4: Local Multijurisdictional Multihazard Mitigation Plan - NEW	1	$101,250
91.2: Local Multihazard Mitigation Plan - NEW	1	$0
Unknown	1	$9,116
91.1: Local Multihazard Mitigation Plan	1	$0

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Fairgarden has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, earthquake, lightning. The area has had 22 federal disaster declarations. The most common disaster type is severe storm (7 declarations). 349 flood insurance claims have been filed in the area. FEMA has obligated $7,347,454 in public assistance recovery funding. $411,343 has been distributed in individual assistance to disaster-affected residents. 5 hazard mitigation projects have been funded to reduce future risk.